Cover Health California
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Cover Health California
We are Covered California certified, which means we can help you get health insurance online or over the phone for free. We can also determine how much financial assistance you may qualify for, which can significantly reduce your overall costs. Our promise is to make acquiring Health Insurance easy for you!

Find out how much you can lower your monthly Health Insurance Premium by getting a free quote in just one step! If you have experienced a loss of income or job within the last 60 days then you are still eligible to apply for coverage now. Please contact us ASAP at (818) 350-2675 if you would like more information on how to enroll.
Services
Cover Health California's main objective is to make Health Insurance easy, quick and painless to acquire. There are hundreds of plans available in the market and it is our job at Cover Health California to analyze every plan from every insurance carrier and only present the best plans to you. Thus, making your decision is easy, so you can focus on more important things in your life.
The amounts (co-pays) listed in the chart below are what you are responsible to pay when using in-network Doctors and Hospitals. Benefits in Orange are Subject to the Annual deductible amounts listed below. You will pay the full cost for these services until the Deductible is met. Then you will pay the specified amount that is shown until the Annual Maximum Out-of-Pocket is met.
Individual and family health insurance is a type of coverage that is made available only to individuals and families. Individual and Family plan deductibles and co-pays vary greatly thus making the premiums more flexible for all types of budgets. Therefore, you may be pleasantly surprised with the variety and affordability of the individual and family health insurance options.
Choosing the right health insurance can be one of the most important decisions you'll ever make. Kaiser is an HMO based plan that focuses on Synchronized care centered on you. As a Kaiser Permanente member, you get everything you need to thrive, including convenience, your choice of doctors, and care teams supported by one of the most advanced electronic health record systems around.
We highly suggest checking the provider search websites to see if your Dental Office is IN-Network with the plan you are considering before finalizing your plan choice. Keep in mind that Diagnostic & Preventive care i.e. X-rays & regular cleanings are only covered at no charge with IN-Network Dental Offices.
Reviews (18)
Kriss M.
Kriss M.
Jan 11, 2022
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The correct phone number is (818)395-6966. This is my old listing, which is still active.
Lou C.
Lou C.
Jan 11, 2022
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Karim was awesome! He helped me get the best coverage available. He was kind, knowledgeable, and thorough. I would recommend his services for anyone in need!
Chelsea E.
Chelsea E.
Oct 04, 2021
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Call Karim Hemani. NOW! You will be SO glad you did. He is caring, knowledgeable, cheerful and extremely helpful!!! He took the confusion and stress out of the 'health care' maze/process. I only wish I had found him sooner and saved myself earlier challenges. I will gladly and wholeheartedly refer anyone seeking health coverage via Covered CA to Karim Hemani.
Binny M.
Binny M.
Sep 01, 2021
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Karim is by far the best agent I've ever worked with. He is thorough, kind, and extremely knowledgeable! Our previous agent did not seem to care about our needs and did not give us all of our options. Karim explained to us that me, my wife, and the kid could all have our own health coverage so we could go to our preferred hospital. Not only that, he made sure we received our credits, thus reducing our expenses even further. Thank you so much for helping us!
I. M.
I. M.
Jun 23, 2021
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This is definitely a 5 star review and here's why. I was having trouble with the coveredCA website -- I think it was glitching because I had an outstanding profile like 5 years old-- simultaneously I was looking up all kinds of plans and had resigned myself to a platinum HMO for great healthcare (although it looked overpriced and not that great-- every review I found of every plan made the plans sound lousy!)

Eventually I realized I needed a person to help me with the website and I found Karim and it was a total godsend because a) he walked me through things easily and clearly and b) he
Sophie W.
Sophie W.
May 29, 2021
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This is an overdue review. Karim helped me with my mom's application back in March. When I called the Covered California service number, no one answered, and I hung up without leaving a voice message. About 1 hour later, Karim called me back! He was very responsive and always there to help. He spent time explaining the basics to me as I'm new to Covered California and gave me very helpful advice. After hearing about my mom's situation, although my mom turned out to be qualified for Medi-Cal instead, he helped me to complete my mom's online application within half an hour! He
Peter B.
Peter B.
May 05, 2021
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Starting completely from scratch with no knowledge of traversing the insurance hell, Karim Hemani was very friendly and made everything from getting health/dental insurance a breeze . Highly recommend his assistance!
Claire K.
Claire K.
Feb 09, 2021
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Wonderful and personal customer service. An agent helped walk me through the mess of health insurance and got me on a good plan at a good price.
Hazel L.
Hazel L.
Feb 07, 2021
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I believe in writing 5 star reviews where credit is due and when business owners have earned it. My experience with Karim is that he has always been first very responsive, helpful, and saved me a a great deal of expense. Another insurance broker from another company wanted to charge me insurance fee "search" which is technically not legal. Insurance agents typically get reimbursed by insurance companies, so other insurance broker was technically double dipping. Additionally, place I was working with required a letter. Karim was kind enough to take the time to help me with that.
Ivan G.
Ivan G.
Jan 26, 2021
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I have interacted with Karim several times over the last year. He is super knowledgeable, polite, helpful. I don't know how to express, but the quality of his business service is beyond exceptional. He should be in charge of a major health insurance company.
Danny M.
Danny M.
Dec 05, 2020
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Karim made the health insurance process, from searching for the right plan to canceling renewal, very easy for me. I highly recommend working with Karim.
Faye C.
Faye C.
Sep 18, 2020
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Karim Hermani is absolutely the BEST.

Because he's so KNOWLEDGEABLE about Covered California, he was able to PATIENTLY and EFFICIENTLY answer all my questions in about 10 minutes!

He's more INFORMATIVE than anything you'll find online and is so FRIENDLY and RESPONSIVE. Don't try to figure out the convoluted health care system by yourself, just call KARIM.
Li H.
Li H.
Aug 28, 2020
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I cannot recommend Karim enough.

Health insurance is really confusing to navigate and Karim is someone who has been extremely professional, communicative and helpful in answering any and all questions I have and helping me get setup with a good health care plan that I'm happy with.

10/10 stars.
Martha U.
Martha U.
Jun 22, 2020
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I cannot possibly recommend Karim highly enough! He works so hard for his customers. He is thorough and patient and kind and extremely knowledgable about our inane healthcare system. He is a trusted guide through what can be an extremely frustrating process. You won't be disappointed by choosing to work with him. As always, thank you Karim for all of your help!
Terry H.
Terry H.
Mar 05, 2020
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If you're reading all these terrific things about Karim let me tell the real up and up here... they are all true! I've emailed Karim morning, noon and night with questions regarding Covered California and he not only responds, but often in a matter of minutes. He is extremely knowledgeable, polite and friendly.

Hope all these great reviews don't bring Karim too much business, I want him free to help me. lol
Christy M.
Christy M.
Nov 30, 2019
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This review is long overdue, but Agent Karim is amazing!

At school, they don't teach you about healthcare. It's easy to feel lost once you're no longer apart of your parents' insurance. Trying to get through Covered CA's main line or an agent they give you is tough.

I found Agent Karim via Yelp. He was extremely kind, patient, and understanding. Rather than me working around his schedule, he worked with mine -- no matter what time it was so I could get things done within a timely manner of deadlines. He went above and beyond to work with me step by step, answer any questions
Aurora G.
Aurora G.
Oct 09, 2019
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Wow I can't believe what an incredible service Karim offers at no cost to us! He is so much more informative than anything online and is so friendly and responsive. If you are confused or have questions about about enrolling in healthcare you need to call him. He makes a complex process so simple.
Adiya A.
Adiya A.
Apr 24, 2019
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I recently moved to Los Angeles and because I was confused how to apply to insurance I called Karim.

I'm certainly glad I called him because I felt comfortable talking to him and asking questions. He is very polite and has clear explanations.

If you need help with choosing insurance plan definitely call him!
10/10