KRM Insurance Specialists
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KRM Insurance Specialists is a family-owned insurance agency in Royse City, TX. We have over 50 years experience and a wide selection of insurance options at competitive prices. We specialize in Commercial Insurance & Personal Insurance that meets your needs and fits your budget. Fast & free insurance quotes are available online or by giving us a call.

We look forward to hearing from you! If you own it, we'll insure it, personal & professional. That's our motto and we've proven it over the years by delighting our customers with a wide range of insurance products at competitive prices. If you're interested in a specific type of insurance you don't see on our website, give us a call or send us an email and we'll be happy to help.
Services
We insure nearly all types of trucks and specialize in Owner Operators, Motor Carriers and Private Carriers based in Texas. The agents at KRM Insurance Specialists have a long history of helping Texas contractors find the right coverage for their operation. Garage liability insurance and garagekeepers insurance provide critical protection for your business.
Garage liability insurance and garagekeepers insurance provide critical protection for your business. Garage Liability Insurance provides coverage for property damage and bodily injury that occurs as part of your garage business. For example, a customer falls and is injured at your repair shop, car lot, etc.
The insurance agents at KRM Insurance Specialists have a long history of helping Texas contractors find the right coverage for their operations. Certificates are issued same day with most carriers. We've also included the most common types of insurance for general contractors in our FAQ section below.
A surety bond is not the same as insurance. The purpose of a surety bond is to guarantee the principal party's performance, financial responsibility and obligations. A surety bond is often a requirement to be in compliance with a law or contract. A Surety Bond is a promise that comes either from a guarantor or a surety that he/she will pay the other party an agreed amount if the second party fails to meet various obligations.
Whether you've recently purchased a new home or your looking to improve your existing homeowners insurance, we have you covered. We have a wide range of insurance options at competitive prices to protect your home and provide you peace of mind. Homeowners insurance is an important form of property insurance that covers losses and damages to your home and your belongings inside your home.
Reviews (7)
Jeremy Delgado
Jeremy Delgado
Sep 28, 2021
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VERY UNPROFESSIONAL, HORRIBLE PEOPLE SKILLS, ALWAYS HANGING UP ON YOU, OH AND I WOULD WATCH OUT IF YOU WANT TO USE THEM DUE TO THE FACT THEY DONT PROCESS YOUR PAYMENT WHEN “THEY” ARE SUPPOSED TO, THEN TURN AROUND AND BLAME YOU FOR NOT HAVING FUNDS AND SAY OH, LOOKS LIKE WE NEED TO SIGN YOU UP AGAIN AND MAKE YOU PAY ANOTHER PREMIUM,,, HIGHLY UNRECOMMENDED!
Scott
Scott
Aug 26, 2021
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Kelli is the best... have used this company for years.. always best price.. EVEN IF THEY WERE NOT THE LOWEST PRICED THEY WOULD BE WORTH THE EXTRA.. THANKS KELLI...Scott.. aceswreckerservice
Stealth Towing Recovery Services Llc
Stealth Towing Recovery Services Llc
Aug 13, 2017
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Reached out to get insurance quote from insurance agent said they were competitive. Came back 12k higher then current insurance and took me the consumer reaching out to them to find out the quote 20 days later. Company has issues communicating and following up with its consumers.
Shannon Smithers
Shannon Smithers
May 30, 2017
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Poor follow up to consumer request. requested a quote and after three weeks i followed up since had not had any communication. Regardless of the quote should work on communicating the results
Joe Dees Sr
Joe Dees Sr
Feb 03, 2017
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With my company I retired from after 41 years...I have dealt with many insurance carriers over the years....With my "new" small 3 year old company..Kelli and Lori have helped me stay within budget and get just the right coverage with no hassle...They do my leg work for me....i sleep easy...Thanks again..
Domonie Mattson
Domonie Mattson
Dec 15, 2016
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Best Insurance agents ever! Have helped me so much and saved me money. I know I am covered and more then just a number.
Anastasia Madrid
Anastasia Madrid
Sep 06, 2016
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They are truly amazing. They have saved me so much money and they are all so helpful, knowledgeable and kind.