Niagaras Choice Federal Credit Union
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Niagaras Choice Federal Credit Union
We offer a competitive, non-variable interest rate credit card with no annual fee, and even rewards. Everyone at the credit union is always so helpful and can answer any of our questions or concerns in a timely manner. We LOVE our credit union family! Important Notice - Niagara's Choice has been made aware of an attempted attack on our debit card portfolio.

Please understand that this is not a hack. In order to fend off malicious actions and to safeguard your accounts some transactions made on your debit card may be blocked such as PayPal, Ebay and Amazon. This does not apply to transactions made on your Niagara's Choice credit card. It applies to debit card transactions only.
Services
We are a full-service, not-for-profit, financial organization serving over 24,000 members. The majority of our member base is within Niagara County, we serve members who live across the United States. The credit union was founded in 1953 by a small group of employees of the former Hooker Chemical Company.
Everyone has a story, come be a part of ours. Here at Niagara's Choice FCU, we are a collaborative of knowledgeable people that care about the well-being and success of our employees. Our organization is committed to pursuing excellence in all we do. We are dedicated to being service-oriented team players that offers employee empowerment in a dynamic work environment; we believe in making our employees and members our top priority.
Niagara's Choice FCU has been a generous supporter of our local communities and is committed to making every effort to further our involvement within the community and its organizations. Because the requests are numerous, we have implemented guidelines in order to assist as many organizations as possible.
Enjoy peace of mind knowing there's money for unexpected things like medical expenses, or fun things like vacations, with a credit union share account. Niagara's Choice savings accounts are created so you can have that peace of mind you deserve. We offer a variety of services to help you fund your savings so you can reach your goals.
NCFCU Member's Share Draft (Checking) Accounts Saves you money with no monthly service charges plus more!. With a MasterCard Debit Card, the purchases you make are deducted directly from your Checking Draft Account, track your purchases in real time via online and mobile banking. Since it's not a credit card, you don't need to worry about paying interest.
Reviews (8)
Killface
Killface
Aug 03, 2021
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Used to be good when is was oxy. Wait times are absolutely absurd. You are treated poorly by the workers needless to say my experience there today will be my last I'm going to open an account somewhere else and getting all of my money out of that place asap.
J.
J.
Jul 17, 2020
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Trying to reach someone is like trying to move a mountain. Also trying to get help on a few things never happened. Will be taking my business elsewhere.. should have never of stayed here as long as I did (14 years) . Remember people there are OTHER places out there! I only gave this place two stars because there are a few very wonderful ladies working in the front.
Michelle Berak
Michelle Berak
Jun 12, 2020
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Staff is very nice. I am frustrated that you cannot deposit through the atm. I have never seen a credit union or bank that you can’t deposit through the atm. Needs to be updated.
Breana Schram
Breana Schram
Jul 05, 2018
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I've been going to this bank/credit union since i was a kid and I've never had problems up until June of 2017 that's when money disappeared from my acct they told me that there were no records on my acct and then never helped me after that i am very unhappy with this bank/credit union and feel disgusted that they wouldn't even reimburse me for the missing money! not to mention they are rejecting my direct deposits and sending them back to the companies and I'm honestly very fed up.
Brittany Portugues
Brittany Portugues
Aug 12, 2017
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They give u opportunities to build your credit. They are always nice and it's a good place to go for banking.. This of course is for the niagara falls locations
Samantha Ducette
Samantha Ducette
Jul 27, 2017
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They aren't horrible but they need to update their technology. I would enjoy banking with them more if i could deposit and transfer money easier.
Brooklyn Northover
Brooklyn Northover
Jan 20, 2016
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I've had this credit union since I was 12 years old with a Kids Savings account, I am now 18 and I'm still there! Everyone is friendly and very helpful. Looking to build your credit? To get a loan? This is the place to go!
Ronald Graham
Ronald Graham
Aug 25, 2015
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My account was blocked when I'm in Italy when I noted before that I was going to be in Italy, then the block is cleared and now an internal block. So right now I'm in Italy with no money. I love it I'm blocked from using my own money when I want.