We are a full service mortgage company serving the Midlands and state of South Carolina. We are able to obtain excellent rates and terms for well positioned customers and program flexibility allow us to obtain financing for customers with credit and income challenges. We are the bridge between your home dreams and lender guidelines.
Put our 25 plus years of lending experience to work for you. We offer a wide range of refinancing options designed to meet your specific needs. If you looking to reduce your interest rate or looking for cash out options, we can help with a plan to meet your needs. Contact Mortgage Essentials today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Put our 25 plus years of lending experience to work for you. We offer a wide range of refinancing options designed to meet your specific needs. If you looking to reduce your interest rate or looking for cash out options, we can help with a plan to meet your needs. Contact Mortgage Essentials today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
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