Our Columbus bankruptcy lawyers are here to help PROTECT yourself, your assets, or your money. Bankruptcy is a way to keep what you have, not a way to lose more! Stop creditor harassment, foreclosure, tax levies, motor vehicle repossession, utility shutoff, wage garnishment, and more! Protect your future income from your creditors.
Chapter 7 gets rid of your debts but allows you to keep your exempt property. For most people, this means you can go through bankruptcy and keep your home, your car, and your retirement, along with many other important assets. Protect your assets. Stop foreclosure, repossession, wage garnishee, & bank garnishee.
Chapter 7 gets rid of your debts but allows you to keep your exempt property. For most people, this means you can go through bankruptcy and keep your home, your car, and your retirement, along with many other important assets. Protect your assets. Stop foreclosure, repossession, wage garnishee, & bank garnishee.
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Bankruptcy is a legal proceeding in which a person who cannot pay all of his or her bills can obtain protection from creditors and eliminate his or her debts in whole or in part. Bankruptcy is provided for in the Constitution of the United States. The ability to file bankruptcy is established by federal law, and all bankruptcy cases are handled in federal court.
Chapter 7 is a liquidation proceeding. One way to understand this procedure is to think of it in terms of a bargain that you make with the Bankruptcy Court. When a person files a chapter 7 they are in essence telling the Bankruptcy Court that they are willing to turn over to the Bankruptcy Court all of their nonexempt assets (those assets that are in excess of the things that are allowed to keep when they file bankruptcy).
Chapter 7 is limited to those individuals who are reasonably unable to pay their debts. Your ability to reasonably pay your debts may be limited by the "Means Test" that is part of the bankruptcy process.
Not every debt is eligible to be discharged in a chapter 7. The debts that most commonly cannot be discharge in bankruptcy include support obligations, recent taxes, and student loans (unless a hardship as defined under the law can be proven in court).
Not every debt is eligible to be discharged in a chapter 7. The debts that most commonly cannot be discharge in bankruptcy include support obligations, recent taxes, and student loans (unless a hardship as defined under the law can be proven in court).
My clients often asked me which chapter, 7 or 13, is the better one to file? The answer is neither is better, they are just different. The goal of any bankruptcy is to obtain a discharge, a court order that releases you from your indebtedness. Chapter 13 and Chapter 7 are two different ways for a consumer to achieve that goal.
Filing bankruptcy provides a powerful automatic-injunction from a federal district court that prevents creditors from taking any action to collect a debt. Once you have filed for bankruptcy you can expect the endless collection harassment to stop.
Your debt collectors are barred from: calling or texting you, sending you collection letters and emails, repossessing your car, garnishing your wages, and suing you while you are under the protection of your bankruptcy process under Section 362 of the Bankruptcy Code.Your protection from you creditors begins automatically and immediately as soon as you file your bankruptcy.
Your debt collectors are barred from: calling or texting you, sending you collection letters and emails, repossessing your car, garnishing your wages, and suing you while you are under the protection of your bankruptcy process under Section 362 of the Bankruptcy Code.Your protection from you creditors begins automatically and immediately as soon as you file your bankruptcy.
Reviews (10)
Lisa Rinehart
Jun 15, 2020
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Kurt Hildebrand
Jan 01, 2020
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Heather Monroe
Dec 03, 2019
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Kept receiving letters from Marshall Cohen LLC & his staff to hire them for bankruptcy. Decided to go ahead & set up a consultation. Went in & had an appointment at 2pm. Marshall came in & told me there would be a wait due to he had someone else squeezed in. Ended up waiting 15 minutes before being seen. When he came in he was polite but did not do anything as discussed over the phone. Didn’t really explain the bankruptcy process as I told him I wanted to understand how it worked before I jumped in. He kept cutting me off and interjecting when I would ask questions. He said he would review my
Senate Librarian
Oct 18, 2019
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Marshall and his support staff have been nothing but awesome through our experience filing Chapter 7. Patient and friendly but keeps things to the point and on topic without feeling herded through like just another case number. Would highly recommend to anyone looking to take this step in their life but unsure what their best option(s) are. Many many thanks for all they did for us.
SVCasal
Jun 16, 2019
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I have no more words to say but to thank for the excellent-super-professional service given to me. Marshall’s attorneys team were very kind and highly efficient before, during and after my chapter 13 plan was confirmed by the Court.
Thank you Mr Cohen for your valuable Legal assistance with this particular case. ¡May God bless you always!
Sergio A.Vargas
Thank you Mr Cohen for your valuable Legal assistance with this particular case. ¡May God bless you always!
Sergio A.Vargas
Ashley Neal
Jun 10, 2019
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Cindy C.
Jul 29, 2018
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What a great experience. Mr. Cohen and his super staff walked me through every step of the way in what I expected to be a painful and harrowing experience. I can’t say enough about how kind, thoughtful, and supportive everyone in the office was. While I hope I never have the need for his services again, I would not hesitate to call immediately if I need advice!
Born Jewel Griffin
Jan 21, 2018
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Words can not express my gratitude for the service I received from Marshall. I came to Marshall after having a horrible experience with another attorney. He meticulously reviewed my case and quickly identified errors that were made in filling critical documents and he NEVER criticized, insulted, or spoke negatively about my former attorney. He instead, focused on me, my family's needs, and the outcome I desired.
Marshall was straightforward, transparent, and was wise counsel for me during this process. It wasn't easy hearing the position I had gotten myself into but Marshall didn't pass judgement
Marshall was straightforward, transparent, and was wise counsel for me during this process. It wasn't easy hearing the position I had gotten myself into but Marshall didn't pass judgement
Cory M.
Dec 23, 2017
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Dave Patterson
Sep 16, 2017
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Hi Marshall Cohen., I would like to say thank you for everything you did for me during this time of crisis. I was in need of a vehicle and you made sure you help me every step of the way.
You always replied to my emails A-SAP.... and phone calls. You worked with me and help me understand the process step by step.
I remember you telling me as soon as I send you the documents needed to purchase a vehicle (while going through bankruptcy) you would get right on it - you totally kept your word 100%. Your help made this process very easy. I'm truly blessed to have you as my Attorney. Thank you very
You always replied to my emails A-SAP.... and phone calls. You worked with me and help me understand the process step by step.
I remember you telling me as soon as I send you the documents needed to purchase a vehicle (while going through bankruptcy) you would get right on it - you totally kept your word 100%. Your help made this process very easy. I'm truly blessed to have you as my Attorney. Thank you very
