We are a Full-Service Lender with a Big Edge! What's that Edge? We never turn down clients for loans they Qualify for! Here is a Little-Known Secret, Most Lenders in Tennessee Routinely Deny Loans to borrowers who Actually Qualify for that Loan according to the REAL Underwriting Guidelines of Fannie Mae, Freddie Mac, FHA, VA, USDA, Etc.
Why Don't All Lenders follow the REAL Guidelines? Simple they make more money selling Mortgages they originate with higher credit requirements. It's Legal, Lenders can have more difficult Underwriting requirements then Required by Fannie Mae, Freddie Mac, FHA, VA, USDA, Etc. Do these Lenders offer more competitive rates because of their more difficult Qualification Standards?
Why Don't All Lenders follow the REAL Guidelines? Simple they make more money selling Mortgages they originate with higher credit requirements. It's Legal, Lenders can have more difficult Underwriting requirements then Required by Fannie Mae, Freddie Mac, FHA, VA, USDA, Etc. Do these Lenders offer more competitive rates because of their more difficult Qualification Standards?
Services
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. MortgagePro Inc strives to ensure that its services are accessible to people with disabilities.
MortgagePro Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.MortgagePro Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
MortgagePro Inc has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.MortgagePro Inc makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
MortgagePro offer more loan Programs than other Lenders. We also DO NOT add CREDIT OVERLAYS which are additional Underwriting and Credit requirements like the Banks and Retail Lenders DO! Many Home buyers are actually Denied for the home loan they deserve by these banks and lenders due to their more stringent guidelines.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Reviews (4)
Russell Gillis
Sep 29, 2021
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This guy/company is the worst! He never responds back and ignores the phone calls. Their hospitality skill and work ethics are the lowest of the low in lending. There should be a way to have this place shut down for how horrible they are. I will continue to post bad reviews on here so people can be warned before falling into their trap. 60days+ no communication, just that it's in UW. This place and this guy are a joke.
Robin Lewis
Sep 14, 2020
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Do not waste your time with this guy. He is impossible to get in touch with. And when you do, he will tell you he will call you back whenever he, "gets back to his desk". Then will never call you back. And if you do somehow get to fill out an application, and give him your extremely important information., get approved. He STILL will not get back in touch with you. He caused us to lose the house of our dreams. Definitely do not recommend.
Josie Schneider
Apr 20, 2019
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Jerry got us the loan we needed to buy our dream home!! I wasted my time before and went back and forth with other mortgage companies that could not deliver the loan we needed to buy our new home. He is trustworthy, experienced, and taught me what I needed to know to buy our first home. HIGHLY recommend
Alejandro Blanco Fernandez
Mar 09, 2019
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