Dealing with Eric Coleman and Kristi Brownell at Florida Home Loans was a delightful experience. They were knowledgeable, responsive, timely, and made the entire loan process as painless as possible. I would not hesitate to recommend Florida Home Loans to anyone seeking their help with a new home purchase.
After dealing with another mortgage company who kept messing me around for 3 months. I then got referred to Jorge and Mitch. What a difference, they got me fully approved in 48 hours and closed on my refinance 2 weeks later. Quick, seamless process for our refinance. Jon and team we're very helpful and I would recommend to anyone looking for mortgage services.
After dealing with another mortgage company who kept messing me around for 3 months. I then got referred to Jorge and Mitch. What a difference, they got me fully approved in 48 hours and closed on my refinance 2 weeks later. Quick, seamless process for our refinance. Jon and team we're very helpful and I would recommend to anyone looking for mortgage services.
Services
With over 18 years of mortgage lending experience combined, working for both mortgage lenders and brokers, Eric Coleman and Jorge Magana have teamed up to form Florida Home Loans, LLC. After working together for the past year, they decided to combine their strengths in marketing, product knowledge, operations and a strong community presence and form their own corporation.
The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan. Fixed rate mortgages are available in terms ranging from 10 to 30 years and can be paid off at any time without penalty. This type of mortgage is structured, or "amortized" so that it will be completely paid off by the end of the loan term.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
Reviews (9)
David Do
Jan 06, 2022
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Kelly Rodrigues
Jan 04, 2022
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Aimee is truly exceptional! She is not only knowledgeable, she cares and it shows in her work. Is she doesn’t know the answer to a question, she will figure it out. When deciding on my refinance/new home buying options, she never once made me feel like I was bothering her. On top of that all, she is a great communicator! I knew what was happening every step of the way, which is so important. When we starting looking at buying our investment property, she was the one we reached out to again. I can not sing her praises high enough, Aimee is 10000% recommended!
Mike F.
Dec 30, 2021
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Tonia Lagrone
Dec 30, 2021
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Jorge Magana deserves five stars because he is patient, understanding and willing to help a first time home buyer achieve their goal from beginning to the end. I will refer him to everyone because his knowledge and sincere care for people are genuine. My realtor Kathy Hlinka also deserves five stars. Kathy did everything to help me find a home, she provided all the information to purchase a new home from the beginning all the way to the end when I closed. Kathy had my sincere interest and care when she provided great representation for me when I encounter problems with the seller. I will refer
Estelle Nozisolt
Dec 28, 2021
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Jimmy Palm
Dec 26, 2021
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Jack Airbnb
Nov 17, 2021
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When looking for a second home to purchase in Florida, my wife and I couldn’t have been more pleased with both the professionalism and friendliness of both Kendra and Aimee. They were able to help us navigate through figuring out what was needed to get a loan for a 2nd home. I would highly suggest them for both first time home buyers or those looking for a vacation home.
Chase Scott
Nov 17, 2021
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Tao Wu
Nov 04, 2021
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