PremierOne Credit Union
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PremierOne Credit Union
If you are using a screen reader or other auxiliary aid and having problems using this website, please call 408-524-4500 or 855-500-7128 for assistance. This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.
Services
The rates & terms applicable to your account at the Credit Union are provided in this Rate Schedule. The Credit Union may offer other rates for these accounts from time to time. Rates subject to change without notice. Please refer to the Truth in Savings Disclosure in your Membership booklet for other account terms & conditions.
We offer a simple checking account for those who want a basic or second checking account or prefer paper statements. A great option for local businesses! This checking account is for a Sole Proprietorship and comes with unlimited check writing, a free debit card, plus free online and mobile banking, all for a low $10 monthly fee.
Your savings account gives you more than just a safe place to keep your money; it gives you ownership in the Credit Union. Open your membership today and take advantage of all we offer. You can also open additional Savings accounts if needed. Up to six third-party withdrawals and/or electronic transfers for a total of six per month - no more than 3 by check.
PremierOne CU recognizes and thanks every First Responder for their work & bravery in the Santa Clara community. Now it's time for us to give back! The First Responder Program* is designed with you in mind to help you reach your goals & deliver you a better financial life. Referred member must establish a Savings Account and Checking Account with a minimum deposit of $50.
Get the card that's right for you and enjoy the benefits of the Visa(R) name and the personal service for which PremierOne Credit Union is known. Redeem points for great rewards including cash back, merchandise, travel, gift cards, and activities! The Gold Card offers great benefits and rewards you for every purchase.
Reviews (27)
Carlos L.
Carlos L.
Dec 03, 2021
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To begin this I would just like to point out that I have been with this bank for about 8 months now and they been super helpful. I was referred by my brother and to ask for Daniel Valentin the Branch manager. Daniel Valentin has helped me out so much with car loans and take out my first Credit Card at 20 years old. I've seen my credit grow and every time I go I'm welcomed by the staff. I would also love to say an employee named Dora is very helpful and helped me get another loan recently. She made calls and got me approved to a bigger loan and get my dream vehicle. I've been helped
Sal M.
Sal M.
Nov 27, 2021
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Website and online services are 20 years out of date. No 24hr help nor online chat help for minor issues. Staff is condescending and unhelpful. Absolutely worst experience ever.
I rather a proper back charge me for everything rather than deal with a backward institution like this
June Nikey Uzong
June Nikey Uzong
Sep 06, 2021
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I enjoyed my experience with my account managers service, This was my first time buying and investing BTC(BITCOIN), and while there were definitely some missteps on my end, your customer support was excellent and made it all fairly painless, and at the end of everything I got my complete profits. I am really grateful ma'am some of your competitors… could learn a thing or two from you Mrs. George Stephanie. mail or message her on WhatsApp if you are really finding it difficult investing on forex trading Email:Georgestephanie831@gmail.com or her WhatsApp:+16269898464
Vivian Ogechi
Vivian Ogechi
Sep 01, 2021
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Are you looking for the most trustly forex guru manager to help you trade and make profits and make your dreams come through, I bring to you Mrs lilian please kindly add her up on email:lilianwilson220@gmail.com WhatsApp:+1 (315) 696-7425
Danielle W.
Danielle W.
Aug 20, 2021
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Denise was so pleasant and super informative when I called for information regarding my account! I don't currently reside near any of the branches(+2500 miles!) and she guided me through verification of my account as well as gave me details on how I can set up bank to bank transfers. There's a reason why I've been a member for over 15yrs and it's because of really nice interactions with PremierOne(formerly SJCU) employees!
Marc H.
Marc H.
Aug 04, 2021
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To those interested in the most excellent financial services, may I recommend this wonderful establishment. With incredibly low rates and beyond fabulous customer service, I would look no further. I've had the pleasure of doing business with these fine folks for over 20 years. The name may have changed once or twice but the credibility and service have never wavered. To be honest, I've done most of my business with the most excellent financial services provider, Kay Amado. I wouldn't have reached my financial freedom without her assistance. Whenever I need help or knowledge regarding
Natalie Sanchez
Natalie Sanchez
Jul 20, 2021
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I mailed in a payment since I will be out of town. I followed up with Premier One after three days because my check did not clear. I was told I will get a call back that day and nobody called me backs I followed ups this morning. The member service representative was rude, you can tell over the phone if someone is being genuinely nice and she was not. I expressed my concerned she mentioned the person who checks the mail does not check it everyday and their is not a set time they check it. So they expect me to or have ran expectation of them opening their mail. This is a bad practice especially
Shilpa H.
Shilpa H.
Jun 18, 2021
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TLDR; Great co-op CU with a nice location, good customer service, proper COVID protocols, and quick and efficient service. Easy to get cashiers checks with a fee of $5/check.

This Credit Union (CU) is conveniently located right next to TJ Maxx/HomeGoods. There is plenty of parking.

Another popular CU nearby closed at 4:00pm on a Thursday afternoon, so I was happy to find that PremierOne was open a little later.

They are following COVID protocols. All staff were wearing masks, there was plexiglass separators at each station, and there were decals on the floor, 6 feet apart.

I have an account
William S.
William S.
Jan 26, 2021
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This credit union has on multiple occasions lied to me and told me that they would get back to me by a certain time, and then stalls me until after they close for the day. Today the branch manager for the Almaden Branch said to me that they would get back to me within 5 minutes, and of course never did call me back. I do not know how they are able to stay in business. I have had 3 loans with this credit union, all paid timely, and they still treat me like dirt.
Eileen O.
Eileen O.
Sep 27, 2020
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I have been a member of Premier One Credit Union for over 10 years.
A must to read!!!
Months previous, I had taken out a personal loan through Premier One Credit Union.
Was a very easy process. I was approved and funded.
Last week I had a quick conversation with Nick, Banker Loan-Officer at the Almaden Expressway San Jose branch.
I was frustrated that I had been paying $344 a month for my SUV financed through the auto-dealership, for the past 2 years.
Nick said that he could help me to lower my monthly payment, refinancing my auto loan through Premier One.
My situation had obstacles and I
Emily V.
Emily V.
Aug 18, 2020
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I love the service I received here. Nick was so kind and professional. Always responded quickly. I was nervous because I didn't know if I was going to be approved for my auto loan but he worked with me and did the best he could to get me my loan with low interest rates. I had amazing experience. I recommended for you to go here! Again, special thank you to Nick!


Update: This is an updated review. I again want to thank Nick for making this an easy process for me and always responding so quickly. He went above and beyond to give me the best rates! Would still 10/10 recommend this credit union
Erinda Poci-Dogani
Erinda Poci-Dogani
Aug 17, 2020
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Theresa Ameden went above and beyond to help me. She has helped me refinance and make consistent profit weekly for more information on this investment kindly contact her WhatsApp: +13475418904 
 Instagram: Theresaameden11 
Email: Theresaameden@outlook.com
 Facebook:
Michael S.
Michael S.
Jul 23, 2020
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I recently applied for an auto loan. Nick Aguila helped with the entire process and was extremely helpful and communicated everything clearly. His professionalism made me feel comfortable with the process and I trusted my personal information with him. I will continue to do business with PremierOne because of Nick.
Cecilia V.
Cecilia V.
Jun 10, 2020
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Hello, I am rating this credit credit union a 5. I received such amazing customer service. I was assisted by a rep name Nick. He helped me with my auto loan, Nick was very prompt, professional and kind. I definitely recommend PremierOne cu as your primary. Thank you for your assistance Nick. Now off on my new car I go
Elina Rubinstein
Elina Rubinstein
Nov 05, 2019
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Premier One Credit Union does not comply with credit card fraud protection law. They do not block compromised credit cards upon fraud report, but instead they threaten to close your credit line completely if you continue with the claim.
Jennifer Mendoza
Jennifer Mendoza
Sep 09, 2019
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Everyone is very helpful here and they have a real good team. Five star place
Daisy R.
Daisy R.
Jun 11, 2019
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I am so thankful for PremierOne CU. It was my first time ever taking out a signature loan and they made my process very smooth. Monique advocated for me and made sure I was given the best possible option for my circumstances. I feel at peace knowing I am in good hands.
Marcus A.
Marcus A.
May 24, 2019
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This location is AMAZING. I had the pleasure of interacting with Daniel on a loan here. He was very kind, professional and dedicated to finding the best option for my situation. To make a long story short he and the branch manager were able to work completely around a loan and find another way to get the money I needed. After my visit here instead of paying 130$ a month I left with a 20$ monthly payment. Thank you so much Daniel! You're a life saver!
John H.
John H.
Dec 20, 2018
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I was looking to buy a SUV on an end of the Year Sale. I was looking on line and found several vehicles, I was interested in. I walked into My Credit Union (Premier One, Almaden Branch) and was immediately greeted by Branch Manager, Monique Easley. She listened to my needs, explained to me the loans, amounts and answered all of my questions. She even recommended another site to check for a vehicle, which I was able to find the perfect one, at a great price! I was pre-qualified and she made sure that everything was in order before I signed the dotted line at the Dealer! Thank you Monique and Premier
Heather Chappie
Heather Chappie
Dec 07, 2018
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I have been a member for 13 years & highly recommend this credit union, so much that my entire family have become members. Today, I found out I won a Target gift card for entering my name in a drawing. Thank you PremierOne for continuing to make me a happy customer. Happy Holidays.
Debra Chadband
Debra Chadband
Nov 10, 2018
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Excellent service, zero-to-low fees, join and your money will be yours.
Dennis Spielbauer
Dennis Spielbauer
Sep 07, 2018
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The services provided along with the helpfulness of the staff at the credit union. Whenever there is an issue, there is an attempt to resolve the issue. There is NO bureaucratic, or uncaring attitude. t
Scott Wilson
Scott Wilson
Aug 01, 2018
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I've been banking here for 25 years... Back before they merged and used to be called National Semiconductor Credit Union.
We just refinanced our house with PremierOne. It was painless and SHANNON is a fantastic loan officer. She explained everything very well and had excellent communications with us, all through the process.
Ter L.
Ter L.
Dec 03, 2017
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I've been banking with PremierOne Credit Union for over 4 years, primarily due to the loan I have out on my car.
I try not to make too many visits to the branch due to there being limited locations and YES I am that damn lazy. Luckily for me, my transactions can be done online.

My trip out to a local branch was the best way for me to pay off my loan and close out my account. This particular bank is located in Almaden Plaza, in Building F where TJ Maxx resides.
Parking was absolutely horrendous. Keep in mind that my visit just so happened to be during the lunch rush & because the holiday
Jacquelyn G.
Jacquelyn G.
Nov 18, 2017
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Words can't explain how pleased I am with this bank, I've had many banks before and none are as wonderful as PremierOne Credit Union this place is a blessing to my family and myself. I have to personally thank Cynthia Perez, Cindy Hamilton, and Monique Easley. Thanks to these three wonderful women I was able to get a car for my children and myself.
Jm S.
Jm S.
Nov 11, 2017
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Update: Janice contacted me to make it right and send me a refund.
I'm updating my rating to 4/5.
I wish she had been there from the start to help me sort out this situation.
Mark W.
Mark W.
Dec 09, 2016
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Been a member for 20 something years. Horrible service as a bank, when they were San Jose Credit Union there were NO problems, I can't stand Premier One, they're response time is horrible, they have short hours that most banks don't have.
I had to reorder my debit card, 1 month later I still received nothing, after 2 months and going through various departments to get my card, thier VP of member services or something said he wanted to reimburse me a target gift card for 5 dollars!! After me living on my credit card, at least they could have helped me out with that, no, again I can't stand them