Gulfstream Mortgage
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Our mortgage calculators help you hone in on the loan options that are best for you. From estimating your monthly mortgage payment to exploring the down payment options between Conventional and FHA loans, we have the tools you need. Gulfstream Mortgage Corporation strives to ensure that its services are accessible to people with disabilities.

Gulfstream Mortgage Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. Gulfstream Mortgage Corporation makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Services
Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email, or text, then you will appreciate working with us.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
Reviews (11)
Rob Pacific
Rob Pacific
Oct 04, 2021
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Extremely pleased from start to finish! I would definitely recommend Gulfstream for a great experience.
Nikki Sligh
Nikki Sligh
Sep 26, 2021
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Bob was extremely helpful with our mortgage process. For TWO YEARS, Bob helped with getting my credit repaired by giving me tips and pointers on the approval and closing process. He dealt with me calling a million times with a million questions. He overall with an exceptional person to work with. Highly recommend! Again, thank you for all of your help!!!
Mia Matthews
Mia Matthews
Sep 17, 2021
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Bob was wonderful and very friendly helping me through my home buying process. I am a first time home buyer and bob was AMAZING answering all my questions in a timely manner and in the friendliest way! He always had an amazing attitude even in the most frustrating situations and never gave up hope that I would be a homeowner soon. I highly Recommend Gulfstream Financial
Britney Burleson
Britney Burleson
Apr 20, 2021
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Bob with Gulfstream mortgage has always been a pleasure to work with. As a first time home owner he was a saving grace. He was honest, and knowledgeable and always gave the best advice to guide me in the right direction. He is always there when you need him. I highly recommend!
James Thomas
James Thomas
Apr 15, 2021
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I have enjoyed working with Bob over the years on several projects. Always very helpful and professional.
Brent Sansbury
Brent Sansbury
Feb 20, 2021
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Bob and Darrell made our refinance as easy and simple as possible. Any bumps they took care of and anticipated any extra documents ahead of time to keep us on schedule. I highly recommend Gulfstream Mortgage for your mortgage or refinance needs. A+++
Kristie Garner
Kristie Garner
Sep 27, 2020
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I worked very closely with Bob over the last few months. He communicated continuously with us and helped us get a great interest rate and a great type of loan. We will recommend his service to friends.
Chris Godfrey
Chris Godfrey
Jun 30, 2020
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Gulfstream made the refinance process simple. Bob & his staff were true professionals & I was very comfortable with the process. I highly recommend them!
Nevada Lee
Nevada Lee
Jun 16, 2020
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Highly highly recommend!! Bob was so great to work with. He made the process incredibly easy for us, especially the paperwork part on the forefront. We are first time home buyers and found the house of our dreams and moved within our perfect timeline and that definitely would not have been possible with out Bob and the the realtor he suggested to us. They were amazing at communicating quickly and worked as a great team.
Terian L.
Terian L.
Apr 21, 2020
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I had the pleasure of meeting Bob Graybill and Gulfstream Mortgage several years ago. My brother needed a VA mortgage. Local banks were not interested in our business. Bob provided immediate approvals. The original lender backed out at the last minute. Not a problem at all because Bob had backups in place. The closing went exceptionally smooth. A few years later, Gulfstream provided the mortgage for my son's home, it closed very rapidly. If you need a mortgage and want superior service, contact Bob Graybill at Gulfstream for your mortgage needs.. He will exceed above and beyond what you
Laurie C.
Laurie C.
Oct 07, 2019
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Bob is absolutely top notch. From our first phone call, we knew we were in good hands. As a first-time home buyer, we were nervous about buying a house but Bob made it very easy for us. He is very knowledgeable and made it an easy experience. We had a fast closing and he explained everything clearly and got it done faster than we thought. We ended up getting an interest rate we were thrilled with and closed in 6 weeks on our dream home. If you're looking for someone who provides incredible services, is punctual and professional, and can go above and beyond, Bob is the person to go to. He was