At the Bankruptcy Clinic, PC, we understand that sometimes bad things happen to good people. You may have recently been laid off, suffered an unforeseen medical problem, struggled through a messy divorce, lost a loved one, invested in a bad business venture, or simply made some mistakes along the way.
That's okay. We understand. We are here to help! At the Bankruptcy Clinic, PC, we represent people from all walks of life. Honest, hard-working people who have gotten into financial difficulty through no fault of their own. We help give our clients the opportunity to build a better future for themselves and their families.
That's okay. We understand. We are here to help! At the Bankruptcy Clinic, PC, we represent people from all walks of life. Honest, hard-working people who have gotten into financial difficulty through no fault of their own. We help give our clients the opportunity to build a better future for themselves and their families.
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Financial problems can consume your thoughts and cause you and your family immeasurable stress. You might dread answering the phone or opening your bills. We believe that no one should feel like they are in a hopeless financial situation. Help is available. Filing for bankruptcy can eliminate unsecured debts while allowing you to keep your property.
Many hard-working people get into financial difficulty through no fault of their own. A job layoff, a divorce, an accident or other events can cause you to accumulate too much debt or maybe just set you back temporarily. Fortunately, there is hope for people who have unmanageable levels of debt. Filing for bankruptcy can reduce some debts and eliminate others, allowing you to get your financial life back in order.
Many factors are involved in determining which bankruptcy chapter is best for an individual. No two situations are identical. As a rule of thumb, bankruptcy laws require individuals to pay their debts back to the extent they can afford to do so. If you have an ability to pay something meaningful back to your creditors, then you should file a Chapter 13.
For most people, the thought of losing a home to foreclosure is a nightmare. The good news is a foreclosure sale does not have to happen. In many cases, you can stop foreclosure, save your home and obtain debt relief through bankruptcy. If you have skipped a mortgage payment or are juggling your bills, you should speak with a bankruptcy attorney as soon as possible.
Unfortunately, divorce or separation is a factor in nearly 50 percent of the cases we see at the Bankruptcy Clinic, PC If you have unmanageable debts and are suffering marital problems, you may wish to discuss your financial situation with an experienced bankruptcy attorney before you divorce. The decisions you make during this period can affect your finances for many years to come.
