P Fudge & Associates
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P Fudge & Associates
At Fudge Insurance, we custom-fit insurance policies to families, individuals, and businesses who need comprehensive coverage, and exceptional service at fair prices. We custom-fit insurance policies to individuals, families, and businesses in several states, not just Florida. We are licensed to insure customers in Georgia, Florida, North Carolina, Tennessee, Kentucky, Texas, Wisconsin, Ohio, Arizona and Colorado.

Tap on your state and get a free quote today. I just want to say a very big thank you for all your help. In all the years we have had homeowners insurance on our house in Florida we have never been guided by an agent like this before. We are very grateful for the advice about the wind mitigation and you were right it did make a vast difference.
Services
We offer custom-fit insurance policies to families, businesses and individuals who need choice, broad coverage options and exceptional services at fair prices. At Fudge Insurance, we hold the values of honesty and integrity in the highest regard in our personal lives, and these same values drive our day-to-day work decisions as well.
A good homeowners policy (HO3 policy type) can cover sudden and accidental losses and damages unless it is specifically excluded. The above lists are not complete. You may have a "Named Perils" policy, and you may not. If you need someone to go over your policy and clarify what is specifically covered and what is not, please contact us.
Whether it is homes for rent in Memphis or Miami, it is important that you have the right coverage to support you in your move to a new rental. A standard homeowners insurance policy covers owner-occupied properties. It does not cover a home that is held out for rental or is not owner-occupied. Most insurance companies will not knowingly provide a policy for a short-term rental home.
There are a wealth of products and options available to give you auto insurance coverage and plenty of choices when it comes to tailoring coverage to your circumstances. Most of the time, it's a matter of knowing enough to make an informed decision. Coverage for paying your medical expenses. This includes Personal Injury Protection (PIP), Medical Payments, and Uninsured Motorist (UM) coverage.
A business life insurance policy allows both owners and employees to insure income in the event of a loss. Owners can choose from a wide range of coverage for their business and employees. Life insurance for a business owner is particularly attractive because it is a protected asset in case of bankruptcy.
Reviews (18)
Margarita Tejada
Margarita Tejada
Jan 03, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
The Team at Fudge Insurance a very responsive, professional and always treat me as a valued customer.
Raul Aguilera
Raul Aguilera
Jan 03, 2022
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Positive: Professionalism, Quality, Responsiveness
Alisha with Fudge insurance is fantastic! Very helpful, responsive and professional!
Eric Thomas
Eric Thomas
Nov 26, 2021
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Great experience with timely quotes, competitive rates and explored many different markets to find the best possible policy for us.
Jessica Collins
Jessica Collins
Nov 03, 2021
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Kristen Pino was amazing when assisting us with obtaining the appropriate insurance needed for a new building we purchased. She went above a beyond!
Jeffrey Sies
Jeffrey Sies
Oct 21, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I recently purchased homeowner insurance and umbrella coverage from Patrick, Sr. Agent, with Fudge Insurance Company. The whole process was easy and better than I expected. Thanks for taking the time to answer my questions and to explain the types of coverages available.
Barry Costello
Barry Costello
Sep 03, 2021
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With the clock running down to get a new homeowners insurance policy in place, Kala and the team at Fudge Insurance really got going to help. Their advice and professionalism got us the policy we needed at a price we could afford. They definitely have my recommendation….. 5 star service.
Richard Norman
Richard Norman
Aug 29, 2021
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Positive: Professionalism, Responsiveness
Kristen did a great job getting us our workers comp policy. She is very knowledgeable. I highly recommend her.
Steve Mccormick
Steve Mccormick
Jun 04, 2021
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Since 2015 I have been a customer at Fudge Insurance and have always receive courteous and professional service. The customer service is paramount and should be a model for others to follow in any customer service based industry. When speaking to Kristen and Patrick both make me feel valued and appreciated although they work in separate departments and to include Jordan a past employee. Also when speaking with Doug I had the same experience many years ago. It shows that his team mirrors his great customer service values. I would recommend this team to anyone who is seeking a professional team with
Jennifer Genao
Jennifer Genao
May 15, 2021
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Professional customer service. Always available when needed for any inquiries last minute. Fast transitions and pricing for all budgets. Special thanks to alisha for helping us!
Michael B.
Michael B.
May 14, 2021
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Kevin,
Thank you both for the payment due reminder and making payment so quick and easy.
I am very happy with the customer service I receive from Fudge Insurance and look forward to many years of collaboration.
Andrew
Andrew
Jan 15, 2021
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I was referred to Fudge Insurance by a reputable property manager. As a foreign buyer and first-time purchaser of US real estate, I did not know how the property insurance market worked outside my country. I am pleased to have had Sarah, one of Fudge's Personal Lines Agents handling my inquiry and quote. Sarah was knowledgeable in explaining the different policy provisions and also professional and responsive to my many questions. I found good value for some of the extras and specifics our home required as a short term rental property and appreciate how courteous the Fudge team was in handling
Amy Price
Amy Price
Aug 14, 2020
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I called two days ago with a question regarding my insurance policy and have yet to receive a return phone call. Customer service is not their priority.
Heather Hurry
Heather Hurry
May 23, 2019
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Phenomenal Staff and attentive to all client needs. Amazing CE classes for local Realtors as well!
Doug S.
Doug S.
Jan 03, 2019
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Fudge Insurance, and specifically Jared Townsend, have always treated us great. We recommend them highly.
Keith Clark
Keith Clark
Nov 09, 2018
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Though, I have not had to make any claims, the customer service staff , of the auto and home department are superb. Very knowledgeable, friendly and timely responsive on any home or auto issue. Especially, Lori , of the auto department.
Kathrin Wacker Szurgot
Kathrin Wacker Szurgot
Aug 28, 2018
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Fantastic training class with Robert Gress! Thank you Fudge Insurance for hosting today!!
Lauren Dunham
Lauren Dunham
Jul 12, 2018
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Extremely friendly, organized and personable. They really pay attention to the details and care about the education piece.
Frances Gonzalez
Frances Gonzalez
Jan 12, 2018
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I want to thank Fudge and Associates for allowing my husband and I to do business with them. Being from New York they made the process and experience quick and painless. Thank you Kathy Longtin for the experience and patience.