Excel Credit
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Excel Credit
If you are buying a New or Used Boat or Yacht or Refinancing your Boat or Yacht, we can help you secure your boat loan or luxury yacht financing. Boat credit loan amount from $25,000 to $10,000,000. We also provide your Loans Credit Closing Documentation Service. We can save you money by checking for the best rate boat calculator months credit for you.

Calculate payment today! Excel Credit is a leader in the boat financing and yacht financing industry. We offer National Coverage in all of the 48 contiguous states (excludes Hawaii and Alaska). Our new and used boat credit loans are highly competitive with the lowest Boat Interest Rates and Yacht Loan Interest Rates.
Services
At Excel Credit, you will find a knowledgeable, professional, and personable team waiting to serve you. Our integrity, coupled with many years of experience, means that we will be able to deliver a financing package that will meet your needs. Each member of the Excel team brings value to the process which enables us to promptly provide you with flexible financing.
Apply online for Boat Loans & Financing: Our online Boat Loan Credit Application is secured with a 256-Bit encryption. Once you complete your application and provide the required documentation, it will be reviewed by a Loan Officer and a credit decision will be made. You will then be contacted by a Loan Officer who will review the decision with you.
Excel Credit offers the lowest Boat Loan financing rates possible. We will happily provide you with a personalized rate quote and options for a monthly payment plan that works specifically for you so you can plan for your next purchase. We offer Fixed Rate loans and the longest terms possible, up to 20 years for qualified purchases.
A Settlement Agent brings two or more parties of a transaction together, independent of the parties to provide a conduit where all parties may trust that each of them are represented equally. The Settlement Agent coordinates a closing with an exchange property / merchandise for money. The Seller provides a title for an RV / motorhome or boat sending it to the Settlement Agent, the Buyer sending his/her money to a settlement account.
When a vessel is registered with the Coast Guard it is given an official document number which remains with the boat, permanently displayed on an interior part of the hull. The issuance of the document number begins the Coast Guard history of the vessel. All future transactions are recorded and appear on the Abstract of Title produced by the Coast Guard.
Reviews (3)
Econo Facts
Econo Facts
Dec 26, 2020
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Positive: Professionalism
Fantastic group to work with. Exceptional attention to detail. Super knowledge base in the company. Made the process easy. Highly recommend you call them when seeking to finance a boat.
Jose Perdigon
Jose Perdigon
Oct 18, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Excellent people to work with. Made my big boat purchase a lot easier and they were local for me but I am sure it will be easy even if you are out of town. Very knowledgeable and keep me informed and answered all my questions when I needed it. I would recommend the 100%.
J. D. Hays
J. D. Hays
Jun 21, 2020
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Excel Credit did a fantastic job on financing our RV purchase. We were buying a nearly-new RV from an individual who lived in another state, a combination that no other company could handle. They provided an extremely good loan package and handled all of the complicated paper transactions that this purchase required. Mr. Tom Bell and his wonderful professional and courteous staff made this effort so easy for us. We highly recommend Excel Credit for any of your financing needs.