Hometrust Mortgage
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Hometrust Mortgage
Have you been referred to HomeTrust by a friend or co-worker? Most of HomeTrust's customers are referred by someone who we have helped. We guarantee you top-level responsive customer service, competitive rates, and a trust-based lending experience that will make you a customer for life. We are a full-service mortgage company based in Schaumburg, Illinois.

We specialize in FHA Home Loans, First Time Home Buyer, VA in Schaumburg. We also serve the surrounding cities in Cook County. Whether you are buying a home or refinancing in any of these zip codes: 60173 60193 60194, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
Services
HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. We were founded in 1995. It's our mission to give you great customer service while providing high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, IHDA, Down Payment Assistance, and Jumbo mortgages tailored to your unique situation.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Reviews (9)
M. V.
M. V.
Nov 27, 2021
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Roja is a very knowledgeable, caring and helpful person who understands your financial situation very well, and as a professional, she can help you with any questions you have. She provides the best rates which you can get and also explains all the details that you need to know! This is one of the strongest 5 star reviews that I can give to anyone! STRONGLY RECOMMENDED …
Mahmoud
Mahmoud
Nov 04, 2021
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I worked with Roja Ghasemi to refinance my mortgage (my case was not a straightforward case) and I am beyond happy with my experience. She was professional, responsive, knowledgeable, and realistic throughout the whole process. I will certainly work with her again and highly recommend her to anyone who is seeking a trustworthy mortgage loan officer.
Shadi Ashnai
Shadi Ashnai
Jul 27, 2021
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Roja made it really easy for us to understand the process and move ahead every step of the way. She and her team were very responsive and detail-oriented. She secured a very good rate for us. We feel very lucky to have had her on our side and highly recommend her.
Amin Yazdani
Amin Yazdani
Jun 26, 2021
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Roja! She and her team are the best and wonderful in responsibility, patient, time management, interest rate, communication, good attention, and so on. Roja took a ton of advice during home purchasing as well. From beginning to end.
I got PA within 26 hours, then after we got accepted the offer, Roja finalized and closed at the best rate within 23 days. There is no But!
Joey Springer
Joey Springer
May 28, 2021
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Rich is all about great service. He helped me acquire my first home loan and made sure the process was as smooth as anything. Very knowledgeable and a great person to know in this industry!
Mimi Sadri
Mimi Sadri
Oct 25, 2020
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I have worked with many many loan officer in my life, but I have never met anyone as diligent detail oriented, and caring as Ms. Roja Ghasemi.
Since she learned I am a single Mom and working 6 days a week, she took upon herself to help me and called my accountant and building manager and my banks to collect the necessary documents to close in timely manor.
I recommend her to 2 of my friends, and both are very very satisfied with the service they have received. Keep up good job lady 😊
Daniel Stone
Daniel Stone
Sep 08, 2020
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We had the pleasure of working with Home Trust, during the process of purchasing our forever home. This company came highly recommended by our realtor. We were attempting a very quick closing. Home Trust was able to accommodate our needs. Our closing was delayed, due to 3rd party oversight. The Home Trust team worked incredibly hard to get us closed on our new home. The entire team spent countless hours accommodating the 3rd party requests, and putting us in the position to close. I was beyond impressed with the work ethic of this company. And the dedication of David.
Whitney Lamb
Whitney Lamb
Sep 03, 2020
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Dave and his team did an amazing job at helping us refinance our home and helping us obtain our vacation home! Highly recommend! We used him to purchase our first home as well.
Eisa Rahmani
Eisa Rahmani
May 07, 2020
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We recently used Roja to refinance our house. She was awesome. She took the time to answer the questions we had guiding us every step of the way. I spoke to many other lenders but Roja managed to get us the best rate possible. I highly recommend her to anyone looking to buy a house or refinance their current loans.