Full Circle Home Loans
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Full Circle Home Loans
We will help you with all of your home ownership needs. From your first time buying a home, to helping you refinance and even helping you purchase rental properties. We will be with you every step of the way and create a lifelong relationship. Our company is here to shape the home buying process. Buying a home can be intimidating.

There's no way around it, when buying or refinancing a home there is a lot of paperwork. While we cannot change that, we strive to make the process as easy as possible. That is why we have a simple online documents portal. Someone on our team is almost always available. We want the customer to feel loved by us and feel like we made the home buying experience just a little bit less frustrating.
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Meet Seth, the owner and broker of Full Circle. Aside from mortgage, Seth enjoys all Boston sports (can we say Tom Brady anyone?) and has an urban farm complete with pigs, chickens, cats, dogs and two children. Tiffany is our client communication's manager. She fills in anywhere we need her in the office from client follow-up to organizing.
Do you dream of owning your own vacation property you can transform into a profitable side business and enjoy using whenever you want? It's entirely possible, it isn't just for "the rich, " and - wait for it - you DON'T have to wait to invest in one! Find a promising property and you might be surprised to know that you qualify for financing today.
Our mission is simple. Fund your home. Doesn't matter if it is your first home or your hundreth home. Vacation home or investment property. We are here to help you get the home you want. Fair warning, if it is a vacation home, we might just try to become best friends with you. If you have heard of a loan program, chances are we have funded it before.
And there's so much to think about before you even start to consider the type of financing you'll need as a first-time homebuyer. As a full-service mortgage broker in Southern California, it's our mission to fund your home and be your trusted lender throughout the loan process.

Our Full Circle Home Loans family includes a team of talented & dedicated loan officers who specialize in one thing: Helping you find the best-fit home loan for your financial needs.When you work with us, we learn all we can about your real estate investment goals & unique financial scenario and recommend the loan program that works for you.
If you're an Active Duty member of our military or a Veteran, we thank you for your dedicated and selfless service to our country. You heroically served us and we want you to know Full Circle Home Loans is here to serve you when you're ready to use your VA loan benefit to take the leap into homeownership.
Reviews (18)
Rl Lee
Rl Lee
Nov 15, 2021
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I honestly can’t say enough about this company and it’s care in handling our future. Full circle explained the process again with patience (this was our second home), moved at the pace we were comfortable with, and offered the best rate compared to us shopping around. Believe it or not we closed very quickly, if you are prompt and diligent with your tasks be ready to move in quickly. I would highly recommend this company for its professionalism but even more for the caring and charming staff you will regularly interact with. Full circle was able to get us exactly where we wanted to be which
Cynthia Pitones
Cynthia Pitones
Nov 13, 2021
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My husband and I recently used them to purchase our first home and are extremely pleased with the great customer service they provided. Bill was the best! Our realtor recommended him when Chase was not returning my calls or emails when I was trying to reach out to my loan officer to get an offer written up for a house that had popped up on the market. And in the crazy market we were/are in we all know you have to move quick! So that night even though it was “after hours” according to chase, he was available. Bill called me up and got all of our information and did what he had to do! He and
Varad Luca Shawn
Varad Luca Shawn
Nov 09, 2021
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I’m so excited I got a loan from a lender who helped me with my loan.it was amazing how I got my loan…I tried a different service but I could never get a loan from that service.some of them will ask me to fill a lot of documents and at the end of the day it will not end well.but after meeting with Mr janick I was able to get my loan of $150,000.00… dollars now my business is going well and I want you all to know this today because they are fast and 100% reliable. Now I’m paying the loan I go from company (Barclays loans) all over the world.Get in touch with them and don
Steve Diaz
Steve Diaz
Nov 07, 2021
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Seth & the team at Full Circle Home Loans were able to provide us with the right guidance & a great loan program, exceeding our expectations. We were previously working with another lender that could not perform & gave us terrible advice. Since we were buying a brand new home, we thought we needed to stick to the in-house lender bit thankfully we were able to go with Full Circle Home Loans instead. My Wife & I were beyond satisfied with the customer service!
Michael Stoffel
Michael Stoffel
Oct 27, 2021
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Full Circle Home Loans has great customer service and communication, as the lead on a Real Estate transaction a Realtor has to rely on the “ subs” like lenders, title and escrow to do their jobs correctly and communicate clearly during the transaction, with full circle I never have to worry about a lack of communication or them doing their job correctly for my clients ! Highly recommend them
Alaba Olatunde
Alaba Olatunde
Oct 15, 2021
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Ola Jumoke
Ola Jumoke
Oct 13, 2021
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Michael L.
Michael L.
Oct 06, 2021
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Seth and his entire team from Full Circle Home Loans did an amazing job helping my wife and I finance our first property. The family style atmosphere put us as ease and customer service was exceptional! Everyone at the office was welcoming, knowledgable, communicative and responsive (special shout-outs to Tiffany and Bernie!). We are extremely satisfied with their services and without hesitation will recommend them to friends and family!
Russ H.
Russ H.
Sep 21, 2021
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We recently purchased our new home and we were lucky to be able to work with the staff at Full Circle Home Loans. They were fast, friendly, and extremely patient with us as first-time home buyers. I would work with them again and I hope that anyone reading this has the opportunity to as well!
Matt Dichiara
Matt Dichiara
Aug 02, 2021
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Seth, Tiffany and the whole team at Full Circle made the home buying process a breeze! We were looking for a vacation home in Palm Springs and they came highly recommended from a friend who had just purchased his first home in the area. From pre-approval to closing the entire process was quick and painless. Whenever we had questions or concerns they were there right away to explain things and calm our nerves. We’re confident that we got the loan that perfectly fit our needs and have never had a better experience with a lender!
Patrick Edgett
Patrick Edgett
Jun 25, 2021
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Positive: Professionalism, Quality, Responsiveness
As a Realtor, I've worked with Seth and his team on multiple transactions and their speed and communication are second to none. Would highly recommend their services for a home purchase or refinance.
Chino Perez
Chino Perez
Jun 19, 2021
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I wanted to write this review to thank my lender Bill. Bill, Seth and their team went above and beyond my expectations to help me close on a 21 day escrow. Bill is incredibly patient, knowledgeable and communicative. He not only kept me in the loop throughout the transaction, he also took the time to thoroughly answer all of my questions. I would absolutely recommend Bill, Seth and the team at Full Circle Home Loans.
Jennifer Dukes Gomez
Jennifer Dukes Gomez
May 26, 2021
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Bill at Full Circle Home Loans is fantastic to work with and very responsive. Importantly, every single person we encountered at FCHL went out of their way to make sure we were comfortable with our recent home refinance.
Aida Sta Ana Bermudez
Aida Sta Ana Bermudez
May 14, 2021
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Seth and his staff at Full Circle Home Loans did it again. It is the second time that they serviced my mortgage loan and my experiences on both were great. Very professional and truthful. If you want to save money on your monthly payments with lower interest rates and closing costs, you need to call Full Circle Home Loans. They are the best. And by the way there’s no upfront cost unlike one of the companies that I happened to talk to.
Rosa Alarcon
Rosa Alarcon
May 13, 2021
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We took a calculated risk, we invested some of our retirement money in Real estate...with the intent to develop passive income and take advantage of tax breaks for rental property. Our initial plan was to have one Vacation rental. That home kept us busy with upgrades during the Covid lockdown. As soon as we were able to rent it out on Airbnb we… felt the success of positive reviews and the income was beyond our expectations. We were hooked, and we started looking for a second vacation rental. That second home was a faster project because we knew what the process was. Again, the home started
Sergio Rios
Sergio Rios
Dec 17, 2020
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Full Circle Home Loans is absolutely amazing! I have used them for five years now. They were the company I used when I got my first Loan when I bought my first house. Full circle loan Loan was on top of it about two years later when they suggested I refinance my house to remove the mortgage insurance. That refinance lowered my payment by a lot.… Now, I'm using them for a third refinancing for a MUCH better interest rate which is lowering my mortgage even more. Bill Green is wIth Full Circle Home Loans and he has kept in touch over the years and helping me through saving money through refinancing
Audrey Miller
Audrey Miller
Nov 18, 2020
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Seth, Tiffany, Von, and the rest of the staff at Full Circle Loans are outstanding! I recently refinanced my first home through them and they were very honest, upfront, and answered all of my questions promptly. Refinancing can be a very stressful thing but FCL helped make me feel comfortable through the entire process! I would recommend FCL to anyone looking to buy a house or refinance!
Scott Denis
Scott Denis
May 01, 2020
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Bill Green and the entire Full Circle team were great! Never had an issue with responsiveness. Always felt like I was their most important client! Highly recommended if you need a mortgage :)