Using our online mortgage loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to. Apply for a home mortgage loan in Miami, FL today. We can guide you to the right home mortgage loan amount and best program for you.
As mortgage loan experts in Miami, FL, based on standard lender guidelines, we'll get you a good idea of what kind of terms and mortgage loan program you can expect to benefit most from. We'll guide you through the mortgage refinancing process and make it worry-free to improve your interest rate and monthly payment.
As mortgage loan experts in Miami, FL, based on standard lender guidelines, we'll get you a good idea of what kind of terms and mortgage loan program you can expect to benefit most from. We'll guide you through the mortgage refinancing process and make it worry-free to improve your interest rate and monthly payment.
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Analyze your statements often. Also be aware of how much other homes are being sold for in your neighborhood. You've been paying mostly interest if the closing was fewer than 5 years ago, so your principal probably hasn't gone down much. You can start the process of canceling PMI at the time you're sure your equity has risen to 20%.
Lots of borrowers can qualify for a mortgage loan, but they can't afford a large down payment. Do you want to look into getting a new house, but don't know how you should get together your down payment? Tighten your belt and save. Be on the look-out for ways you can reduce your monthly expenditures to set aside funds for a down payment.
Compare Rates - See how changes in your rate affect your payment for a given principal and term. Balloon Payment - A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term. Interest Only - Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.
Reviews (3)
Joshua Padron
Feb 04, 2021
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E-Mortgage’s customer service is unsurpassed. They are very attentive to any questions or concerns you may have and always have the answers you are looking for. With a process that at time can seem daunting and is without a doubt stressful, this company and all their staff do an amazing job at keeping you calm and informed throughout the whole process. I personally have received responses to emails at 10 PM and 11PM about questions I had or even them working on my file asking me for paperwork they need. Rest assured, E-Mortgage is the company you want to trust to get you through the home-buying
Beatriz Viera
Feb 01, 2021
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Rosemy Stier
Dec 11, 2015
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Buying a home can be intimidating and stressful at least that's house I felt when I bought my first condo. After dealing with E-Mortgage Bankers I can honestly say I don't feel the same anymore. Daniel Maldonado was knowledgeable, available, and easy to talk to. He helped us find out what our price range could be, what we could afford for the list of wants we had, helped find a great location, showed us multiple homes, helped us negotiate reasonable pricing, and was patient through it all. If your looking for honest and trustworthy company my husband and I highly recommend E-Mortgage Bankers.
