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You'll get one SnapFi Mortgage Expert to guide you through your entire home financing process. One of the smoothest transactions I've had and I look forward to working with SnapFi's mortgage advisor Jim again in the future. Our mortgage advisor, Pooja, was very patient and nice answering all our questions about the loan.

Being the first time buyer she made us comfortable with her knowledgeable answers. A SnapFi mortgage advisor holds your hand through the entire process so you are not on your own. More importantly being positive and having a can do attitude assured us we made the correct choice. SnapFi's mortgage advisors are extremely easy to work with, communicative, take the time to explain things, and look after your best interests.
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We believe home finance should be better for all Americans. It should be easy, fast, transparent, and low-cost. SnapFi's mission is to make that happen. This is a huge, important part of our economy. Housing overall is a $23 trillion business, and mortgages account for $13 trillion.

Yet the home financing industry operates in the same way it has for decades - through opaque systems and expensive intermediaries whose interests misalign with those of consumers.That's why SnapFi is re-engineering the home finance process from the ground up. We're using technology to make it faster and more efficient, and humans to help make it friendly and enjoyable.
We're lenders, not brokers. And though we're substantial enough to make our own credit decisions, we're not some big national outfit. That means that instead of worrying about what Wall Street thinks of us, we can concentrate on your life goals. You'll get one SnapFi Mortgage Expert to guide you through your entire home financing process.
SnapFi believes in relationships. With our clients. With our partners. With our team members. And with you. Without the right people, we would not have been able to persevere through the decades, and create the SnapFi that our clients know and love today. Building a market leader, a market innovator, requires a lot of things, but it mostly requires talent.
Reviews (22)
Nancy Lauren S.
Nancy Lauren S.
Dec 15, 2021
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We personally want to give Rob Garcia at Snap Fi a big Thank You for making it happen and now we OWN the house of our dreams.
Rob and Paul Holtzman worked tirelessly for us and went above and beyond, always ready to answer our many questions with patience, knowledge and expertise.
We are a senior couple, on a fixed income, living in a small apartment in Napa, ca. Never dreamed we could own a house of our own! This is our best Christmas ever!
Thanks so much Rob and Paul and the whole team at Snap Fi!
Tim and Nancy
Karin Carmichael
Karin Carmichael
Jun 29, 2021
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If you are looking to purchase a home or refinance your existing loan, I highly recommend SnapFi. Dave Miller did an awesome job for me!
Jeanine Andrious
Jeanine Andrious
Jun 16, 2021
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SnapFi has been a Great Company to work for, their technology is cutting edge and they have an Amazing Support Team!
Shima R.
Shima R.
Jun 11, 2021
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I had the pleasure of working with Adrian. Very pleasant, all about business but also funny kinda man. He helped me tremendously in getting my first ever condo that I purchased by myself in the Bay Area - which is a big deal to me. He found ways to overcome hiccups and to save me some money. Thank you Adrian! If I could buy another place, you know who I'm going to!
Karen Edling
Karen Edling
Feb 22, 2021
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Clown Car lending at its best. I recently refinanced two loans with SnapFi. My prior mortgages with with a larger lender and I am currently praying that my loans will get sold to another servicer. You can't reach them by phone. You only get messages and then when you leave them they don't return them. I went online to set up auto pay for my loans and I realized I had put in the wrong draft date for one of my loans. This was a month after I set up the new account. I forgot my password and tried to reset it online. It claims it will e-mail me with a new link to reset it. Well it never sends the e
Nathan O.
Nathan O.
Jan 18, 2021
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Diane was super helpful and quick to respond to help us with our first mortgage. She was able to get us a good rate and coordinated with my agent to get things squared away. Thanks!
Katie T.
Katie T.
Sep 01, 2020
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I refinanced my home with Diane and her and her team were all amazing. Very fast, easy to reach and made the whole process so easy. Diane was available at a text message and I've had her get back to me at the late evenings of 8/9pm. I was so impressed but it was exactly the kind of service I needed with my busy schedule!!
I referred 3 family members already and everyone's had a great experience as well. I wouldn't hesitate to use their services again in the future!
Brad Cox Architect Inc
Brad Cox Architect Inc
Aug 08, 2020
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We received excellent service from Jim Campagna, Christel and the whole team at SnapFi. They completely exceeded our expectations. Our refinance was completed very quickly and professionally - and we loved the online portal, where it was easy to fill out the application and then see where we were in the process. Jim and his staff handled so much information in such a short amount of time - I would recommend SnapFi to anybody who it interested in a mortgage or refi. What makes this even more amazing, is that Jim and his team performed much of this work under the sheltering-in-place conditions. I
Phil Wright
Phil Wright
Aug 07, 2020
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In 15 years of selling real estate in and around LA I've never interacted with a more unprofessional, disorganized or asinine lender while trying to help a client fund their dream home. From my experience it's a top down strategy implemented by their owners and CEO.
I'd be more willing to trust the balance sheets on a Bernie Madoff company before trusting these people.
Sarah S.
Sarah S.
Aug 01, 2020
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Being a self-employed business owner, it is really hard to navigate the world of mortgages. Add in a pandemic, and I was barely willing to try. Jason made it very easy and got me an interest rate a whole percentage point lower than my current one. He came through on what he offered, and I could not be more pleased with the service and outcome of my refinance.
Jay Ram
Jay Ram
Jul 27, 2020
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Snapfi is a joke of a company...claims they can beat any other lenders rates and does not charge points. But what they don't tell u is they charge underwriters fee and a processing fee which is more than paying for points. When I showed loan estimate from another lender beating Snapfi's estimate and told them they needed to do better they just canceled everything without even trying to work with me. Thanks Beatriz Camacho NMLS# 1374881...there was somethings that she did that couldve been deemed illegal like withholding loan estimate....
Steve N.
Steve N.
Jul 09, 2020
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I had a fantastic experience with SnapFi. They provide very prompt responses with a friendly demeanor. The process is very streamline. Extra shout out to Diane Goetz. She has kept me updated on every step of the way and answered all my questions. I truly appreciate the exceptional service. I can't ask for anyone better. I would definitely refer SnapFi to anyone I know who is looking for a mortgage lender
Casey Pudwell
Casey Pudwell
Jun 02, 2020
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Tim did a great job of getting my mortgage complete, which was quite complicated considering the situation I was in with a 1031 exchange.. the Snapfi system was easy to work with, and that was helpful considering the challenges we are facing with the pandemic... Great job Tim and Snapfi
Bryan Lincoln
Bryan Lincoln
Aug 26, 2019
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Snapfi Inc is a professional organization, with staff that care about the customer. They try hard to get people qualified and routinely go the extra mile to accommodate people.
Class organization with values and speedy service. Not enough good things to say about them!
Jeremy B.
Jeremy B.
Jul 12, 2018
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Thanks to Dat Ngo and his associate Marcus I just learned a lot about this journey I have begun. Because of Dat's integrity, I am putting the journey on hold.
Once he learned more of my situation he helped me realize things I had no knowledge of. He did this knowing I was not an immediate customer.
Well if and when I become a customer Dat will be the 1st person I call and recommend you do the same!

Dat Ngo
Mortgage Advisor &
Client Success Manager
Uncomplicate Your Mortgage
O/F: 408.754.3860
M: 408.439.6176
1155 Meridian Avenue
San Jose . CA 95125

Sincerely,
JB
Ya Y.
Ya Y.
Nov 18, 2016
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All you people! Look no further, because Jay at Plaza Loans is the best there is. For a bit of context: I was a first time homebuyer with a very high maintenance parent helping out with the downpayment who wanted to be very involved in every step of the loan process. Jay explained everything clearly and went above and beyond to make sure things happened on time and in an efficient manner. Fast forward to a year later, Jay helped me refinance my mortgage to get a lower interest rate and yet again, I got top notch service. There were a few snags with the notary, but Jay went out of his way, even
Shira O.
Shira O.
Nov 01, 2016
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Plaza Loans is amazing and Jay is top notch. He is fast, efficient, knowledgeable and courteous. All of our calls were returned quickly and our loan closed ahead of schedule. We couldn't have done it without Jays attention to detail and knowledge of the business.
Frank T.
Frank T.
Oct 12, 2016
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We purchased our first home with Plaza Loans through senior agent Rodil San Mateo. I would recommend Plaza Loans just because of Rodil. His attention to detail is superb! His persistence in making sure I get the proper documents and his availability to explain to me at all times of the day and night makes him an excellent agent! Being that this was our first home and mixing that in with full time work between my wife and myself, your agent has to be on the ball so not to miss anything. Rodil was that and more. Highly suggest him for any loan needs. Thanks again Rodil!
Bbc C.
Bbc C.
Sep 06, 2016
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We had the pleasure of working with Boyd on securing our home loan. Boyd was attentive, knowledgeable, and quick to respond. He made the complicated home buying process very easy. I'd highly recommend Boyd to family, friends and colleagues. Thanks again Boyd for helping me, my wife and five daughters purchase our dream home!!!!
Allison N.
Allison N.
Aug 19, 2016
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We recently refinanced our mortgage thru Plaza Loans and worked with Boyd. He provided great customer service. From the beginning to end he was very responsive and helpful. Even when he was on vacation he answered my emails to help us thru the process.
In this day and age there are are LOT of requirements for documentation thru out the loan process but Boyd made it painless as possible. Always very clear on what he needed from us and any updates or clarifications they needed. I would recommend Boyd and Plaza Loans to anyone looking to purchase a home or refinance.
Beda Y.
Beda Y.
Jul 26, 2016
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I've worked w/ Boyd now three times, buying twice and refi-ing once. In the beginning, he was helpful by taking the time to provide me w/ ample information and answer my onslaught of questions. Buying a house for the first time is a crazy process, and Boyd was always patient with me and effectively managed my expectations and emotions. As we continued to work together, we established a nice and efficient cadence and he always found ways to hit aggressive timelines. I have high expectations when I work with vendors and I would happily recommend his services.
Jesus C.
Jesus C.
Jul 10, 2016
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Jay Weisbrod was extremely helpful throughout the refinance process, by making something that can at times be stressful into a seamless transaction. He was very informative, responsive, answered all my questions and was always working towards what was in my best interest. Overall he is a great person who I would work with again in the future and highly recommend to anyone!!