Welcome to the official site of 1st Florida Mortgage Lending. We are a full-service mortgage company based out of Miami-Dade, Florida. Much of our busines comes from Realtors whom's clients need home purchase loans in Miami, Kendall, Coral Gables, South Miami, and Pinecrest. However, we also provide our home purchase and refinance loans to all Florida residents.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.
Services
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A "Boutique Style" business focusing mainly on our clientele's experience as we work diligently to provide the best rates and products. Furthermore, we pledge to assist borrowers overcome any roadblocks that may arise while securing their loan.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
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Beatriz Charity Estrada
Feb 18, 2021
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