The Mortgage Exchange Service, LLC Purchase and refinance services in all of Virginia and Maryland. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.
Ever hear the pearl of wisdom that says you should only consider refinancing if the new interest rate is at least 2 points under your current rate? That may have been accurate years ago, but since refinancing has been costing less recently, it's a good time to think about a new mortgage! Refinancing your loan has various benefits that can make it worth the initial expenditure several times over.
Ever hear the pearl of wisdom that says you should only consider refinancing if the new interest rate is at least 2 points under your current rate? That may have been accurate years ago, but since refinancing has been costing less recently, it's a good time to think about a new mortgage! Refinancing your loan has various benefits that can make it worth the initial expenditure several times over.
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Send a letter to both the credit bureau and the creditor explaining why you think the information is in error. If you have a copy of your credit report, include a copy of just the relevant account that you are disputing. Creditors and credit bureaus have a certain time period to respond to your dispute.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
No doubt, a lot to do when you get a mortgage loan. You wouldn't be visiting our site if you could complete a one-page loan app and get a great loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important - preparing to move into your new home or saving money.
When it comes to applying for a mortgage loan, you need to know the difference between a mortgage banker and a mortgage broker. Because both reap the same outcome (a new home), people usually confuse the two. But as you enter the application process, it can benefit you if you understand they ways they differ.
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