In the process of getting a mortgage? Here are some tips you may not have thought of: Now that you're thinking about buying a home you've probably stumbled about articles. 1. Decide to buy 1. Decide to buy. Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list.
CoreLogic's latest Equity Report revealed that 256,000 properties regained equity in the third quarter of 2015. This is great news for the country, as 92% of all mortgaged properties are now in a. According to a Merrill Lynch study, "an estimated 4.2 million retirees moved into a new home last year alone."
CoreLogic's latest Equity Report revealed that 256,000 properties regained equity in the third quarter of 2015. This is great news for the country, as 92% of all mortgaged properties are now in a. According to a Merrill Lynch study, "an estimated 4.2 million retirees moved into a new home last year alone."
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I have been originating residential mortgages for over 19 years, and I am extremely passionate about helping people get the best mortgage terms possible, closing ON TIME, EVERY TIME, and having THE UNMATCHED MORTGAGE EXPERIENCE. This starts with responsible lending, setting proper expectations, educating the borrower, and surrounding myself with high-character partners, working together as a team to provide the best service imaginable.
Our job is to make the mortgage process as seamless as possible for you and your family. Thankfully, we are experts at that. The loan process is broken up into 6 parts: The Documentation Stage, The Appraisal Stage, The Underwriting Stage, The Conditional Approval Stage, The Clear-To-Close Stage, and finally the Closing Stage.
A FHA Loan is a great solution for a first-time homebuyer as well as those who want to make a lower down payment. Additionally, a FHA loan will help our clients with less-than-perfect-credit! Planning to buy a fixer-upper? This program combines your construction loan and your mortgage into a single home loan, which saves money in closing costs and simplifies the home renovation process.
You have a fixed-rate mortgage with a high interest rate, and are looking to get a lower interest rate. You have a long-term loan and would like a shorter-term loan so you can pay it off and build equity more quickly. You have a short-term loan and would like a longer-term loan so as to reduce your monthly payments.
Shockingly, many people have never seen their Credit Report! Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage. Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit!
It is very common for incorrect information to be reported on your Credit Report and it is important to identify any issues and correct them before you apply for a mortgage.Many of you have seen "Free Services" advertised on T.V., The Internet, and through the Radio. When you see an offer for a "Free Credit Report", IT'S NOT FREE and generally gives you a little information to get you to sign up for their services!
It is very common for incorrect information to be reported on your Credit Report and it is important to identify any issues and correct them before you apply for a mortgage.Many of you have seen "Free Services" advertised on T.V., The Internet, and through the Radio. When you see an offer for a "Free Credit Report", IT'S NOT FREE and generally gives you a little information to get you to sign up for their services!
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Bob Floss Ii
May 17, 2020
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