My name is Steve Chizmadia, and I am a Mortgage Loan Advisor with Best Equity Property Solutions based in San Diego, California. I have more than 13 years of experience helping home buyers and homeowners with their home financing. I have expertise in a wide selection of mortgage programs including FHA, VA, conventional and jumbo financing.
I take pride in delivering the highest level of service from our first conversation through long after closing. If you are interested in buying a home, refinancing to save on your monthly payment or to pay off your home sooner, give me a call. I can answer any questions you might have about home financing, discuss available programs and which might be the best fit for your scenario, and give you a quote for today's mortgage rates.
I take pride in delivering the highest level of service from our first conversation through long after closing. If you are interested in buying a home, refinancing to save on your monthly payment or to pay off your home sooner, give me a call. I can answer any questions you might have about home financing, discuss available programs and which might be the best fit for your scenario, and give you a quote for today's mortgage rates.
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After completing my degree in finance at the University of Connecticut, I started in the mortgage business right out of college in 2004. With 13+ years of experience and a primary objective of thoroughly explaining all available loan options to my clients with what is typically the largest investment in their lives, I strive to always make myself available.
Buying a home can be one of the most exciting and memorable times in your life. However, without the right mortgage professional on your side, it could also be one of the most stressful and confusing times. Steve Chizmadia and Best Equity Property Solutions are committed to providing not only a range of home loans for purchase at competitive rates, but also want to ensure their borrowers receive the best in personalized service.
Homeowners throughout California may be able to take advantage of lowering their monthly mortgage payment, reducing their overall interest, or getting cash through refinancing with Steve Chizmadia at Best Equity Property Solutions. Steve offers a variety of refinancing options and can help advise on which refinance program may work best for you.
Best Equity Property Solutions and Steve Chizmadia are pleased to offer Conventional Home Loans in a variety of terms to suit a wide range of borrowers. Conventional Loans are loans that are not guaranteed or insured by government agencies such as the FHA or USDA, but do adhere to Fannie Mae and/or Freddie Mac guidelines.
Home buyers who are looking for an affordable alternative to conventional mortgage financing may discover FHA loans to be the best option for their needs and budget. With a small down payment requirement, reasonable rates and lenient credit requirements, FHA loans are a popular choice among first time home buyers, buyers with less-than-perfect credit histories, and repeat buyers on a budget.
Reviews (7)
Brian-Romelia Walser
Oct 21, 2021
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Just want to say thank you to Stephen Chizmadia III. He has tirelessly been our loan officer on both our initial mortgage and now our refinance. Above and beyond does not begin to describe his role in this process. Because of his true character and business ethic of client over commission, we are blessed to have him as a brother, a friend, and a mentor. May God bless you! May He show favor on you, your family, and your work. May He keep you in His one true faith and be gracious toward you!
Abhishek Jaiswal
Oct 08, 2021
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Wendy Isenhower-Tornio
Aug 19, 2021
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Jared Sinclair
Dec 29, 2020
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Danielle Elizabeth
Jun 26, 2018
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John T.
Feb 16, 2018
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Steve helped my family with a loan for our new home. I went with Steve because I had shopped around and Steve was able to get me better rates than I found elsewhere. I was pleasantly surprised by the level of service I was provided with.
We ran into a credit reporting error while in escrow on the purchase of our new home. Steve took it upon himself to get things cleared up and spent hours on calls with Banks and credit agencies. He was able to get things lined up for me to close escrow.
Our seller used a low budget escrow company which caused delays in closing. To try to get things to close on
We ran into a credit reporting error while in escrow on the purchase of our new home. Steve took it upon himself to get things cleared up and spent hours on calls with Banks and credit agencies. He was able to get things lined up for me to close escrow.
Our seller used a low budget escrow company which caused delays in closing. To try to get things to close on
Jennifer Braun-Azhadi
Aug 16, 2017
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