Axent Funding
Call now
Call now
Website
Call
Axent Funding
Hi, my name Michael and I'm the owner. I starting Axent Funding in 2002 to help people get the Lowest Rates and closing costs in Utah. Our fees are 25% lower than our competitors and we don't charge any processing or junk fees resulting in lower rates and closing costs for you. We can close a loan in 3 weeks or less.

We serve all of Utah from St George to Salt Lake City to Logan. You'll be glad you did. We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, USDA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation.
Services
Welcome to Axent Funding, where we specialize in residential mortgages. At Axent Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process. Below and throughout this site you will find information that will help you with the purchase of your new home.

Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.A common myth is that monthly mortgage payments are more expensive than rent. But, in many cases, mortgage payments can be even less than rent.
1. Get cash out to do a remodel, pay off debts, or get cash to increase your savings. 2. Refinance from a 30 year loan to a 25, 20, 15, or 10 year term at lower rates and pay off your mortgage faster. 3. If rates are favorable, refinance into a lower interest rate and put more money into your pocket each month.
An FHA (Federal Housing Administration) loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won't have to write off a loan if the borrower defaults - the FHA will pay. FHA loans are not for everybody. Nevertheless, they are a great help to some borrowers.
Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process.
Reviews (10)
Solomon Smith
Solomon Smith
Dec 30, 2021
Report
Used Michael a few times on home loans, he's always been able to get the best rates possible. Enjoyed his help and support navigating through the loan process each time.
He was able to get our loan approved and closed in 2 1/2 weeks, including the Christmas break in the middle! Absolutely recommend him!
Joseph Taggart
Joseph Taggart
Oct 14, 2021
Report
Positive: Professionalism, Quality, Value
Michael Visser at Axent Funding is fabulous to work with. He is extremely knowledgeable, and will make sure you are 100% prepared for the underwriter and closing. I've worked with him on several property acquisitions, and he has always been extremely reliable and professional! I highly recommend using Axent Funding.
Garrett Pierson
Garrett Pierson
Sep 18, 2021
Report
Positive: Professionalism, Quality, Responsiveness
Michael is awesome to work with and makes the process easy!
Gabe Butterfield
Gabe Butterfield
Aug 25, 2021
Report
Positive: Professionalism
Michael knows his stuff and gets you through the process quick!
Lillian Adolphson
Lillian Adolphson
Aug 07, 2021
Report
Michael was extremely knowledgeable. He was able to present all possible options while I was purchasing my home. Michael was easy to contact and responded quickly to emails, texts, and calls. He was very reliable in following through with tasks that were time-sensitive. I was very pleased with the ease and convenience in securing my home loan through Axent Funding and will certainly be sending friends and family to Michael in the future.
Robyne Oostveen
Robyne Oostveen
Jul 06, 2021
Report
Positive: Responsiveness, Value
I had a fantastic experience with Michael and Axent Funding. He was very responsive and answered all my questions with a tricky situation. He got me a much lower rate than I thought possible on a investment property which allowed me to lower the length of my loan. I will recommend him to all my friends.
Nathon Boyle
Nathon Boyle
May 23, 2021
Report
Michael was a pleasure to work with. We were informed every step along the way with extremely quick and flawless results. Thank you Michael
Alisha Boyle
Alisha Boyle
May 18, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Michael is simply amazing to work with! Very professional, friendly and fast. We closed in a matter of weeks. I have already recommend him to everyone I know. I highly recommend giving them a call. They are a pleasure to work with!
Juan Pablo Araya
Juan Pablo Araya
Apr 21, 2021
Report
Positive: Professionalism, Responsiveness
I was recommended to use Axent Funding by a friend and I was not disappointed. Michael was very responsive and moved the process through very quickly. He managed to get me a really good rate as well.
Madiha Ahmed
Madiha Ahmed
Mar 26, 2021
Report
Positive: Professionalism
I was very pleased to work with Michael. He did an excellent job helping me refinance our home and our property. He got us the best rate around.
Thank you Michael!