Having personally funded or directly overseen over $2 Billion of loans in the last 20 years there are few scenarios Sean has not encountered. Contact Sean today for the mortgage solution you need. When it comes to real estate financing, consumers often have more questions than answers and it's difficult to know who to trust for the best advice.
This is an area where Sean excels. By truly taking time to listen, understand and provide tailored solutions Sean sets his mortgage practice apart. Measuring the future impact of today's decisions sets the stage for a long term relationship with his clients.
This is an area where Sean excels. By truly taking time to listen, understand and provide tailored solutions Sean sets his mortgage practice apart. Measuring the future impact of today's decisions sets the stage for a long term relationship with his clients.
Services
Your home isn't just a place to live; it's an investment for you and your family's future. There are many loans and programs that might be best for you. When we meet and talk about your financial objectives, we will determine which program is best suited for your needs. I will explain lending in the simplest terms and show you various scenarios and how they may benefit you.
An adjustable-rate mortgage (ARM) is a loan term option with interest rates that can change periodically after the initial fixed-rate period. After this introductory period, monthly payments are susceptible to increases or decreases based on market fluctuations, which can also affect the monthly payment.
Home loans insured by the Federal Housing Administration (FHA) can make it easier for you to qualify to purchase or refinance a home. This loan option offers flexible qualification guidelines to help people who may not qualify for a conventional mortgage. FHA's adjustable-rate mortgage (ARM) insures home purchases or refinances with rates that can change after the initial fixed-rate period.
Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster.
A jumbo loan, or non-conforming mortgage, allows you to purchase more expensive homes with a loan amount above the conforming limit set by the Federal Housing Finance Agency. In most areas of the country, the conventional conforming loan limit is $510,400; however, the limit is $765,600 in higher-cost areas.
Reviews (9)
Lyndsay B.
Aug 12, 2020
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Heather H.
May 20, 2019
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K. N.
Jul 10, 2018
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Sean and his team were top notch! they would notify us if we needed to get whatever paperwork needed, or a signature, etc.....they did all the hard work for us! their follow up was stellar. from sean actually coming over to our house with a bottle of bubbly, to the "we've moved" cards with our new house on them, to all the welcoming gifts sent to our new house. just stellar. they're a good cohesive group that work well together!
Sandra T.
Jul 03, 2018
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I loved how personalized our experience was. Sean and his associates did an outstanding job staying on top of our financial transactions, with the utmost professionalism. We were impressed with how efficient and reliable everyone involved was. To top it all off, we felt so appreciated. We loved the thoughtful gifts every time we completed a milestone in our mortgage process. From an amazing cookie box to a delicious Italian gift basket every member of our family was able to experience the appreciation. To say that it was an enjoyable experience signing our final documents is an understatement.
Tori P.
Mar 26, 2018
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I don't even know how to begin describing how wonderful this team is! From the initial meeting, I felt completely comfortable at Fairway. They are friendly, knowledgeable, and were always accessible for questions and concerns from a first time home buyer. I felt well taken care of every step of the way. I dealt mostly with Sean and Darcy and they were both absolutely amazing to work with. Sean went above and beyond to make my first home buying experience as smooth as possible and I will forever be grateful!
Tom M.
Nov 14, 2017
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You couldn't ask for a more loyal, friendly, knowledgeable, or hardworking lender! I've been working with Sean for the past couple of years and in that time he's gone above and beyond countless times for our clients.
Clients first, phenomenal service, every time! You can count on that from Sean and his team.
Clients first, phenomenal service, every time! You can count on that from Sean and his team.
Sue J.
Oct 26, 2017
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As a new buyer, I need to feel that the team I'm working with has my best interests at heart as well as giving me full information so I can make the best decision. Sean & his team can't be more accessible and accommodating with all of my questions. They are very professional and really easy to work with.
Michael D.
Oct 24, 2017
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Rock solid team. Dealt with Sean and Jamie, and they both got the job done. As a buyer, my main concern was about having someone who is responsive to my endless questions and hold my hand throughout my home purchase.
Immediate responses even in the off hours? Check.
Problem solving skills to ensure that my transaction goes through? Check
Competitive pricing and clear explanation of my options? Check
It was a breath of fresh air to work with competent and clearly seasoned mortgage professionals.
Immediate responses even in the off hours? Check.
Problem solving skills to ensure that my transaction goes through? Check
Competitive pricing and clear explanation of my options? Check
It was a breath of fresh air to work with competent and clearly seasoned mortgage professionals.
Jack K.
Oct 24, 2017
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I've been working with Sean and his team for several years now and they have continually demonstrated exceptional professional service. I confidently recommend them to anyone looking for highly skilled professionals who always put the needs of their clients first. Thank you for your excellent service, Sean.
