Oak Capital Mortgage
Call now
Call now
Website
Call
Oak Capital Mortgage
We are focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available. We are focused on delivering a concierge level of service while providing some of the lowest rates and fees in the industry.

We also offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. What makes Oak Capital Mortgage unique is that we offer niche programs that include: 1099 and Bank Statement Loans for self-employed borrowers.
Services
Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation. Oak Capital Mortgage strives to ensure that its services are accessible to people with disabilities.

Oak Capital Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.Oak Capital Mortgage makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
Reviews (1)
Jesse G.
Jesse G.
May 20, 2019
Report
Matthew is a knowledgeable, professional mortgage broker that will take the time to explain the details of each mortgage option he presents to you clearly and confidently. I wasn't sure what I could afford, and Matthew quickly reviewed my credit report and income to provide a monthly mortgage payment that was comfortable and feasible. Matthew ahs helped me with two home purchases, and I'll be calling him for my next new mortgage or refinance.