As a homebuyer, your vision for your future is unique. So are the obstacles you might be facing. Maybe you have a bankruptcy or a foreclosure in your past, or a tax lien. Perhaps you were turned down by a big bank because your credit is less than ideal or you didn't have enough income to qualify. Here at the Best Home Loans, our goal is simple, and that is to make sure you can achieve yours.
We are here to help every customer qualify for a superb loan. We are experts at closing loans for borrowers with difficult situations such as tax liens, BKs, past foreclosures or short sales, collections or charge-offs, FHA 203K or Fannie Mae's Homestyle rehab loans, credit or income issues, or any challenges that most lenders do not know how to deal with.
We are here to help every customer qualify for a superb loan. We are experts at closing loans for borrowers with difficult situations such as tax liens, BKs, past foreclosures or short sales, collections or charge-offs, FHA 203K or Fannie Mae's Homestyle rehab loans, credit or income issues, or any challenges that most lenders do not know how to deal with.
Services
Whether you are shopping for your first home, you are a repeat homebuyer, or you are looking for a refinance, The Best Home Loans is your nationwide mortgage company. We specialize in helping customers with a wide variety of financial situations, especially those who may have been turned down by other lending companies because of a low credit score, tax liens, a past foreclosure, or another challenging scenario.
The Best Home Loans offers a wide spectrum of lending products to borrowers so that each customer can be matched with the most ideal loan. FHA loans are insured by the Federal Housing Administration (FHA). With this government backing, these loans are ideal for first-time homebuyers and those who do not have perfect credit.
If you are a first-time homebuyer or a repeat homebuyer without an ideal credit score, or with a limited down payment, an FHA loan may be the best option for you. FHA loans have flexible qualification requirements. Neither your credit score nor your debt-to-income (DTI) ratio need to be perfect in order to be eligible for all the benefits of FHA financing.
Are you shopping for a home in a rural location? If you would like to qualify for zero down and other fantastic benefits, consider applying for a USDA mortgage. The USDA loan program is available to homebuyers across the country. The USDA loan program allows you to apply for a government-insured mortgage, much like the FHA and VA loan programs.
Among the most common types of home loans are conventional loans, which are also called "conforming loans." Wherever you are located in the country, a conforming loan can provide you with the competitive financing you need to purchase a beautiful home. Every year, the conventional loan limits are published by the Federal Housing Finance Agency (FHFA) for Fannie Mae and Freddie Mac.
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