At HomeTown Lending Partners we want to make your loan experience pleasant and rewarding. Our expert Mortgage Consultants will work closely to guide you through the entire home loan process, so you feel confident as you choose from the best options available for your financing strategy. The financing of your home is one of the largest commitments that you will make during your life.
We invest the time to understand your individual needs and customize solutions to help you accomplish your goals. Here is what some other people are saying about HomeTown Lending Partners! I recently refinanced my mortgage with HomeTown Lending Partners. They worked with their various lending institutions to get the terms of the loan that fit my needs.
We invest the time to understand your individual needs and customize solutions to help you accomplish your goals. Here is what some other people are saying about HomeTown Lending Partners! I recently refinanced my mortgage with HomeTown Lending Partners. They worked with their various lending institutions to get the terms of the loan that fit my needs.
Services
At HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy.
Grace, you are marvelous. Thanks for the expedient response to our inquiry of payment options. The scenarios provided are great. They are very informative and clear. This gives me a better understanding of what I can and can't do. Thanks for all your time, interest, and availability during this period of challenging circumstances that we were confronted with.
HomeTown Lending Partners takes pride in giving back to those in need. If you close a loan with us we will make a donation to a charity of your choice, in your name. HomeTown Lending Partners is a proud sponsor of Jami Roeding for the 2012 Tampa Bay Woman of the Year, and donated $1000 to the Westchase Charitable Foundation.
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan on living in the same home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper. Often times, it may be harder to qualify for fixed-rate loans than for adjustable rate loans.
A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages). With this loan, the interest rate is recalculated every month. Compared to other options, the rate is usually lower on this ARM because the lender is only committing to a rate for a month at a time, so his vulnerability is significantly reduced.
Reviews (1)
Adele Benteler
Jun 24, 2021
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My fiance and I are first time homebuyers and, thanks to Mike, Stephanie, and the rest of the amazing HomeTown Lending team, our experience was so stress free I almost couldn't believe it when we reached the closing! I had done my research and spoken to several lenders/brokers prior to speaking with Mike and, from the moment we had our first conversation, I could tell this was a man who knew his business inside and out (30 years in the mortgage insustry), was honest, and would take the time to explain the process and steps to first time homebuyers. He made it clear from the start that we could