If you're a first-time home buyer, we can help you choose the best mortgage loan that suits all your needs. Without a helpful team, choosing a mortgage loan can definitely be a challenge, but we're here to make it easy for you. Secure a lower interest rate, shorten the term or convert your current loan with our Cash-Out, FHA or No Closing Cost Refinance options.
Instead, we are a team to rely on, and we are committed to our word, which is paramount in an industry where you see a lot of exaggerations and empty promises. We strive to be the best of the best at specializing in home loans, so our loan officers have engineered a process to take the stress out of the transaction for you.
Instead, we are a team to rely on, and we are committed to our word, which is paramount in an industry where you see a lot of exaggerations and empty promises. We strive to be the best of the best at specializing in home loans, so our loan officers have engineered a process to take the stress out of the transaction for you.
Services
At The Justin Haines Team, we all come to work every day because we want to solve the most significant problem our borrowers face. Let's be honest here, applying for a home loan isn't that complicated. But to pick the right loan that resonates with your goals - now that's another story. We all know how impactful of a decision this can be.
The people who work at The Justin Haines Team share the vision and values of our community. We feel that this is not just a job; this is purposeful work, and it makes us happy. And with more than a decade of experience behind our backs, it's safe to say we have an attention to detail, so you can be assured you're in good hands with us.
The Justin Haines Team prides itself on sharing the important knowledge and information with you, and every customer prior to working together. For this reason, customers feel confident and ready for the home buying process. Ensuring your happiness our first priority. Hear from people we've helped and see for yourself.
If you're looking to make fixed payments throughout the life of the loan, you're in the right place. With this type of loan, the amount you pay each month won't ever increase, so you'll always be able to plan ahead and maintain a certain standard of living. A fixed rate mortgage is a great choice if you plan to stay in yourhome for more than 10 years.
The Adjustable Rate Mortgage is a "hybrid" product that starts at a fixed rate for a set period. After this period expires, the interest rate will change at predetermined intervals over the life of the loan. This results in your payments changing periodically (usually once or twice a year) based on the economic index it's linked to.
Reviews (9)
K. J.
Feb 08, 2019
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I was just reading Justin's response and the loan was never ever authorized to be sent in the first place. He tried to push it through without my permission. There was never a denial, just an unethical Justin Haines who thought he was going to make money and pressure me into going with him for a loan by submitting it without my permission. My 820 + credit score qualified me with a more ethical company elsewhere. I would never do business with someone who can say so much crap to try to make others look bad to try to cover up/keep his business name looking good. Unethical liars are even
Di O.
Aug 19, 2017
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Jeremy B.
Apr 12, 2017
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The Haines team has been very helpful and courteous with us while going through the process of getting our home loan approved. They were extremely helpful and knowledgeable about credit repair and bolstering. My wife and I are very happy with their high level of customer care. They did everything in their power to help us understand the process, not to mention being clear and concise on what they needed for us. I highly recommended them to anyone looking to purchase a home. Thanks Haines Team at NOVA. We appreciate everything you e done for us.
Jon M.
Jul 29, 2015
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1st time home buying experience and NOVA Home Loans helped make it a happy and positive experience! These guys rock! Not only was the ENTIRE loan process easy and simple with NOVA, but they were there for me whenever I had a question! Their customer service was 10 out of 10, Phil and Justin were tremendous. The use of technology to review/sign docs was a huge convenience for use. The NOVA team was 100% professional and efficient, no waiting on anything and communication was amazing. I'll definitely use them for any future loans and I've already told my family and friends about my great
Dannia M.
Sep 26, 2014
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I really wish I could give Justin more then 5 stars! My husband and I met Justin in 2011. He was our original loan officer when we bought our 1st home. Since then we have done a refinance and spent the last month remodeling our home. Justin and his team are the best! If you want the truth, someone who works hard for his customers, and a team that will go to bat for you... then this is your guy!! Thank you Justin for helping to make all of our dreams come true for our growing family!!
Nick B.
Jul 22, 2014
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Purchasing my home with the Justin Haines team couldn't have gone any better. It was simple, straight forward, and there were no surprises. We were ready to close over a week early which was awesome!
I really liked the ease of being able to do everything from my computer since I am very busy with work and a baby. The electronic signatures saved me a huge hassle and quick email responses kept me informed the entire time. Justin also made it a point to keep both my realtor and I informed by giving us updates every Tuesday without us even asking. I have worked with a lot of loan officers and
I really liked the ease of being able to do everything from my computer since I am very busy with work and a baby. The electronic signatures saved me a huge hassle and quick email responses kept me informed the entire time. Justin also made it a point to keep both my realtor and I informed by giving us updates every Tuesday without us even asking. I have worked with a lot of loan officers and
Jeff K.
Apr 18, 2014
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This real estate mortgage team is a well oiled machine and totally in sync! Justin, Christina & Jarrod are awesome to work with and have a full knowledge of their business and know how to bring a loan to a close. I highly recommend this mortgage team for anybody looking for a home mortgage. Thanks again Justin for making this a reality; it was greatly appreciated!!
JK
JK
Emad M.
Mar 15, 2014
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A few years back my brother and I were searching for a house in Glendale and Justin came though for us on multiple levels. Not only did he refer an amazing realtor to us who showed us countless properties without skipping a beat, but the one we ultimately decided on we were able to get because of Justin and his foresight. He and his team are extremely knowledgeable and efficient which made the process painless.
It doesn't end there! This inspiration behind this review came recently when my brother was shopping for another home in North Phoenix, and found one, but had the rug pulled out
It doesn't end there! This inspiration behind this review came recently when my brother was shopping for another home in North Phoenix, and found one, but had the rug pulled out
Chelsea D.
Sep 01, 2013
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I was referred to Justin Haines and his team by my realtor and, having completed the entire home-buying process now, I can honestly say I would never go anywhere else. Justin is prompt in every communication along the way. His team knows the process in and out but they always have time to explain the little details or terms I didn't know (great for first time home buyers like me!). He is proactive in getting things done. From pre-qualification all the way through close it was a smooth process. We thought we would have to have an extended closing date because of a new job starting but we were
