PS Mortgage Lending is a Veteran Owned and Operated, Licensed Mortgage Lender and Licensed Mortgage Broker Business. PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.
The owner, Phil Stevenson, has been interviewed and quoted in Forbes 3 times as a mortgage expert, and has been flown to Washington, DC multiple times by regulators to take part in rewriting the National Mortgage Licensing Exam with other Subject Matter Experts. Do you know which mortgage is the most misunderstood in the market today?
The owner, Phil Stevenson, has been interviewed and quoted in Forbes 3 times as a mortgage expert, and has been flown to Washington, DC multiple times by regulators to take part in rewriting the National Mortgage Licensing Exam with other Subject Matter Experts. Do you know which mortgage is the most misunderstood in the market today?
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Phil Stevenson is 1 of approximately 150 Certified Reverse Mortgage Professionals (CRMP)in the United States, and currently sits on the Ethics Committee of the National Reverse Mortgage Lenders Association (NRMLA). Born and raised in Miami to a Cuban mother, he speaks fluent Spanish and uses the nickname "Felipe" when working with clients who are not strong in the English language.
PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida. PS can do business throughout Florida and Texas, and have agents who can meet clients face to face in many parts of both states. We pride ourselves in thinking outside the box, because most clients don't fit inside "the box" anyway!
The VA Loan is made for veterans, military members currently serving in the U.S. military, reservists, and surviving spouses. It can be used to buy single-family homes, condominiums, multi-unit properties, manufactured homes, and new construction. Simply put, it's a benefit for the veterans, it's a mortgage.
These are the most common types of mortgages offered and are the main mortgages that fall under the definition of a "Qualified Mortgage". These are the easiest mortgages to get closed because they offer automated underwriting and are the most mainstream, which means there is a lot more technology and support for them.
The FHA reverse mortgage is a mortgage loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash. This is done by taking any combination of lump sum, monthly payments, and/or line of credit, but the amount and size of any of those options is based on the equity of the home and the age of the borrower(s) or non-borrowing spouse (NBS).
Reviews (9)
Eli Sapharti
May 05, 2021
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Buying a home can be very stressful. Especially the loan/mortgage process. We were very lucky to have worked with Phil Stevenson and his entire PS Lending team. From the boss on down, every single person was very responsive, helpful, supportive and most of all extremely professional without being "stuffy". Not to mention that they got us the best rate! I will definitely use PS Lending again in the future and will gladly refer my friends and family.
James Schwitalla
May 04, 2021
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Positive: Professionalism, Responsiveness
Professional and responsive doesn't quite capture all of my experience at PS Lending. I would have to add efficient and effective to flesh out the picture of my experience more fully. It's PS Lending, NOT BS Lending, because Phil Stevenson and the Team know their business and they do it well!
Professional and responsive doesn't quite capture all of my experience at PS Lending. I would have to add efficient and effective to flesh out the picture of my experience more fully. It's PS Lending, NOT BS Lending, because Phil Stevenson and the Team know their business and they do it well!
William Somerville
May 02, 2021
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Phil and his team are exceptional! They are consultative, creative and will guide you to the optimal rate for your profile. Whenever I hear folks complain about the big banks moving slow and not understanding borrowers income streams I tell them I got you the BEST in the business. Plus he is a veteran with special programs for Vets. Last but not least he monitors the interest rates swings and is spot on in terms of anticipating optimal rate lock. Check out his Mortgage Nerd posts on YouTube
Javat Sanchez
Feb 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
After 6 months of trying to refinance with another company (and going nowhere), I decided to contact PS Mortgage Lending. Phil and his team went above and beyond, we were able to refinance in less than 2 weeks. I would definitely recommend Phil and all the PS Mortgage Lending team.
Luis Sanchez
After 6 months of trying to refinance with another company (and going nowhere), I decided to contact PS Mortgage Lending. Phil and his team went above and beyond, we were able to refinance in less than 2 weeks. I would definitely recommend Phil and all the PS Mortgage Lending team.
Luis Sanchez
Johnathan Litan
Dec 05, 2020
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My experience with this company was amazing. At first I was a little hesitant to go with a smaller loan company and thought Wells Fargo or CitiBank were far superior. Guess again, Phil (the owner) beat the loan rates these banks were giving me! He worked with me and took the time to go over all my questions about the home buying process. You will not regret going with this company.
Henry Sanchez
Dec 05, 2020
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Positive: Professionalism, Quality, Responsiveness
Phil is incredibly knowledgeable and looks out for his clients best interest. We refinanced in less than 2 weeks. That’s unheard of but he did it. I’d work with Phil anytime and recommend him and his company wholeheartedly. Thank you Phil also for your service to this country during your time in the military.
Phil is incredibly knowledgeable and looks out for his clients best interest. We refinanced in less than 2 weeks. That’s unheard of but he did it. I’d work with Phil anytime and recommend him and his company wholeheartedly. Thank you Phil also for your service to this country during your time in the military.
Manuel Masias
Nov 16, 2020
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Best broker experience we have had to date. Phil and his team were perfect the whole way with our refinancing until closing day. Super fast closing and really got us an incredible rate. Was very honest and forthcoming from the beginning which we appreciated and wish we had used him when we originally purchase our home. If you are looking for a knowledgeable team then PS lending is the way to go. Thanks Phil!
Howie Can'T. Dance
Aug 12, 2020
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There are few things in life no one really looks forward to, like getting a mortgage. It can be a hassle gathering documentation and sending it to the mortgage company. Usually weeks go by with nary a word from them, and in the end they make you feel as if they did YOU a favor.
Not so with Phil and PS Mortgage Lending. At the suggestion of a friend, I contacted Phil to refinance my VA loan. Phil and his team were true professionals, and kept me informed each step of the way. They worked quickly and provided tools for me to use to expedite the process. Communication wasn't limited to office hours
Not so with Phil and PS Mortgage Lending. At the suggestion of a friend, I contacted Phil to refinance my VA loan. Phil and his team were true professionals, and kept me informed each step of the way. They worked quickly and provided tools for me to use to expedite the process. Communication wasn't limited to office hours
Sr Care Guy
Jun 17, 2020
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About 6 months ago my family and I looked to Phil Stevenson and his team at PS Mortgage Lending to assist us in acquiring our dream home. I’ve known Phil for a long time now, what I didn’t know was how intense and passionate he is about getting you the absolute best rate for your family. It’s like having a team of blockers and tacklers as you make your way towards home ownership. Phil and his team did more than just locking us in at the right time. They were patient, compassionate and educated us on all the necessary fundamentals regarding our home. If you or anyone you know is in need of
