McNeil, T D
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T.D. McNeil Insurance Services in Folsom, CA has the experience necessary to handle all your commercial needs. Being prepared for the unexpected is the best way to make sure your life stays on track no matter what. With the right insurance policies from T.D. McNeil Insurance Services in Folsom, CA, you can rest easy knowing you're always prepared.

We have outstanding insurance programs available and, in most cases, we will save you money. In all cases, we will treat you with respect, and we will put your interests first. Depending on your situation and the type of coverage you're looking for, you may actually be required to have insurance. For example, every driver in the state of California is required to have liability insurance at the very least.
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In most states, automobile insurance is required, including California. But the amount of coverage provided can vary significantly, even with the same insurance carrier. Some carriers refer to "full coverage" if the policy includes collision and comprehensive insurance. But full coverage means more than covering damage to your vehicle.
For many California residents, your home is your most important asset. The coverage provided by a homeowners' insurance policy, HO-3, HO-5, can vary significantly between carriers. Are you sure you have the right coverage to protect your home?

Available coverages include Replacement cost coverage on your home, Additional structures, Extended replacement cost, Replacement cost coverage on contents, Loss of Use, Personal liability, Medical Payments, Building Ordinance, Loss assessment, Water damage, Service Line coverage, Business pursuits, Home base business, and many more.We can offer special all-risk coverage on valuable items like jewelry or fine arts.
T.D. McNeil Insurance Services in Folsom, CA has the experience necessary to handle all your commercial needs, whether you are a small business owner just starting up or a major corporation with significant operations. Our founder was the Risk Manager for a major corporation with over 100,000 employees.
It is important to obtain the right insurance if you own a boat. While the homeowners' policy may provide some limited liability coverage, for small boats, this may not include important coverage that you need. One obvious question is insuring the boat itself against physical damage. It is important to understand the difference between an "agreed value" policy and an "actual cash value" policy.
California is the perfect state to cruise with your hot rod, exotic, custom, or muscle car, but these classic cars are special and need special coverage. The good news is that several of our carriers specialize in providing you the coverage you need at a very competitive price. In many cases, the cost of classic car insurance is less than the cost of a typical automobile policy, with much better coverage.
Reviews (5)
Martin Shedd
Martin Shedd
Sep 27, 2021
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We will take care of all your insurance needs throughout CA, NV, WA, OR, ID or MI
Jack Corry
Jack Corry
Jul 24, 2019
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Good team, good service, knowledgeable staff. They saved me a boat load of money.
Terry Carroll
Terry Carroll
Aug 30, 2017
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The best, most knowledgeable insurance brokers I have ever dealt with.
Shannon Family Automotive
Shannon Family Automotive
Nov 03, 2016
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If you are like me, you don't like to think about your insurance. T.D. McNeil Insurance gets that. I know I can trust them to provide me with the best product at the best price. No more thought required!
Jason T.
Jason T.
Jul 02, 2016
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Always great and always quick to get issues resolved! Terry, Jen, Rich and Jessica Rock! You will not find a better insurance company.