Mihir Patel Loan Officer
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Mihir Patel Loan Officer
Mihir explained the refinance process in detailed. He is very professional and understand customer needs and ready to help during entire process. Mihir patel is very Professional, Patient Mortgage officer who always listened to us and always went out of his way to help us with the purchase of our home.

Whatever our concern was, he always knew the answer and if we asked for information, he was always spot on in replying to us. We highly recommend him. Special thanks to him for getting us a very good interest rate. He really worked hard on our loan. Mihir helped us with the mortgage of our new home in Florida as well as refinancing our secondary home.
Services
Nexa Mortgage offers the best loan programs and most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Nexa Mortgage offers wide variety of loan products including FHA, Conventional, VA, USDA, Jumbo and more.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful! We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
NEXA Mortgage offers programs and pricing you and your clients will love. With processing, underwritting, and local appraisers that truly know our market. In addition, we have Aggessive Loan programs that you'd be hard pressed to find anywhere else at very aggressive rates. Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.We're here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
Conventional loans are any mortgage that is not guaranteed or insured by the federal government. Although a conventional loan is not insured or guaranteed by the government, it still follows the guidelines of government sponsored enterprises, Fannie Mae and Freddie Mac. Conventional loans may be "conforming" and "non-conforming".
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