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Professional Benefits Insurance Service
BenefitsCafe.com is the online home of Professional Benefits & Insurance Services. Founded in 1970 by Robert D. Jugan, our insurance agency helps businesses and their employees obtain affordable health insurance and related employee benefits. Bruce Jugan took over the business in 1993 and has grown it into one of the top producing insurance agencies in California.

We're a bricks and mortar business with a very real digital presence. Our licensed insurance agents help clients find the best benefits at the lowest cost. After enrolling, clients have an account manager who is dedicated to their needs. We provide a very personal touch and use technology to ease communication.
Services
We offer information on group medical insurance on benefits, providers and prices from all of the leading health plans in California. We are a family owned business, established in 1970. Below please find our contact information, and we invite you to meet our team. Your feedback is important to us.
California has a very competitive market for small group health insurance. Our state purchased over $162 billion of health insurance in 20151. As shown in the chart below, six health insurance companies accounted for ninety-six percent of the enrollment in small group health insurance plans in California.
Reviews (10)
Eli Capouya
Eli Capouya
Dec 16, 2021
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Health insurance is something you do not really think about until you need it/use it. Benefits Cafe has always provided me & my business with the best options for healthcare coverage. When it came time to use it, they went above and beyond the call of duty to help me navigate the chaos of the healthcare payment system. I have worked with them for almost 20 years, and the personal assistance I always received from them could not have been better.
Ministerio Josue Yrion
Ministerio Josue Yrion
May 05, 2021
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MS.MONZON HAS BEEN VERY FRIENDLY, PROFESSIONAL, AND KIND IN HELPING US WITH OUR INSURANCE NEEDS.
WE REALLY APPRECIATE HER ATTENTION AND GREAT WORK.
BLESSINGS!
REV.DOS SANTOS
Dara Campbell
Dara Campbell
Feb 04, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Patient and very thorough in explaining process of enrollment and plans.
Gracie Esparza
Gracie Esparza
Feb 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
It was a pleasure working with Cecilia Cordova to get our firm setup with health insurance and walk me through the various plans. She is truly amazing and great to work with. She made everything as easy as possible and answered all my questions. Highly recommend working with her and the rest of the staff at BenefitsCafe!
Elor Shem Tov
Elor Shem Tov
Jan 31, 2021
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We just set up a new group policy with Benefits Café, and their professionalism was beyond what we even hoped for. They are very nice and responsive, really took care of us and answered any question we had. They helped us get the best plans for our company and employees needs. We definitely will recommend them to anyone who needs health insurance and want to be taking care of!
Ani A.
Ani A.
Jul 23, 2020
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Such a great team of professionals! It was a pleasure working with Bruce Jugan, the president of Benefits Cafe, in selecting the right kind of health insurance plans for a small business and being guided on the administration of the benefit. They offer a great system for the plan enrollment and administration process and we couldn't be happier . Highly recommend Benefits Cafe if you're looking into purchasing group health insurance for your business.
Felicia A.
Felicia A.
Mar 02, 2018
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Bruce and his team are beyond helpful. I found Bruce off a whitepaper that came up when I was searching for information regarding small business health insurance. I worked with brokers in the past who just sent me 40 different options and left me utterly confused. Bruce spent countless hours on the phone educating me and making this process enjoyable. I know this is only the beginning of what will be a longstanding relationship. I would recommend Benefitscafe.com in a second to anyone.
Coby P.
Coby P.
Jan 25, 2016
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Excellent service. Bruce and his team are professional, knowledgeable, and helpful. They go the extra mile. This was our first time implementing health benefits for my small business - they made it painless and easy! I highly recommend them.
Laura B.
Laura B.
Jan 05, 2016
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We have used Benefits Cafe for several years and I am very happy with the service. Every time I have a question--which is often as we our staff has grown in recent years-- Bruce, Stephanie or Jessica gets back to me right away and then they circle back around to make sure I understand. I am not knowledgeable about insurance and they are very good at making it understandable and easy to communicate to our employees. Bruce also comes to our office in Santa Monica every time there is a change in insurance to explain it to the entire staff. Finally, they are very proactive about renewals and researching
Danny W.
Danny W.
Sep 04, 2014
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Stephanie at Benefits Cafe saved me days of work.

I recently switched jobs from a tax CPA at an accounting firm to the only accountant for a private company. I can do financial statements and general ledgers and bank financing, but I had ZERO knowledge about group health insurance plans and was facing torturous weeks in hell trying to figure it all out - I was in a very dark place. But, alas, I saw a light in the form of an email from Stephanie Monzon, a true angel on earth. It must not have been an easy task for her to provide my salvation, but she graciously helped me throughout my journey