We know that each customer has unique circumstances and specific needs, so we strive to tailor our services to each individual client with a wide array of mortgage products, while also providing quality customer service, communication and individual attention.
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.As a customer, you want to work with a knowledgeable, friendly and responsive loan officer.
Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.As a customer, you want to work with a knowledgeable, friendly and responsive loan officer.
Services
Exceeded ALL Expectations Josh and IMG made the process of buying my second home an absolute breeze and got the closing done in record time. Quick to respond, knows what he is doing, and is so willing to answer any and all questions. Would absolutely recommend working with Josh, and I will confidently choose him in any future real estate ventures I may have.
A conventional mortgage is a loan that is not guaranteed or insured by any government agency. Conventional mortgages may be fixed-rate or adjustable-rate mortgages. Most people choose a 30-year fixed rate loan, but loans are also available in 20, 15 and 10 year terms. Conventional mortgages typically require that a buyer have at least a 5 percent down payment.
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate.
After reviewing your application information, an underwriter examines your credit history, the value of the property and your debt-to-income ratio. These are the primary factors which describe the risk a mortgage lender is willing to take. This perceived level of risk determines your loan decision and can have an effect on your interest rate and other elements of the loan.
Reviews (10)
Charlotte Uwimbabazi
Dec 13, 2021
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I have a great experience working with this company Integrity Mortgage Group their very helpful, and patient I worked with Matthew Waters. I really can't thank him enough. He was available at anytime when I needed help with anything he made my experience smooth and I got my home in no time. I would highly recommend ntegrity Mortgage to anyone looking to purchase a house.
Antonio Cordero
Dec 06, 2021
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Jillian Flynn
Nov 30, 2021
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What a wonderful experience at IMG. After Dwayne did such an exceptional job helping us buy our home in the other ast, we knew he was who we wanted in our corner as we refinanced. Would highly recommend him for all your mortgage needs. The process was painless. He helped my husband and I navigate all the paperwork while my husband was working out of town. Unlike past experiences with others he did not make us feel lesser than because of our young age. Seriously could go on and on with appreciation for Dwayne Thompson snd IMG.
Joey V.
Nov 22, 2021
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My wife and I have now used Josh for a second time on another home purchase, and couldn't be happier. I am so thankful that we got to work with him again, as he is very informative and guides you through every step of the way. Josh is always answering my calls/emails, and has always got the right answer. I cannot speak highly enough of him and IMG! Thank you!
S. D.
Sep 30, 2021
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My wife and I used Josh to refinance our house a year ago. I could not be happier with the way things went while dealing with Josh. This guy really knows his stuff. You're not going to find a better loan agent. Josh answered every email promptly. every question I asked he either answered or in a very timely manner got me the answer. Was always available for phone calls and if I missed him he called me right back. superb and professional people skills. The loan itself went super fast and super smooth. Every single I was dotted and every single T was crossed. there were absolutely no surprises at
Kisle Crouch
Jul 25, 2021
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Aaron Seamon
Mar 30, 2021
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We recently refinanced our mortgage with Dwayne. We also financed our mortgage when we bought our current home with Dwayne so we are repeat customers. During both the original and refinance Dwayne walked us through every step. He communicates well, follows through, provides options, leverages technology effectively, and works quickly. I would recommend Dwayne to anyone looking to finance or refinance their mortgage.
Debra Halbert
Jan 04, 2021
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Brandon Ratliff
Aug 12, 2020
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Do you want top notch customer service? Follow ups as soon as updates come available? A company that doesn’t stop until your satisfied? Look no further. Dwayne and his team of experts made our loan process as easy as 1-2-3. He followed up with me when I called. Ensured I was updated as things progressed. Sent examples of what documents he needed, and simplified it. If I could give Dwayne and his team a start higher than 5, I most certainly would. I wish everyone I felt with was as cordial and informed as they are. Truly a blessing to work with. Could not ask for a better service. Don’t look
Alyssa Holsten
May 03, 2020
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