Individual tax identification number (ITIN) loans are specially designed to put home ownership within reach for qualified non-citizen residents seeking to acquire real estate in the United States. Fannie Mae's HomeReady Mortgage is designed for home buyers who may not qualify on their income alone.
This program provides easier guidelines in general. Freddie Mac's Home Possible mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or underserved communities. When you are ready to make an offer to purchase Real Estate, present a realistic, comprehensive document to the Seller and your Realtor that shows you are serious and you have done your homework.
This program provides easier guidelines in general. Freddie Mac's Home Possible mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or underserved communities. When you are ready to make an offer to purchase Real Estate, present a realistic, comprehensive document to the Seller and your Realtor that shows you are serious and you have done your homework.
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