Firm Foundation Finances
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Firm Foundation Finances
Firm Foundation Finance Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you one on one consultative services.

Additionally, we offer a variety of resources all designed to help you make the best choice possible. As a Mortgage Broker in California, our team is pleased to assist you and your family with your home financing needs. With almost 2 decades in the Real Estate Industry, a Master's degree in Finances and a Heart for People, I have learned that the #1 key factor clients seek, time and time again, is someone they can rely on and trust.
Services
Our team of experts will work with you through each step in the home loan application process. We love to work with first time home buyers and families looking to get back into home ownership. You and your family are probably the only ones that will be more exited than us when you get the keys to your new home.
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower's rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages.
Reviews (10)
Carrie A.
Carrie A.
Dec 06, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Karen is thee Best! She goes above and way beyond for her customers. We have worked with her twice and have been impressed with her professionalism, her knowledge, as well as her dedication each time. She really does care. And she is REALLY good at what she does. Go with her company. You will be happy!
Lorena Perez
Lorena Perez
Jun 26, 2021
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This girl and her team are going to make it happen!!!! Even when moments seem bleak!!!! This team of women is a POWER HOUSE of knowledge in the world of realty, enough so, to make any dream of owning a home HAPPEN!!!! Thank you Karen, Ana, and Monica for your patience and resilience in assisting my daughter purchase her home!!! Much blessing to you and your families!!!!
Steven Flores
Steven Flores
Mar 05, 2021
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I thank God for giving me such an amazing team. From our real estate agent Magdalena to Karen, Ana and Monica were so helpful, hard working, attentive, and so much more! I can't express how much we appreciate everything they did for us and all the help they provided from start to finish. I thought this process was going to be harder but Karen and team made it easy. WHAT A POWER TEAM! The house buying process is far from a cakewalk, but they were there every second of the way to help us get there! We couldn't be happier with our experience and the amount of hard work they put in to get us into our
Regina Martinez
Regina Martinez
Jan 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Karen was very knowledgeable and on the ball! Give her a call!
David Darwazeh
David Darwazeh
Oct 14, 2020
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Lighthouse real estate got me the price I was hoping for and negotiated a great deal for me. In this world of uncertainty, during transactions I felt completely confident in Karen and her team; they kept things running smoothly at all times. Karen Urritia the Corona virus situation very well and got my house sold in the midst of the pandemic. She and her team managed the closing of the houses without a glitch. The whole experience was so smooth and professional. Karen and her team are kind and considerate and very competent. If there is a way to get you alone Karen will find it. If there is a way
Dawid & Candis Ysrayl
Dawid & Candis Ysrayl
Jan 06, 2020
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This is hands down the best team out there. Karen and all the ladies are so professional. if you ever have any questions they are there to help every step of the way . they have helped me and my family for many many years and they continue to keep in touch to insure that my loan is the right one for me and my family. I recommend them to any and everyone. A true blessing this team has been to me and my family. 5 Stars all across the board
Genesis Urias
Genesis Urias
Dec 10, 2019
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Karen was very helpful, she made it very easily for us to fill out documents! Friendly staff. She always made herself available for us. Process was very smooth and quick. Highly recommendable Very reliable. Very honest! If you want things done right and fast you should go with Firm Foundation Finances!! Thank you Karen and your staff for all the help!! God bless.
Claudia Martinez
Claudia Martinez
Aug 12, 2019
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I wanted to leave a nice message for our your team! You all truly helped us in the most amazing ways. Your honesty and trust & your patience and guidance! I can say yours and Maria's promptness and patience with me and all the questions I had, you truly made me feel important and that I was no bother to you every time. Thank you, I promise to always refer my friends and family your way, because I know they will be treated with the upmost respect!..
if your reading this and need a realtor or lender or any guidance. Call there office, you will not regret it. Very knowledgeable, in all they do. My
Mirian Toro
Mirian Toro
Jun 15, 2019
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This company really goes above and beyond and has a heart for their clients.
They have so much knowledge and take the time to explain and guide you through the process. Their communication skills are on point and they always make themselves available.
Take advantage of their free consultation because it will help you get ready to buy a home. They look at your goals and and let you know what needs to be done to achieve your goals.
Amazing company and people!!!
Sharon Loustaunau
Sharon Loustaunau
Jun 07, 2019
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This was the BEST experience selling our home. Every detail was handled with sincere, care & respect. The line of communication was constant & precise from loan docs, escrow, buyers, sellers & so important time frames! Karen Urritia and her team set us up for our future & retirement in our beautiful new home..and we are only 55 & set!
I highly recommend you make an appointment to meet with Karen & staff
before you make a move & then make a decision! Our 1st experience buying & selling we lived in a hotel for 6 months due to unqualified & unorganized brokers without experience! Don't do that!