Sharefax Credit Union
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Sharefax Credit Union
Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32,000 members from twelve counties.

This includes; Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble and Warren as well as over 400 companies and organizations throughout the Greater Cincinnati area.To serve our members we have six locations, a number of electronic services and have partnered with the Shared Branch network.
Services
Sharefax Credit Union offers personal accounts including checking, savings, investment and youth accounts. Sharefax Credit Union has provided links to Internet sites maintained by third parties. Sharefax does not operate or control in any respect any information, products or services on these third-party sites.
With Checking Plus, you'll enjoy no monthly fees, no minimum balance, and no minimum monthly debit transactions. There is a limit of three (3) checks with an overall total of six (6) electronic withdrawals per month. You'll earn dividends when the daily balance exceeds the minimum. Rate structure is tiered upon the daily balance - Dividends are paid and compounded monthly.
This option allows us to initiate an electronic transfer from your account at another financial institution. The funds will be pulled from the account you provide on the date you specify on the Authorization Agreement for ACH Origination. Your first ACH payment & changes made to your current ACH may take up to ten (10) days to establish.
The ability to use the Convenience ATM/Debit MasterCard at any PNC bank ATM fee free* or surcharge free at a JEANIE, MoneyStation, or PLUS logo ATM. Find an ATM near you!. The ability to use the Convenience ATM/Debit MasterCard as a debit or credit for buying goods or services from any establishment that accepts MasterCard.
We offer a variety of savings accounts paying highly competitive dividends (or interest rates). Each is designed to satisfy your specific financial need. Dividends are paid monthly on the daily balance in the account once you have accumulated $50 on deposit.

Dividends on the Champion Club are split rates, which means that the dollar amounts within each specific range each day will have dividends calculated separately at the dividend rate for that range and the calculated dividends for each range will be added together to calculate the total dividend paid each quarter.
Reviews (11)
Erica K.
Erica K.
Jan 04, 2021
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I haven't ever had our account information stolen so many times in my life. At least twice a year we have to cancel bank cards because someone hacks into our account. We have gotten text messages asking if we authorized transactions and we reply "no" if we don't then they still push the transaction through. Then when I've tried to use our card to buy stuff online from Kohls it blocks it for fraud but someone can buy 200$ worth of stuff on play station and no one bats an eye. Seriously considering switching to another, more secure, bank.
Lyle Jordan
Lyle Jordan
Jan 04, 2020
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Not a Sharefax Credit Union member but was walking by on my way home. It started to pour down rain as I was walking by. I ran inside and asked the teller if I could hang out. She said no problem. I was there 45 minutes and never looked at as if they wanted me to leave. Thank you. Wish I caught your name.
Kim Schierloh
Kim Schierloh
Sep 20, 2019
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Sharefax Credit Union is awesome!! They go out of their way to treat you like you are one of the "family". They offer many great services to meet all of your financial needs. They listen and go to the next level to make your banking a positive experience.
Sean Maurice
Sean Maurice
Aug 25, 2019
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DO NOT BANK with Sharefax Credit Union! My 10 year old son made a transaction using my iPhone that autofills my bank cards information that’s in the system of my phone. When he gives me my phone I notice the transaction, I call Sharefax to cancel the transaction as well as reached out to the merchant (which is some China company) 5 times without receiving any response. My card was canceled I was issued a new card and 2-3 weeks later the funds were sent back which I was told it takes 3 weeks for the investigation to complete. Well 4 weeks later I notice the disputed amount was taken back out of
Be Kwiat
Be Kwiat
Sep 08, 2018
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Terrible service. On a Saturday morning, with a line 6 people deep, and 3 of the 4 employees behind the counter are huddle around one computer, while the other moves at a snail's pace to work the drive-up window. Please, Sharefax, hire some folks who actually want to do their job.
Stephanie Mitchell
Stephanie Mitchell
Jul 01, 2018
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Issue was fixed and money was reimbursed. better hope it wont happen again.
original review: called Monday and Tuesday about my account. They said that they would look into the issue and contact me back. They switched my account without my permission and I then proceeded to have four overdrafts resulting in $116 in charges. I didnt sign up for courtesy pay and this isn't the first time. I would rather have my auto payments declined rather than get overdraft fees. Then contact the place and set up payment for Friday when I get paid. Now I have zero money and need to go to the grocery store but
Michael Messmoe
Michael Messmoe
Jul 21, 2017
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Great CU, highly recommend. Have rentals in area and commercial banks totally fail with rent issues, Sharefax works with tenants and landlords to make the experience easy and smooth. MM
Julian Crosson-Hill
Julian Crosson-Hill
Jan 06, 2016
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I've been a member at Sharefax Credit Union for about 4 years. They provide services pretty much on par with any small credit union. The Evendale branch on Reading is my preferred branch as I've always found the tellers that work there to be friendly and helpful. I get the same services I'd get from a bank at a much lower cost and from a member based organization. I'm pretty happy overall.
I would add that I only give 4 stars instead of 5 because there are some things about Sharefax that are inconvenient. Most of these have more to do with their size and the fact that they have to rely on 3rd
Stacy Wene
Stacy Wene
Aug 01, 2015
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The office hours listed are not correct. Sharefax Credit Union, Evendale is open:
Lobby Hours
Mon.-Thurs. 9:00am – 5:30pm
Friday 8:30am – 6:00pm
Saturday 9:00am – 12:30pm
Drive Thru Hours
Mon.-Thurs. 8:45am – 5:45pm
Friday 8:15am – 6:15pm
Saturday 9:00am – 12:30pm
Crystal Kermos
Crystal Kermos
Jul 13, 2015
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Credit union employees and service are great. If you use their website for online banking, 5 times out of 10 it's either down, not responding, or just won't let you in. So do expect delays in getting your online banking done.
Chelsea R.
Chelsea R.
Mar 25, 2015
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I have banked here since my parents opened an account when I was a kid. I wanted to stay with Sharefax an adult and have regretted that choice since.

I am highly disappointed, I really wanted to like SCU.

Customer service is ridiculous. Expect an automated recording for everything and online banking is a migraine lurking around the corner.

I traveled last year and made the decision to call SCU to inform them of my direct route and new job in a different state. They were delightful and reassured me that I use my card the entire way. They made a note in my account that I would be traveling