National Asset Advisors

National Asset Mortgage is a leader in the non-QM origination and servicing industry. Whether you are a lender in need of licensed originators to assist with compliant underwriting or a licensed servicing partner for your loans, National Asset Mortgage is able to assist you.

Market Leadership: NAM is one of the most experienced low-balance, high-touch, complex servicing/subservicing firms in the United States with more than 200 financial institution clients nationwide.These clients include State housing finance agencies, Municipal mortgage lending organizations, Hedge Funds, institutional lenders, IRA Administrators and private lenders.

Mortgage Loan Origination and Servicing has become too expensive and risky for many lenders to handle in house. That 's why so many lenders are turning to NAM for assistance with origination and servicing. National Asset Mortgage focuses on the details, so you can focus on portfolio performance.

Enable Regulatory Compliance: Agency, federal and state banking regulators, state attorneys general and local municipalities have imposed significant new requirements for mortgage asset servicing.There are heightened requirements to provide more detail and frequent reporting of all consumer interaction, Loss Mitigation and default management activities.

In an ideal world, all borrowers would be able to make their payments on time; however, we understand life happens and sometimes circumstances beyond anyone's control occur. In these moments, NAM prides itself on being the bridge to solutions between borrowers and note holders. We will work compassionately with borrowers to understand and document reasons for default and to offer tools to assist borrowers to get back on track.

As oversight requirements of subservicing continues to increase, NAM can provide a solution to assist clients with performing operational oversight. Through regularly scheduled evaluations, you are able to evaluate and measure progress and changes impacting servicing operations. Annual on-site reviews of your subservicer or servicing department to evaluate current processes, propose best practices, and offer solutions to mitigate risk.

Accrued interest: A contractual provision that gives the lender the right to demand repayment of the entire loan balance in the event that the borrower violates one or more clauses in the note. Alt-A: A mortgage risk categorization that fall between prime and sub-prime, but is closure to prime. Amortization: Repayment of a mortgage loan through monthly installments of principal and interest.