Don Burton set out to transform the home loan experience for homebuyers. By eliminating typical long delays and surprises, Burton worked to provide a home buying experience that delivered On Time and As Promised. The company has pursued this pledge relentlessly for over 30 years. Today Evergreen remains focused on Don's original vision.
Associates and leadership work closely together to help put buyers in a very strong position to purchase and shorten the time to close so that customers save valuable time and money. In 1987 Burton was a real estate agent looking to help people into homes. Once he understood the frustrations within the mortgage lending environment, he wanted to change the way people obtained financing.
Associates and leadership work closely together to help put buyers in a very strong position to purchase and shorten the time to close so that customers save valuable time and money. In 1987 Burton was a real estate agent looking to help people into homes. Once he understood the frustrations within the mortgage lending environment, he wanted to change the way people obtained financing.
Services
No matter where you are in your homeownership journey, our handy home loan mortgage calculators can serve as helpful tools. Thinking about buying? Check out the Rent vs. Own calculator or see how much you can afford with the Payment/Amortization calculator. If you already own a home, we have a variety of home loan calculators to assist you with your financial goals.
Building a new home or doing major renovations to your existing home can help you get everything you want and avoid paying for features you don't need. Building usually costs more than buying. How much more depends on a number of variables. One important variable is the age of the existing home you're considering for purchase.
Constructing a custom home or a new addition can be equal parts exciting and overwhelming. Here are the steps you need to know to ultimately make it a successful experience. You can alleviate many a headache by being prepared and working with a lender who can help you navigate the complexities of the custom home building process.
In a busy housing market, it's easy to feel discouraged when you can't access a home in your dream neighborhood. Or perhaps you don't have quite enough buying power to live in that top-rated school district. At Evergreen Home Loans, we know the importance of making a house a home. With that in mind, we offer homebuyers renovation loan options so they can take that fixer upper and turn it into their dream home.
Interest rates on home loans can go up or down depending on market forces and rate adjustments. If your current loan features a fixed interest rate, nothing changes. The only way you can benefit from a lower interest rate is to refinance your current loan or sell your home and buy a new one.
Generally, if current interest rates drop two points below the rate on your fixed-rate loan, and you plan to stay in your home awhile, you may be ready to refinance.Some homeowners leverage the lower initial interest rate of an adjustable-rate mortgage (ARM) to get into a home that might be more difficult to afford at a fixed rate.
Generally, if current interest rates drop two points below the rate on your fixed-rate loan, and you plan to stay in your home awhile, you may be ready to refinance.Some homeowners leverage the lower initial interest rate of an adjustable-rate mortgage (ARM) to get into a home that might be more difficult to afford at a fixed rate.
Reviews (18)
Daria S.
Oct 04, 2021
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Corey Newell provided the most amazing service we have ever experienced in applying for a home loan. From our preapproval -- from out-of-state -- to loan approval, he demonstrated the highest level of integrity, always responding promptly and knowledgeably. Corey is one of those "can do" professionals who helped us to make a difficult life transition (moving to a new state) just that much easier -- and even had loan approval nearly two weeks early! Highest recommendations for Corey Newell, Evergreen Home Loans Boise, and his wonderful staff!
Rl Yb
Aug 23, 2021
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Evelin A.
Aug 18, 2021
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Antoinette A.
May 26, 2021
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Amazing people!
I was working with a previous lender and was having a horrible experience. I was then referred to Evergreen and started working with David. He explained the whole process to me, answered all my questions, and would even call to see how my house hunting was going. We only had a certain amount of time to find a house and get our loan processed due to our lease at our rental having to be renewed and the team at Evergreen made our dream of owning a home happen in a very crunched amount of time. Thank you David and Megan!!!
I was working with a previous lender and was having a horrible experience. I was then referred to Evergreen and started working with David. He explained the whole process to me, answered all my questions, and would even call to see how my house hunting was going. We only had a certain amount of time to find a house and get our loan processed due to our lease at our rental having to be renewed and the team at Evergreen made our dream of owning a home happen in a very crunched amount of time. Thank you David and Megan!!!
Melissa B.
Mar 11, 2021
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Robert V.
Feb 11, 2021
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I was a first time homebuyer and a out of state buyer to boot . Cory and his team was Great although the process ! The whole process was unbelievably easy from the electronic online signings that I was able to do before hand made the whole process a breeze! I would highly recommend Evergreen Home Loans !
Teresa K.
Jan 25, 2021
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Corey and his his team were AMAZING! My husband and I sold our home in early October in another State. Before we listed it Corey pre approved us and we were able to secure a new build.
Over the years we have bought and sold several properties and this was the BEST transaction.
They were very organized and got all the information they needed from the start. There were no surprises, except that Corey was able to get us a lower payment and interest rate!
Over the years we have bought and sold several properties and this was the BEST transaction.
They were very organized and got all the information they needed from the start. There were no surprises, except that Corey was able to get us a lower payment and interest rate!
Sniperbones
Jan 21, 2021
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This company can work amazing miracles. They always put themselves in your shoes to try to help you as much as they can. Ernie Ibarra and his team got my loan approved when everyone else said no. The efficiency of his team specially Sandra has compelled me to write this review! I will definitely be doing business with Ernie and his team in the future. I have already referred several of my friends and family and encourage you to do the same.
Mark Ducharm
Sep 20, 2020
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Haylee W.
Sep 14, 2020
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Alexandra R.
Dec 02, 2019
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Corey and his team were amazing and made this process seamless and pain free! We had a contingent purchase and they worked with everyone involved and we even closed a day early! It made our move to Idaho so much easier and I can't say enough about the excellent communication skills of the staff there. I would highly recommend them!
Rob S.
Aug 03, 2019
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This being the 3rd house I have bought it and I never had everything go as smooth as it did this time. I contacted Kendra and explained my situation and basically what I wanted and were I wanted to be with my new house purchase. She got me exactly were I wanted to be and explained all the details along the way. Even when they decided to move my closing up she made it happen. She was in constant communication with me either by text, or email or phone calls. Words can not explain how happy I am with the whole overall experience with her and evergreen. I would not hesitate to recommend her to anyone
Leopold N.
May 17, 2019
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Great experience with Corey Newell and his team. Everything went smooth, two different types of loans explained and differences between them were explained. Did our signing mobile from CA and sent off without any issues. Closing came ahead of time and since we were ready it all came together great. They made sure we had everything and on time by good prepping. Thanks again!
Claudia A.
Jan 10, 2019
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I would never use them again. I purchased 5 homes in my lifetime, and never have I gone through what they put me through. I bought in 2017, and have had a chance to talk to MANY people in the business about my experience. I was treated differently I believe because I was a retiree. Even though I had enough assets to buy the house 4 times over. The first person who was assigned to me was good, but then they switched my file to someone who wasn't fully experienced. For example, I would get an e-mail from her most mornings saying "To Do List." The next morning I would get an e-mail
Paul P.
Jan 04, 2019
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I am a Real Estate broker in Las Vegas and have used Tony Alder there for 20 years. Tony refered me to the Evergreen team in Idaho where I recently purchased a home. Sam and Megan made it a wonderful and seamless transaction. I would highly recommend them and will definitely use them again for all my future business.
Candace N.
Jun 12, 2018
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Jenelle S.
Dec 12, 2016
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Sam and his team were absolutely wonderful to work with. Our refinance was painless, so easy and done almost entirely from the comfort of our own home via the computer. We've bought two homes and sold one prior to this refinance so I was pretty familiar with how stressful and time consuming this sort of thing is. Not with Sam and everyone at Evergreen Home Loans! All of my questions were answered promptly and my emails and calls were returned right away. I felt valued and that our best interests were the priority. Thank you for a smooth and stress free refinancing experience. I&apos
Taber T.
Jul 01, 2016
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