Today's technology makes it easier than ever to match you with the perfect Lender, and the right loan program for your needs. Let us help you apply, advocate for you, and have access to valuable resources and information for both new and experienced homeowners. Proudly serving current and future homeowners in California and Arizona.
We are a wholesale broker that partners with the top Lenders in the nation, passing the savings on to you! Crest Mortgage, Inc. strives to ensure that its services are accessible to people with disabilities.
We are a wholesale broker that partners with the top Lenders in the nation, passing the savings on to you! Crest Mortgage, Inc. strives to ensure that its services are accessible to people with disabilities.
Services
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
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