Cars & Credit Master
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Cars & Credit Master
At Cars and Credit Master, we pride ourselves on our superior customer service, and treat every customer with the respect they deserve, regardless of whether they have bad credit, no credit or low credit!

Our goal is to be a respectful and trustworthy business providing customers with an affordable, fast and easy auto credit for their automotive needs, not only in sales and financing but also in regular maintenance of their vehicles after their purchase.We do not forget you after the sale and provide affordable and reliable service in our shop.
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At Cars and Credit Master, we pride ourselves on our superior customer service, and treat every customer with the respect they deserve, regardless of whether they have bad credit, no credit or low credit!

Our goal is to be a respectful and trustworthy business providing customers with an affordable and guaranteed auto credit for their automotive needs, not only in the sales and financing but also in regular maintenance of their vehicles after their purchase.There are few places where approval of credit applications can be so fast and easy and Cars & Credit Master is one of them.
Save yourself some time by scheduling service right here at our auto repair shop. It doesn't get much easier than that! Are you ready to give your car the service it is asking for? Schedule car maintenance or car repair right here at Cars and Credit Master. Our top-notch service staff and car mechanics can get your car or truck in and out quickly.
While every effort has been made to ensure accuracy, the vehicle listings within this web site may not reflect all accurate vehicle items. See the actual vehicle for complete accuracy of features, options & pricing. Not responsible for pricing or typographical errors. Actual mileage will vary with options, driving conditions, habits, and vehicle condition.
Join the thousands of Cars and Credit Master fans and Get Approved in a matter of minutes! Cars and Credit Master is the leading Top Rated Buy Here Pay Here dealership serving people who need a used car loan. If you have good credit, bad credit or no credit or have been turned down with outrageous down payments, we can help you with our strong in-house financing options and flexible terms with fixed rates.
Depending on your car-buying and credit history, you may be familiar with getting turned away by banks and credit unions when it comes to applying for a car loan with bad credit. At Cars and Credit Master, we understand that just about everyone needs some sort of financial help at some point in life, whether it be financing to purchase a home or a vehicle.
Reviews (17)
Joe Rodriguez
Joe Rodriguez
Jan 19, 2022
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My car purchase experience was excellent. The cars are excellent late model cars with low miles. Roger is a super helpful guy that took care of details. Dylan gives it his best effort to make sure you are taken care of. The payment plan is great. They can really help.
Kelli Williams
Kelli Williams
Jan 15, 2022
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Roman and Dillion were so helpful! Delightful honest people! I walked out with a brand new car in under an hour and I will gladly be returning. Ask them about their referral program :)
Steven Alves
Steven Alves
Jan 06, 2022
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Cars and Credit Master was more than amazing. Got me the car of my dreams and work with me to make it happen. Listen come to these guys you won’t be disappointed at all. Best service I had. Ask for Dylan he is the freaking man. On God. PS I left here with a beautiful Mercedes’ Benz. Definitely recommend my family and friends. In and out hassle free and most importantly honest.
Liz Thomas
Liz Thomas
Jan 05, 2022
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I have had the best car buying experience. I was able to get a vehicle with their seamless process. This is my 3rd time purchasing a car with Cars and Credit Master. Roger will take care of you. I would recommend anyone as they work with all credit. Thank you
Logan Lawrence
Logan Lawrence
Dec 25, 2021
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PERFECT PLACE TOO GET YOU A GOOD, QUALITY vehicle! These guys go above and beyond for you as a customer! DYLAN, Sales Rep, is beyond the best I’ve ever dealt with in any car industry! Straight up and honest, will not tell you what you wanna hear but only tell you what you need too hear! If he says he will get it done, he means it 100%! Thank you Dylan and CCM for the truck and very fast! 30 minutes, in and out!
Leacer Walker
Leacer Walker
Dec 24, 2021
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The best experience I've ever had at a car dealership..Customer service timing Dylan was awesome. Everyone was friendly. Dylan did exactly what he said on the phone no false hope or advertisement .I drove off with the dream car I wanted
Yellah Thickness
Yellah Thickness
Nov 22, 2021
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I came two weeks ago just to look around and Roger never pressured me into getting in a car. Since he made me feel comfortable and not pressured into purchasing a car I came back today and purchased what I felt comfortable with. Roger gave me space and opportunity to explore and I really appreciate a salesman that does so. I am very satisfied with the service from the whole team.
N. LeDay
N. LeDay
Oct 31, 2021
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Where do I began......From beginning to end my experience has been EXCEPTIONAL! I have been in communication with Dylan for the last 2 months on finding the best vehicle for me. He has truly gone above and beyond with answering every call and text. I was so impressed with his Customer Service that I FLEW INTO DALLAS from Houston to purchase my new car. To go a step further, once I arrived at the Garland Location, the ENTIRE STAFF were very professional. Sarah made me feel valued as a customer and she as well answered all my questions. I am forever grateful. To Anyone reading this review you should
Christen M.
Christen M.
Sep 10, 2021
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I wish I could select no stars... I wish my daughter would read reviews before making a purchase!
So let me start off by saying my daughter has never bought a car in her life. With a toddler and new born in hand she set out to buy a cash car.. came by this dealership and after two hours in the Texas sun and two kids screaming the salesman acted and told her she qualified for a car he lied and told her her notes would be a cheap amount showed her on their computer, when it came time to sign the papers he said the power went out finally he printed she signed and didn't read a thing ‍ she
Gabriella S.
Gabriella S.
Apr 14, 2021
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I came in today to purchase a new vehicle after mine was totaled. Dylan made the process so easy and stress free and got me in a vehicle 10 years newer than my last. this place really took care of me and made me want to come do more business. definitely recommend 10/10!
Nece M.
Nece M.
Dec 09, 2020
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This company just ripped me off during a PANDEMIC! Do not waste your time or hard earned money! How can someone be in breach of contract but you tell them the contract never started? These people are predators on good honest people. If the contract never started it is impossible to be in breach! Save your money. Please, I beg you, do not buy a vehicle from Credit and Cars Master. You deserve better!
Ariel C.
Ariel C.
May 20, 2020
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I bought a vehicle in March 2020. I had to pay out of pocket for repairs in April even though I bought an extra warranty they were closed because of covid and they wouldn't fix it. Now we're in May and I've been vehicle less since Sunday, they won't give me a loaner car. And now they're not even answering my calls. They're not treating me or my vehicle as a priority.
Rhonda D.
Rhonda D.
Feb 08, 2019
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REVIEW UPDATE... sure wish I would've checked their reviews B4 we did business with them, turns out to be expert con-artist... we took our car back 2 weeks after signing a contract to have a few minor flaws and 1 major flaw fixed.... boy, talk about an experience with Dr Jekyll and Mr Hyde!!! such nice and helpful individuals while trying to seal the deal, total opposite afterwards!!! can't speak for everyone else in the world or every employee on the premises but 1 bad apple spoiled the whole bunch for us!!!!
Harry B.
Harry B.
Jan 16, 2019
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I bought my 2014 Buick enclave from Cars and Credit Master through their financing options and I am very happy to arrangements they provided. I have three kids and my wife constantly go to shopping. Buick enclave is the best family vehicle I could have. She is very happy. I did not think this vehicle can top Honda Odyssey but it did. Thanks for the CCM salesman to help me to choose this vehicle.
Dennis T.
Dennis T.
Oct 08, 2018
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Piss poor service please don't be fooled by the decent exterior of the vehicles you see at this place. They have high mileage, and poor customer service to say the least.
Otis J.
Otis J.
Jul 13, 2018
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Dont buy a car from here ever! I wish I could take my back! The tow truck company they use stole from my car! And they can't give me any info
Brian T.
Brian T.
Oct 01, 2017
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DO NOT BUY FROM THEM!!!
The salespeople are really really nice. But, I went in and they want you to put a large down payment down, for me it was $2,500 and then they want $480 a month for five years on a car that they are asking $8,000 more than Black Book value. I was stupid enough to do it. So after having the car for a couple of months it needed 4 brakes and 4 rotors done and I was told that it was almost $500, and I said okay, because they agreed to add the amount to my car payment. The verbal agreement was that I would pay $54 a month for 7 months split into two payments, which is $27 every