Ready Mortgage Lenders
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Ready Mortgage Lenders
Ready Mortgage Lenders is an Equal Housing Lender licensed by the Florida Office of Financial Regulation and holds a Mortgage Lender License (MLD996) under Nationwide Mortgage Licensing System (NMLS ID# 1100518).

As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
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Our executive board is comprised of some of the most qualified experts in the industry with over 70 years of combined mortgage experience. Thanks to the straightforward aspiration of the CEO and board-"To support his staff with the finest tools and technology to accomplish our goal of providing the best mortgage products in order to service our community with home ownership", Ready Mortgage Lenders, LLC is enjoying fantastic growth.
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole. We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.
Reviews (16)
Louis Bisono
Louis Bisono
Dec 16, 2021
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From the start of the application process to the day we closed and picked up the keys to our brand new home, the folks at Ready Mortgage were there to assist us. Their friendly team of professionals helped us during some of the most stressful & confusing times in the process of acquiring a mortgage. Their dedication and transparency were evident throughout the entire process. Their competitive rates won us over immediately.
To close, if you’re looking for an honest, transparent & dedicated team of mortgage professionals, GO TO READY MORTGAGE!!
Selenia Gutierrez
Selenia Gutierrez
Dec 15, 2021
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Fast, reliable and efficient as usual. Ready Mortgage continues to exceed my expectations. The processing department takes complete ownership of the file making my job headache free and my clients process runs very smooth. Thank you Ready Mortgage team for the hard work and pleasant experience.
Lisi Bisono
Lisi Bisono
Dec 14, 2021
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Everyone who has purchased a home knows just how overwhelming the processes can be, but Ready Mortgage made our purchase smooth and fast.
Everyone is a professional at what they do at the office, at one point we felt as if we were the MOST IMPORTANT people there…..thank you Ready Mortgage for all that you did so that today we can enjoy our forever home. May God continue to bless abundantly this amazing company.
Louis & Lisi Bisono
Carmen Tavarez
Carmen Tavarez
Dec 01, 2021
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With Ready mortgage our dream came true, our home, so we were very grateful with the kindnes and professionalism of all its staff, especially Mr. Gino Sabando, Jacqueline Gonzalez and Heather Avalo they were very attentive and helped us a lot, from our heart, many Thank you.
Carlos Aleman
Carlos Aleman
Nov 14, 2021
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Andrew and jasniela were amazing!!!!! A lot of help and support. Andrew was always on contact, super professional and helpful. Thanks a lot for making a dream come true.
Roger Bejarano
Roger Bejarano
Nov 05, 2021
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Pedro Guevara was extremely helpful, knowledgeable and responsive as our realtor agent. His professionalism, expertise and excellent interpersonal skills work synergistically to make him a wonderful representative for anyone attempting to purchase or sell a home.
Keilin Garcia
Keilin Garcia
Nov 02, 2021
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Andrew and his team rocked it. It was the easiest and the best home mortgage transaction I have ever had as a Realtor. I will be using Ready Mortgage Lenders going forward on my future transactions. If I could give Andrew and his team 10 stars I would. My clients are very very happy and satisfied with his service .
Carlos Oyarzun
Carlos Oyarzun
Sep 02, 2021
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If I could give Andrew/Karol and staff 10 stars I would. What a great experience with Ready Mortgage Lenders closing on my house in less the 30 days!! Thanks again team, 1000% recommend to anyone looking to close on a property.
Danny Bauza
Danny Bauza
Jul 29, 2021
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I want to thank the Team at Ready Mortgage for excellent customer service! Buying a house with Ready was as easy as turning the key. Shout outs to Karol for always being on top of what's needed and to Gustavo Franco for giving us the opportunity to live our dream. Thank you guys! Keep up the good work!!
Silvia Franco
Silvia Franco
Jul 26, 2021
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Thank you ready Mortgage for helping us achieve our dream of buying our first home. We are extremely grateful to the staff Karol, thank you for all your hard work and dedication and timeliness in the loan processing. Thank you to Gustavo for being attentive and paying attention to detail and excellent customer service. Andres and all the team at ready are excellent. Once again thank you all. God bless!!
David A.
David A.
Jul 08, 2021
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Andy and his crew were extremely helpful throughout this entire process.I would recommend Ready to any of my friends. Every time I needed anything Andy was there to help me or direct me to someone who would! Thank you Ready team for the refi!
Anonymous
Anonymous
Apr 21, 2021
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Terrible. Run. No transparency. Barely reply to emails, never reply to phone calls. A week from closing and we cant get a hold of anyone.
Matty M.
Matty M.
Nov 07, 2018
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Quick and awesome service! You can't beat the friendly environment and great communication provided. Andrew along with his team worked with diligence and provided fast answers for this long process. I would highly recommend their expert mortage services. Many thanks to Andrew and the entire team for closing on my new house!!
Lorenzo D.
Lorenzo D.
Aug 25, 2018
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I normally do not write online reviews, especially if negative, but in this case i feel the moral need to warn every honest human being out theater from dealing with Ready Mortgage Lenders LLC. If you were thinking of using them for your mortgage be ready for months and months of pain of suffering. Probably the worst human organization i've been dealing with in almost 40 years of life. But let me get into the specific. first they told me I qualified for the lease but i had to correct my taxes, resulting on an extra 5K in taxes for me. After I re filed the taxes they changed what they initially
Angela P.
Angela P.
May 18, 2018
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Real estate is a people business. Therefore, the quality of the people you interact with can make or break the deal. I had a wonderful experience with Ready Mortgage from working closely with loan officer, Eva Parsons.

Eva is a person that's easy to like. She's also highly qualified and experienced, direct, timely and makes it known she's on your side of the deal. As a first time home buyer, I was nervous about interest rates, bank appraisals, the type of loan I was considering, my monthly mortgage payments and those dreaded closing costs (ahhh!). As the numbers kept changing I
Michael B.
Michael B.
Jan 09, 2017
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Absolutely terrible lender to deal with. I recently purchased a new home and was forced to utilize this service in order to receive closing credits and other incentives; however, I wish we would've used a legitimate bank or lending service.

First, the communication is absurd. 3-4 different people e-mail or call you any given time to ask for the same documents you already sent them, or they say you never sent them and ask to provide them again. They made a huge error in requesting my IRS transcripts which led to me having to pay extra money to expedite copies of IRS documents which they told