Melo Insurance Services was started by people that were keenly aware of the limitations and lack of options available to captive agents. Captive agents work for one company (State Farm, Farm Bureau, Allstate, Nationwide) and can only offer insurance from that one company. It is not uncommon for one of these companies to raise rates by 15-25% in any given year.
When this happens, the agents are "captive" - they cannot offer you any real options. We can offer you a wider choice of auto, home, business, life and health coverages as well as retirement and employee-benefit products. Now you can develop a long-term relationship with a trusted agent who has options to insure you through every phase of your life.
When this happens, the agents are "captive" - they cannot offer you any real options. We can offer you a wider choice of auto, home, business, life and health coverages as well as retirement and employee-benefit products. Now you can develop a long-term relationship with a trusted agent who has options to insure you through every phase of your life.
Services
Covers auto damages from causes such as fire, theft, hail, vandalism or many other events. Protects against a claim or lawsuit if others are injured in an auto accident that you or your family are considered legally responsible. Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else's auto or property.
Personal Liability, that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home. Provides the extra insurance you need to rebuild your house if your coverage amount is inadequate. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
If any of these describes you, Melo can provide peace of mind through a vast array of insurance offerings. Insurance provides the maximum benefit for the least cost. Melo can offer terms anywhere from 5 to 30 years and will search out the best value for your specific need. Insurance (or whole life) combines insurance with an investment tool that builds value over time.
In today's fast-paced environment, it is becoming more important than ever for businesses to have insurance that keeps pace with evolving risks.
From core property casualty products such as auto, general liability, umbrella excess liability, property insurance and workers compensation to specialized coverages including errors and omissions liability and business interruption, Melo stands ready to partner with you and your business for the protection you need.
From core property casualty products such as auto, general liability, umbrella excess liability, property insurance and workers compensation to specialized coverages including errors and omissions liability and business interruption, Melo stands ready to partner with you and your business for the protection you need.
We have chosen Hagerty to ensure your collector autos. Most collectors like yourself know Hagerty as a trusted name in the business. Now you can have one agency insure all of your trusted assets - including your collector vehicles. Low Premiums-On average, a Hagerty policy is 37%* less expensive than a regular use policy.
Reviews (1)
James Burns
Dec 25, 2020
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