365 Home Lending, Inc. offers an array of loan options, fixed or adjustable, short or long-term, to fit the needs of your budget and your plans for the future. Let's talk - we'll help you choose the right loan package for your home purchase -or- refinance needs. 365 Home Lending, Inc. prides itself on being your partner and earning your trust and confidence.
We offer a superior, streamlined lending experience, and can provide agents with exclusive benefits. If you have questions regarding a Purchase Loan, Refinance, Real Estate, Status Update, or anything else, then please request a call back. As a full-service lender, we're here to help make this as simple and hassle-free as possible.
We offer a superior, streamlined lending experience, and can provide agents with exclusive benefits. If you have questions regarding a Purchase Loan, Refinance, Real Estate, Status Update, or anything else, then please request a call back. As a full-service lender, we're here to help make this as simple and hassle-free as possible.
Services
365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.
Whether you're a fist-time homebuyer or a seasoned veteran, finding a great mortgage is traditionally stressful and time-consuming. We have a unique revolutionary system that makes purchasing your home quick, simple, and as hassle-free as possible. Our programs make buying your dream home a reality.
Shorten the term of your mortgage. Reduce your monthly payments. Pull out the cash you need to finance your life. Choose your main objective and let us do the rest. Can't decide? Often, we're able to accomplish these in combination with each other for even greater savings! Get Cash - Make home improvements, pay for school, or use it towards any of life's expenses.
With hundreds of loan programs out there, choosing the best one can seem overwhelming. Our dedicated Home Loan Experts will help you explore your options and select the one that makes the most sense for your situation. Whatever your budget, we have the program for you. Why risk it? Protect yourself from market fluctuations and take advantage of near-record-low interest rates.
Published rates deemed reliable but not guaranteed accurate. Rate, APR and payment are subject to a complete application, home value verification, and underwriting approval. Furthermore, 365 Home Lending, Inc. will verify income and employment, review credit, analyze debt and your equity position in the subject property prior to loan approval.
Reviews (11)
Kristen Young
Jan 03, 2022
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We hit the jackpot when we connected with Patricia Urban. From the start she was very professional and a pure delight to work with. All her communication was very timely. She went above and beyond answering emails early in the morning and late at night. She treated us like VIPs! We will use her services in the future for sure! A big thank you for all her help.
Renante Gomez
Jan 02, 2022
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365 Home Lending -we got your name & number on the paper you sent to us by mail. We were assigned to Patricia Urban as our realtor. At first we were so hesitant to trust this person because we only communicate on the phone . But when we talk to her she's very polite & she gained our trust right away because she's very knowledgable. When we have questions she will find out the answer right away. In short she knows what she is doing. We were so impress because of her professionalism, politeness , integrity & very responsive. She will text us & guide us all throughout the process from day 1 until
Tony Lewis
Nov 16, 2021
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Positive: Professionalism
I had the experience to work with Louis Afrouznia very competitive. He was willing to go that extra mile to make it work for you, if it was possible. And stuck to his word. I would definitely recommend him to my friends and family who are interested in refinancing their home.
I had the experience to work with Louis Afrouznia very competitive. He was willing to go that extra mile to make it work for you, if it was possible. And stuck to his word. I would definitely recommend him to my friends and family who are interested in refinancing their home.
Ron U. Gmail Acct
Nov 07, 2021
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David Ruiz
Nov 06, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I really like Terri for her professionalism informing me every step of the way and helping me to get my refinance done. Quick fast and easy minimal effort needed for the paperwork. Terri was also very attentive to my questions and needs. Thank you Terri for helping me every step of the way. I would highly recommend 365 home lending
I really like Terri for her professionalism informing me every step of the way and helping me to get my refinance done. Quick fast and easy minimal effort needed for the paperwork. Terri was also very attentive to my questions and needs. Thank you Terri for helping me every step of the way. I would highly recommend 365 home lending
Rachel Buck
Nov 02, 2021
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Stella Li
Nov 01, 2021
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Jean Van Keulen
Sep 26, 2021
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Terri Duong of 365 Home Lending is the most efficient, professional Loan Officer I have encountered. Terri is knowledgeable, dependable, reliable, informative, patient and followed up with me through each step of the refinance process. She was thorough, pleasant and got the job done within 45 days. I am thrilled with her performance and her ability to answer questions accurately and timely. We are so impressed with her performance that we plan to recommend friends and family members who are interested in refinancing their home or purchasing one.
Ed Halili
Aug 24, 2021
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Our experience with Louis Afrouznia was very professional and pleasant! We had numerous financing and refinancing in the past and this is the best experience of all. His team was in full control of the process and was available to answer any questions we had any time of the day. Louis estimated 3 weeks from start to finish and his team made it happen down to notary signing. The notary process was painless! Jordan Crane was very knowledgeable, explained everything before signing and only took 30 mins to complete. I would highly recommend Louis for your financing needs!
D. S.
Apr 16, 2021
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I have been buying, selling and refinancing my real estate in Marin County, Ca since 1983 and have many stories to tell you about mortgage lenders. However, I need to write a review about my experience with Joanne Eulberg and her right hand guy Alex. I contacted Joanne in December 2020 after frustrations dealing since May 2020 with my previous mort. broker that proposed outrageous pricing and fees. I knew something was wrong and Joanne jumped on my application and with the excellent help that Alex provided, my refi was funded in early February2021. I felt pricing and fees where reasonable and I
Lidia S.
Sep 22, 2019
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