Howard Culbreth
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Howard Culbreth
Chamber of Commerce - Lake Norman, Huntersville BS, BA Degree, Finance Crystal Excellence Award Golden Triangle Qualifier, Silver Scroll Qualifier, Convenient to Huntersville, Mooresville, Lake Norman, Charlotte, and surrounding areas Insurance Agency State Farm Agent since 1993. Find natural disaster preparedness, emergency planning, safety tips, and warning signs to help protect your family during a tsunami.

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Reviews (10)
Taylor Christian
Taylor Christian
Nov 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Best insurance agents I've had! DeNeen is amazing and truly cares about what's best for me and my family and has always been there to assist us anytime we've needed her!
Richard Sharp
Richard Sharp
Aug 15, 2021
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I have been working with Howard and his team for about 7 years. They are all very responsive and helpful every time I request something.
I am buying a new home and my lender has been a disaster to work with. Kevin and Starr jumped on some rush requests and were sensitive to the time constraint I was under. They really helped me when I needed it most. 👍🏼 And great work!
L. C.
L. C.
Dec 29, 2020
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Best office in the world! Customer service unmatched. Friendly, courteous and fast.
Patricia Proctor
Patricia Proctor
Oct 26, 2020
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Thanks so much agent Kevin for your help with my roofing problem! Changed home/car insurance approx. 4 yrs ago, no unneeded yearly increase from company like the one i was using. Kevin is friendly, helpful and honest! Patricia P
GinaMariex
GinaMariex
Aug 28, 2020
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Positive: Quality
Anytime I called everyone of their employees is beyond helpful and super nice always a pleasure to speak to anyone when calling
Zaneta Freeman
Zaneta Freeman
Aug 21, 2020
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Initial service was great; follow up service has been poor. If all goes well, I'll be paying a better price than where I'm @, so that's what's most important to me!
S. B.
S. B.
Dec 10, 2019
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This State Farm office is really, really great. We still have one policy under them, but unfortunately, moved to the SC side of Charlotte and had to switch most of our policies. Their rep, Kevin, is so on top of things that it blows me away. He catches details that we don’t even catch and ultimately ends up saving us big money, which recently happened with our homeowners insurance on a home we sold and forgot to report to them. I can’t say enough good things about this team. We’ve lived in multiple states over the past ten years, and this place is the best so far! Thank you, Kevin!
Nathan Cooley
Nathan Cooley
Oct 15, 2019
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They have astounding customer service. They treat you like a friend and go out of their way to make things easy and understandable. I would recommend to anyone.
Starr Vernon
Starr Vernon
Jan 03, 2019
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I have been with this Agency for 17 years and have never looked back. Howard and his team truly care about their customers and want what’s best for them. They are very knowledgeable and take the time to make sure all your questions are answered. Couldn’t ask for a better Agent!
Andrew Benu
Andrew Benu
Nov 27, 2015
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I used to have my car insurance through Allstate. The service was okay, but I wanted to feel that I would have somewhere to go with any questions that I had. When I called my Allstate agent, the staff seemed almost inconvenienced that I was calling. So, I went shopping around and know that State Farm has a good reputation. I called Howard Culbreth's office because it was convenient to my apartment. They answered quickly and gave me a quote that was actually a better price than Allstate. They helped me understand the coverages and seemed very helpful, so I switched. I have been a customer for 2