These are the qualities that family, friends and clients have trusted the professionals at First Southeast Mortgage Corporation with for more than 30 years. We help people throughout Florida achieve and maintain the dream and reality of homeownership. Unlike retail banks and online lenders, we are accountable to YOU, and YOU only.
We work with many wholesale lenders to find you the best rates and terms for YOUR needs. We meet with you when it's convenient for YOU - early mornings, evenings or weekends. To First Southeast Mortgage Corporation, you're not just a client, you are our neighbor. Our mission includes participation and contribution to our South Florida community every day.
We work with many wholesale lenders to find you the best rates and terms for YOUR needs. We meet with you when it's convenient for YOU - early mornings, evenings or weekends. To First Southeast Mortgage Corporation, you're not just a client, you are our neighbor. Our mission includes participation and contribution to our South Florida community every day.
Services
Unlike those companies that you see on television, we don't advertise. Lower expenses mean lower rates and fees for our clients. Our business is developed largely through referral, and our success is demonstrated by the thousands of satisfied clients we have served over the past 35 years. We represent YOU, not the lender.
Even if you haven't so much as narrowed down homes to view yet, it is important to contact your mortgage loan professional early. What for? It may be hard to fathom the ways we could help even before you start to negotiate. We can help you calculate how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process.
A "fixed-rate" mortgage comes with an interest rate that won't change for the life of your home loan. A "conventional" (conforming) mortgage is a loan that conforms to established guidelines for the size of the loan and your financial situation. Conventional loans may feature lower interest rates than jumbo loans, FHA loans or VA loans.
When it comes to getting a mortgage loan, you should know the difference between a mortgage broker and a mortgage banker. It's understandable to confuse these since both will yield the same outcome: a new home. But for the application process, it will help if you understand they ways they differ. A mortgage broker is a person or firm that is an independent agent for the mortgage loan borrower as well as the lender.
What is my rate going to be? or Why isn't my interest rate as low as the one I saw advertised?. If anyone tells you they can quote you a rate immediately, run away from them as quickly as you can! The interest rate varies with each client and is dependent on several factors including the type of property, the amount of the down payment, the credit score, the length of the loan, the loan amount and other factors.
Reviews (9)
Julie Biederman
Jun 01, 2021
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My husband and I recently purchased a home and worked with Andy at First Southeast Mortgage. We are both business owners, which makes obtaining a standard mortgage a bit more challenging. Andy stayed on top of everything and worked closely with us and the lender to get it done, and on time. He highly recommend using this company and working with Andy. His knowledge and hands on approach made an enormous difference and we are grateful.
Suzanne D.
Feb 20, 2021
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Blanca Puerta
Feb 05, 2021
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I had the pleasure of working with Andy Rogow on the refinance of my home. Andy led me through the entire process and made sure I understood every detail of the transaction. He is very knowledgeable and followed the process all the way to closing, and the rate he found for me was amazing. Thank you Andy!!!!
Roy Abbott
Oct 17, 2020
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Kristen Nowicki
Oct 07, 2020
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Roger Cruttenden
Jun 29, 2020
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Andy Rogow was great to work with in refinancing our mortgage. We had reached out to our original broker and they were unable to save us much so we passed. Andy worked with our neighbors and they said should call him. Andy got us a great rate and was very helpful with the process. It was a smooth transaction. If you want to save yourself some cash and grief, give Andy a call.
Vanessa Northrop
May 16, 2020
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Alice Oshins
Oct 15, 2019
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This company is amazing. I did a mortgage with them 5 years ago, which worked out nicely.
After buying a second property, we thought we’d canvas the market for competitive rates. Our research drove us right back to Andy at First Southeast Mortgage. He started at a competitive place and even lowered the rate automatically when rates dropped. We did not even have to make the request! I highly recommend Andy and this company. They are very thorough and follow through on all promises!
After buying a second property, we thought we’d canvas the market for competitive rates. Our research drove us right back to Andy at First Southeast Mortgage. He started at a competitive place and even lowered the rate automatically when rates dropped. We did not even have to make the request! I highly recommend Andy and this company. They are very thorough and follow through on all promises!
Dinah Pickett
Sep 30, 2019
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