Kim, Stephen H
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Kim, Stephen H
Our goal is to give you a simple overview of what can sometimes feel like a very complicated process-Chapter 7 and Chapter 13 consumer bankruptcy. No marketing hype or scare tactics here-just useful information. That said, reading websites is no substitute for having an experienced attorney review your specific situation to help you understand the available options so you can decide what's best for your family.

We know you have many choices for bankruptcy attorneys in Salinas and hope to have the opportunity to assist you. Longer and more complicated than Chapter 7 bankruptcy, but offering distinct advantages for the right people. Si est siendo hostigado por agencias de cobranzas; si siente que se ahoga en un ocano de deudas.
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He graduated from The Law Center at U.S.C. and received his Juris Doctor in Law in 1998. Mr. Kim also received a Masters in Business Taxation from the Marshall School of Business at U.S.C. in 2000. Steve, his wife Yaya and baby Andrew (and another one on the way) live with their large, extended family in Salinas, CA.
One of the main advantages of either Chapter 7 or Chapter 13 bankruptcy is that you can get a breather from your creditors' collection actions with the help of Stephen Kim Bankruptcy Lawyer. This protection comes in the form of what is called the automatic stay. The automatic stay starts the moment you file your bankruptcy case.
The two most common types of consumer bankruptcy are Chapter 7 bankruptcy and Chapter 13 bankruptcy. This is a short guide on Chapter 7. You'll find out what it is, some of its advantages and disadvantages, and how you can qualify. Before I get into what Chapter 7 bankruptcy is, let me take a brief moment to explain what it is not.
There are several different types of bankruptcy that an individual may file, and depending on your situation there is usually one type that offers the most advantages. In order to determine which type is right for your situation it is extremely important that you consult a competent attorney. This short guide will help familiarize you with the process of filing Chapter 13 bankruptcy.
Many people have a difficult time meeting their tax obligations each year. Paying off your obligations to the IRS can be a nightmare. Fortunately, Stephen H. Kim is one of the leading experts on helping clients eliminate tax debt in Salinas and Monterey County. There are situations where you need the assistance of a consumer bankruptcy attorney.
Reviews (11)
Reynaldo Nunez
Reynaldo Nunez
Aug 06, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Everyone was so professional and down to earth. Angie and Steve made it a smooth process. They made sure I understood everything and were really down to earth. I highly recommend Stephen H. Kim Attorney at law Office in Salinas California to anyone. I truly love them and I am so grateful that I chose them to help me get a fresh start.
Candido Martinez
Candido Martinez
Aug 02, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very professional law firm quick fast results. I was referred by my ex-wife to see them. Thank you so much Stephen and Angela for your assistance...
Maribel Sanchez-Melgoza
Maribel Sanchez-Melgoza
Feb 04, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Very fast! Very easy! Very reliable! Professional and confidential! I'm already recommending to my family and friends!
Monica Jertberg
Monica Jertberg
Dec 30, 2020
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Back in 2017, after reading the many positive reviews, my husband and I decided to contact Stephen Kim at his office in Salinas.
We couldn't have been more satisfied with the very professional, and friendly service we recieved from Stephen, Angie, and their entire staff. Not just from the very beginning, but all the way through the process.
When we recently needed copies of our paperwork, all we needed to do was to contact Angie, and she sent them right out to us the same day.
I would highly recommend this office to anyone who is considering bankruptcy, and needs some friendly, honest advice
Juan Mosqueda
Juan Mosqueda
Dec 23, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
They are very attentive and listen to your concerns. The lawyer is very understanding and Angelica is always there for you and super helpful. I totally recommend this office you won’t regret it! Excellent place
Cris Morales
Cris Morales
Aug 20, 2020
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My husband and I filed for bankruptcy in this office, which was more economical than others. Stephen (attorney)sat down with us and explained the chapter differences and process. Angelica (Angie) actually helped us throughout the process and made everything feel more at ease and less stressful. I appreciate the patience Angie has had with me as I have called her multiple times for different nonsense and endless questions. She has returned my calls in a timely manner and always with a happy tone. The times we've visited the office it has felt like family warmth.
Additionally, we have also been
Paul Gonzales
Paul Gonzales
Aug 09, 2020
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Positive: Responsiveness
They were always really nice every time I went there.. they made it really easy and never ever made me feel sad for decaying bankruptcy....
Andres Rubio
Andres Rubio
Jul 03, 2020
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Positive: Value
I met with Angelica, she was extremely helpful and very informative. Contacting Angelica was super easy and when I had questions she always had an answer for me. I would recommend her to anyone. Thanks Angelica!
Adriel Garcia
Adriel Garcia
May 17, 2020
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Stephen and Angelica were very professional and took care of my concerns. They were good at explaining the different types of bankruptcies and which one would work for me. They made the process simple and pretty much held my hand the whole entire way. Angelica was really good with following up throughout everything. She had good patience with me and was great with reminding me whenever something was needed on my end. They were always very responsive whenever I reached out. No complaints. I would definitely recommend them.
Armando Henderson
Armando Henderson
May 15, 2019
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Absolutely awesome! Professional and they move quick. I needed help and they were there. I highly recommend Stephen Kim. The whole staff is great. I had many questions and concerns. They were knowledgeable and empathetic to my case. Stephen, Sam and Angie are outstanding. I am very thankful.
Andrew Proctor
Andrew Proctor
Aug 26, 2013
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Steve is a great friend of mine. If you find your self in the unfortunate position of needing these kind of services, you won't go wrong with Steve.