Conventional home loans are standard mortgages that conform to Fannie Mae and Freddie Mac guidelines - they're the most common. Jumbo loans are big home loans - common in San Diego - where the size of the mortgage is larger than conventional. VA mortgage loans are for eligible veterans and don't require a down payment or private insurance.
Rehab mortgage loans are home loans that include funds to renovate or repair the property in question. Non QM loans are for borrowers with unique qualifying circumstances, like the self-employed or those with other assets. Learn about interest rates and calculate how much you might be able to borrow with our tools.
Rehab mortgage loans are home loans that include funds to renovate or repair the property in question. Non QM loans are for borrowers with unique qualifying circumstances, like the self-employed or those with other assets. Learn about interest rates and calculate how much you might be able to borrow with our tools.
Services
UW Funding will work with you one-on-one from beginning to end - you won't get bounced around. We'll listen to you, learn your needs, and deliver the best for you. It's always cheaper to use a broker who has your best interests at heart: UW Funding works for you, not a bank. We will save you money on your mortgage.
A conventional home loan might be right for you if you're looking for a mortgage with low fees - that's not a government loan - and you meet the eligibility requirements. Basically anything that is standard housing in your area. For example: single family homes, condos, investment properties, apartments, townhouses, lofts, and vacation homes.
A jumbo loan might be right for you if you're looking for a loan that's greater than your county's conforming loan limit (which is different everywhere) - and you meet the eligibility requirements. As jumbo loans require a deposit of at least 20%, costly mortgage insurance isn't usually required. At UW Funding, you can qualify for a jumbo loan with your existing properties and bank statements.
If you're stuck renting and can't afford a large deposit, an FHA loan could get you into your own home. All requirements for an FHA loan are more relaxed than other loan programs - including your debt-to-income ratio. That depends on your unique circumstances. UW Funding can evaluate your situation and let you know how much you might be able to afford - get in touch!
A VA loan might be right for you if you're an active military member, veteran, reservist, or surviving spouse and you're looking to purchase property with a small or non-existent down payment. A VA loan from UW Funding doesn't require any deposit: you can borrow 100% of the purchase price. Unlike other low-down-payment options, VA loans don't require mortgage insurance no matter the size of your deposit.
Reviews (2)
Charles L.
Jul 19, 2020
Report
James H.
Dec 18, 2019
Report
Craig Martin is the loan officer that helped us with our original home loan as well at two refinances. Craig made the entire process seamless from start to finish. Craig is organized, timely, responsive, and he took the time to ensure that we understood that next steps in the process. We would highly recommend Craig for a home loan or refinancing.
