Bankruptcy laws are put into place to help people who have accumulated too much debt and can no longer pay their creditors. When you are in financial distress, you need a knowledgeable bankruptcy attorney who will take the time to explore. San Diego bankruptcy attorney Jeffrey D. Larkin has over 17 years of experience practicing bankruptcy law and consumer debt relief.
From 2002 to 2009, Mr. Larkin gained invaluable experience working at two of the largest bankruptcy law firms in San Diego County. In 2008, Mr. Larkin was one of the top five bankruptcy filers in the United States Bankruptcy Court for the Southern District of California, and among the top 500 bankruptcy attorneys in the United States for Chapter 7 and Chapter 13 filings.
From 2002 to 2009, Mr. Larkin gained invaluable experience working at two of the largest bankruptcy law firms in San Diego County. In 2008, Mr. Larkin was one of the top five bankruptcy filers in the United States Bankruptcy Court for the Southern District of California, and among the top 500 bankruptcy attorneys in the United States for Chapter 7 and Chapter 13 filings.
Services
Bankruptcy laws are put into place to help people who have accumulated too much debt and can no longer pay their creditors. These laws allow people who are in debt the opportunity to start over through various bankruptcy options and alternatives. In California, most bankruptcy cases are filed under these two main chapters of the Bankruptcy Code - Chapter 7, and Chapter 13.
Chapter 13 bankruptcy in California, also known as a reorganization or "wage earner plan", is filed under Chapter 13 of the United States Bankruptcy Code. Individuals generally file bankruptcy under Chapter 13 for various reasons in comparison with a Chapter 7 bankruptcy. A knowledgeable San Diego chapter 13 bankruptcy attorney can inform you on the benefits and disadvantages of filing for Chapter 13 bankruptcy.
Chapter 7 is a liquidation bankruptcy where a court appointed trustee takes control of any assets you own at the time you file for bankruptcy protection. The trustee's job is to make sure you comply with all bankruptcy rules and regulations, and to liquidate (sell off) any assets beyond available exemptions to pay off creditor claims.
It's important to educate yourself about bankruptcy and the bankruptcy process. Our glossary of common bankruptcy terms was designed to help inform and familiarize others with some of the most commonly used terms you might hear during the course of a bankruptcy filing - or if you're just curious! We hope you find the following definitions helpful: (if we missed any terms that you are curious about let us know!)
There are many myths surrounding how bankruptcy's effect on credit will be. Most individuals are highly concerned about the affect bankruptcy will have on their credit after they file for bankruptcy protection. At the Larkin Law Firm, our first priority is to eliminate your debts so you can begin rebuilding your financial life.
Reviews (23)
Teresa B.
Sep 29, 2021
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I cannot say enough great things about my overall experience with Jeff during a very scary and uncertain time in my life that forced me to consider bankruptcy. I am a single mom with 2 kids who depend solely on me financially and in general so I was very hesitant to even go this route or reach out to BK attorneys because I was worried they were just going to take advantage of my situation by charging large fees with zero help.
My experience with Jeff was quite the opposite. From my initial phone call to our very first in-person meeting he was was so calm, patient and direct
My experience with Jeff was quite the opposite. From my initial phone call to our very first in-person meeting he was was so calm, patient and direct
Nancy W.
Sep 29, 2021
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In an emotional time in my life, Mr. Larkin was a calming and reliable contact to help me through the experience of a bankruptsy. A kind but always professional lawyer, he was responsive and understanding. I would highly recommend him if you find yourself in the difficult place of extensive debt. He was really wonderful. A great lawyer and person.
Kristen Keller
Jun 29, 2021
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I left my husband with little to nothing, except
all of our debt. I was so scared, ashamed, and
embarrassed to even think about bankruptcy!
I found Jeff and he talked me though the
process and answered every question. He
helped me weigh the options and ultimately, I
decided bankruptcy was the best option for me to start my new chapter. He was very
informative and quick to respond during the
process. Most importantly, he genuinely cares!
He was kind, patient, empathetic and
understanding through it all! I would
recommend him to anyone and everyone who
needs his services!
all of our debt. I was so scared, ashamed, and
embarrassed to even think about bankruptcy!
I found Jeff and he talked me though the
process and answered every question. He
helped me weigh the options and ultimately, I
decided bankruptcy was the best option for me to start my new chapter. He was very
informative and quick to respond during the
process. Most importantly, he genuinely cares!
He was kind, patient, empathetic and
understanding through it all! I would
recommend him to anyone and everyone who
needs his services!
Lexie P.
May 23, 2021
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I was in a bad place when I was referred to Jeff. I had come to terms with the fact I needed to apply for bankruptcy and had previously connected with Bankruptcy Law Center, what a mistake that was. After months of not feeling any financial relief with BLC, I was referred to Jeff to convert my bankruptcy case. He worked with me to complete all the necessary paperwork and coordinated my court hearings. My case was not easy to convert and I had more than one hearing, each time Jeff made sure I was prepared and supported me through it. No one wants to go through this process but if you have to, at
Philip A.
Mar 31, 2021
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The Larkin Law Firm (Jeff Larkin) was on his game! Jeff promptly replied to my request for a consultation, and we discussed my situation on the phone the same day. Free! He was VERY knowledgeable of the bankruptcy law, credit reporting, how creditors settle or discharge debit, etc... Jeff walked me through different scenarios, my personal exposure ($$ wise and litigious).
I came away feeling I could trust Jeff's advise, that he was a "straight shooter". If my circumstances don't change I will work with him, and be glad he's on my side. Would I recommend him, absolutely
I came away feeling I could trust Jeff's advise, that he was a "straight shooter". If my circumstances don't change I will work with him, and be glad he's on my side. Would I recommend him, absolutely
Summer F.
Feb 23, 2021
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Mr. Larkin was incredibly helpful in navigating the waters of bankruptcy. He was very professional, informative, and responsive via all communication channels. I found his services to be quality and affordable. There was no judgement and he was always willing and able to answer to the multitude of questions that may arise and walked me through the entire process. I would highly recommend him to anyone pursuing a bankruptcy filing.
Andrea D.
Jan 20, 2021
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Jeff was extremely helpful and efficient from start to finish with this process. I never saw myself having to face bankruptcy in my lifetime, but thanks to the pandemic and having to subsequently close two businesses, it became my best option. I had virtually no knowledge of the process and thought my credit would be destroyed for years after. Jeff explained how it would work, what debts I would have discharged and what I would still owe, and how soon after I would be able to do things like buy a house and establish my credit - which was not nearly as bad as I had assumed. He made it a simple,
Excellent Designs
Jan 06, 2021
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Best bankruptcy attorney EVER! I had a very complicated case and Jeff was the right person to handle it. He doesn't care about getting your money and making false promises like some other attorneys do! He tells you his professional opinion from the very beginning and explains the whole process in the most simplest way so you will know what will happen, when and why!
He knows very well the painful and complicated process of bankruptcy more than any other attorney you will talk with! Do NOT file bankruptcy before you talk to him!
His fees are very reasonable and affordable. Do yourself a favor
He knows very well the painful and complicated process of bankruptcy more than any other attorney you will talk with! Do NOT file bankruptcy before you talk to him!
His fees are very reasonable and affordable. Do yourself a favor
Tyler H.
Dec 19, 2020
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Jeff is knowledgeble, thinks outside the box, and very supportive as he navigates what is for most a scary experience into the financial unknown. I appreciated his preparation for our call, and thoroughness to study my information....mind you all of this was for our hour long introductory call (which was free by the way). The advice was awesome and I'm so glad to have found him, and all because of previous YELP reviews! So i figured I'd pay it forward to help the next person.... Call Jeff you'll be glad you did!
Terry Griffin
Dec 05, 2020
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Saman Sadighi
Oct 09, 2020
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Langy L.
Aug 17, 2020
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Steve B.
May 27, 2020
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Have been meaning to write this review for a few months....sorry, Jeff!
Anyway...back in November, I logged into my bank account and saw that ALL my savings were gone. I assumed this was an error and called the bank. The lovely rep told me this was not in fact an error, but a $28k judgment was entered and subsequent lien had been placed on me, seizing all available funds in my account. I was literally penniless. A little research and decided bankruptcy was the most prudent option to protect me from them coming after the remainder of the $28K. A little more research and came across Jeff Larkin at
Anyway...back in November, I logged into my bank account and saw that ALL my savings were gone. I assumed this was an error and called the bank. The lovely rep told me this was not in fact an error, but a $28k judgment was entered and subsequent lien had been placed on me, seizing all available funds in my account. I was literally penniless. A little research and decided bankruptcy was the most prudent option to protect me from them coming after the remainder of the $28K. A little more research and came across Jeff Larkin at
Abby W.
Feb 18, 2020
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So thankful to find Jeff when I needed him. I would recommend him to anyone in need of a lawyer and in fact I already have! Thank you so much! He knows his stuff! He is quick to get back to you and always there when you need him! You can tell he is an expert in the business and has been around the block!
Bill P.
Jan 11, 2020
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Jeff was absolutely awesome, he explained the process of going bankrupt step by step, always had time to answer the millions of questions I had for him and was super accommodating of my time. He met with us on our schedule. He had the best price and service. If you find yourself in a situation where you need help and not someone shaming you Jeff Larkin in your guy I lost my job and he totally helped save our home and get back on our feet. We will forever be grateful for his service.
Adam M.
Dec 11, 2019
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I interviewed several different firms before deciding on the Larkin Firm. The reason I decided on Larkin are for the following reasons:
- Jeff Larkin did not try and influence me one way or another on whether to file. He did not use any sales tactics on me whatsoever.
- He did not make any promises about earning extra money with harassment suits (some lawyers did)
- He met with me personally and did not have me work with a paralegal (one of the bigger firms did just that, and I received bad advice regarding the funds I had in savings - fortunately, I got 2nd and 3rd opinions)
- There was no judgment
- Jeff Larkin did not try and influence me one way or another on whether to file. He did not use any sales tactics on me whatsoever.
- He did not make any promises about earning extra money with harassment suits (some lawyers did)
- He met with me personally and did not have me work with a paralegal (one of the bigger firms did just that, and I received bad advice regarding the funds I had in savings - fortunately, I got 2nd and 3rd opinions)
- There was no judgment
Michael Cosh
Nov 02, 2019
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Ilona M.
Jul 31, 2019
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I would love to share my experience ...Jeff Larkin made the whole process so easy ,he explained every single step through this process,answered all my emails and text in less then 30 mins...absolutely hands on best bankruptcy lawyer...I was so scared and ashamed for filing bankruptcy...but he made me feel like I'm not the only one goes through bad times...and he never questioned anything...just did his best to help...im very thankful to him!!!
Matt S.
Jun 24, 2019
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Choosing The Larkin Law Firm to help us navigate our bankruptcy was the best decision we could have made. Mr. Larkin is the most honest, trustworthy and knowledgeable lawyer we’ve met. What we thought was going to be a scary, stressful situation turned out to be simple and stress-free thanks to the guidance of Mr. Larkin and his team. Throughout the entire process we were met with timely, clear, easy-to-understand communication regarding our options and next steps. We highly recommend anyone thinking about bankruptcy or needing to start the process to first consult with The Larkin Law Firm before
Jon C.
Mar 20, 2019
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Erick U.
Mar 13, 2019
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For absolutely anyone looking for the most personal service, Jeff is your man!
When I first called him I was expecting a fancy answering system and long winded questions with terrible hold music. What I got instead was Jeff himself. I even had to pause because I thought I had dialed the wrong number. In about 15 minutes we had developed an action plan for what the next few weeks would would bring.
Any question I had was answered almost immediately and especially appreciated his flexibility to communicate in person, on the phone and most importantly for me... text.
There were some complications
When I first called him I was expecting a fancy answering system and long winded questions with terrible hold music. What I got instead was Jeff himself. I even had to pause because I thought I had dialed the wrong number. In about 15 minutes we had developed an action plan for what the next few weeks would would bring.
Any question I had was answered almost immediately and especially appreciated his flexibility to communicate in person, on the phone and most importantly for me... text.
There were some complications
Ali M.
Aug 16, 2018
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I did a lot of research on bankruptcy attorneys and actually met with a few before deciding on Jeffrey Larkin. As I look back, it was an easy choice to go with Jeffrey and his firm. Here is what you will get when going with him:
* reliable, professional, experienced, and extremely knowledgeable
* very affordable - with his extensive experience, you will spend less time and money going through the bankruptcy process
* always responsive - provides clients his email, cell and is always available - most of my messages and inquiries were addressed within a couple of hours with urgent things
* reliable, professional, experienced, and extremely knowledgeable
* very affordable - with his extensive experience, you will spend less time and money going through the bankruptcy process
* always responsive - provides clients his email, cell and is always available - most of my messages and inquiries were addressed within a couple of hours with urgent things
Gordon Levinson
Aug 25, 2013
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Jeffrey Larkin is by far one of the most reliable, creative, and intelligent lawyers I have ever met. His skills are excellent, and he spends a lot of time with each client coming up with the perfect solution to the particular client's problem. I vouch for Mr. Larkin, and would recommend him to everybody I know.
