First Home Mortgage is committed to improving the quality of life for all customers and employees. From pre-qualification to closing, we are committed to providing the right loan to finance your home. First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed.
We take the time to understand the needs of our clients in order to find the best solutions, whether it's a first time buyer or experienced home owner. Beginning in 1990, with two offices and a handful of employees, our founder and CEO, Dave Waters, was dedicated to a common vision: stay local, and be independent.
We take the time to understand the needs of our clients in order to find the best solutions, whether it's a first time buyer or experienced home owner. Beginning in 1990, with two offices and a handful of employees, our founder and CEO, Dave Waters, was dedicated to a common vision: stay local, and be independent.
Services
Rob has consistently achieved President's Club / Chairman's Clubs status, ranking in the top five percent as both a Loan Officer and Branch Manager for the past 15 years. Rob's professionalism and experience are second to none. In 2014 Rob was honored as one of the Top 1% of all Loan Originators in America.
Refinance is a possibility to improve your current mortgage. It means getting a new loan, with new terms, and using that money to pay off your old loan. Your Loan Officer can help explain why refinancing might be the right option for you. Refinancing with a lower interest rate could result in lower mortgage payments.
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes. How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. This calculator will help you to determine your savings if you make larger monthly payments.
A renovation loan can help fund home improvements, allowing you to turn a house into your dream home. If you're a buyer who's found a home with great potential, but needs some repairs, First Home Mortgage may be able to provide a loan for the purchase and renovation costs. We offer a number of loan types that cover minor to major rehabilitation, all included with one mortgage payment.
Reviews (18)
Manuel
Oct 19, 2021
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We had a truly excellent experience with Rob and his team getting our first mortgage. We got pre-approved with Wells Fargo and Chase too, but Rob and his team knocked it out of the park and provided great advice. We were very impressed with Bryce's prompt and comprehensive clarifications as well, and the rest of their fabulous team.
Jarrod Marshall
Sep 23, 2021
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We wanted to use this space to give a special shout out to Rob Mercer from First Home Mortgage! As first time home-buyers, we were very unsure of what to expect when it came to financing options. Considering the amount of money, moving parts, interest rates, etc., we were feeling very overwhelmed and unsure of ourselves. After comparing many different banks, credit unions, internet banks, we scheduled our first call with Rob. Within the first 5 minutes, we knew we had the right guy and company for the job. Rob was very transparent with us throughout the process and didn’t make any promises that
G. T.
Jan 23, 2021
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Nathan Brown
Dec 06, 2020
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Rob and his team were great. Our realtor had recommended him because he is fast and reliable, and this was my experience as well. We also got a good rate/terms. Finally, he communicates very clearly and even when I stumbled through some complex terminology (was my first time getting a mortgage) he understood my main point and worked with me to get all the information I needed. I would use him again and recommend him to my friends.
Michael Antonopoulos
Nov 17, 2020
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Candice H.
Sep 30, 2020
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Rob stayed with me through a TWO YEAR condo-hunting adventure. He and his team were attentive, empathetic, and provided me with actionable pieces of information, in a way that I could understand, to make a smart financial decision when it came time to buy. He answered every question (both smart & inane) and made the incredibly impersonal paperwork very personal. Can’t say enough good things. Even recommended him to my sister!!!
Richard Scerbo
Sep 01, 2020
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Loved worked with Rob on our very first home mortgage. We had a few curve-balls from the seller at the last minute, but Rob and his team worked some magic and made it happen with zero fuss. We loved Rob's service so much that we went back to him for our refi a couple of years later. After shopping around, we decided we wanted to work with someone we trusted and who always goes above and beyond when it comes to customer service. Highly recommended! Thanks, Rob!
Bill Elliott
Aug 30, 2020
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My realtor had suggested Rob Mercer back in 2012, and I used him and was happy with him. About six months ago I started the house search and for some reason decided to go with my credit union, which in actuality was just Lending Tree who handed me off to Gateway. They offered me a rate that wasn't all that attractive. So I called Rob, who was confident he could get me a much better rate. But that is not the chief reason I am writing a favorable review. The thing that sets Rob apart is his availability. I've sent him E-mails well into the evening or on the weekend figuring I'd receive responses
Emily Sobieski-McDonough
Aug 18, 2020
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Rob is truly the best there is! We have used Rob both times we purchased a home and he has always been fast, reliable, and willing to help in every way possible. My husband and I often joke that we can only move to states where Rob is licensed because there is no one else we trust. We highly recommend Rob and his team to everyone in the market to purchase a home!
Lee Culver
Aug 07, 2020
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Cynthia Way
Jul 24, 2020
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I work for myself and applied for a loan coming off a bad year financially and really needed to buy a house on my own. When I couldn't get a loan from other places, Rob worked with me and was able to convince the underwrite to consider previous years' income. Voila! I was approved! What a relief. And 9 years later, I am loving my new house, all made possible thanks to Rob's diligence and working on my behalf!
JakeRachel Glotzbach
Jul 11, 2019
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Being a first home buyer, my fiance and I were complete strangers to the home buying process. We found Rob and his team to be very helpful and attentive from start to finish. There was always somebody available to answer our questions in a timely fashion, leaving us without any added stress throughout the journey. The First Home team made it clear up front that they would work for us, finding the best possible loan/programs that would fit our needs and provide guidance where necessary. This was certainly the case. I wouldn't hesitate to recommend Rob Mercer and the team at First Home to anyone
Jacob Glotzbach
Apr 23, 2019
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After shopping around with quite a few lenders, Rob and the team at First Home Mortgage stood out to us as the most attentive and caring group. Rob was clear about what was expected of a lender and walked us through the process. As first time home buyers, his extensive knowledge made the process very smooth and worry free.
I am confident in Rob's… ability to investigate a buyer's options and work with them to find the best option when exploring all of the loans available. He is carefully listened to our financial situation and presented our options in an informative fashion without being
I am confident in Rob's… ability to investigate a buyer's options and work with them to find the best option when exploring all of the loans available. He is carefully listened to our financial situation and presented our options in an informative fashion without being
Nathan Bowen
Aug 10, 2018
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Rob and his team were extremely professional, friendly, responsive, and knowledgeable! They made the home buying experience much less stressful, and their help was particularly appreciated when some last minute closing changes occurred and they rushed to make sure we still made our settlement date. Very highly recommended!!
John Straub
Aug 03, 2018
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I was a first time home buyer. My very well established real estate agent recommended Rob/First Home. I did shop around, but settled on Rob and his team because the personal customer service was head and shoulders above the rest. This remained true throughout the entire house hunting process, right through the closing. My negotiations with the… seller did get complicated. Rob was incredibly responsive when things got a bit tight. Everything was always very clear to me every step of the way, even when things got a little more complicated than usual. Rob went above and beyond to keep things
Karelyn Cruz
Jun 17, 2018
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I got to know Rob and his team through a friend recommendation and I couldnt be happier with their service, attention and knowledge. Rob was extremely responsive to my emails and phone calls and he really cared about what was best for us. We got a really competitive rate with a quick and personalized service. They made the home buying process (my first one btw) really easy and smooth and I'm really grateful for that. My realtor was also very impressed with their service as well. I highly recommend him!
Christa Kronser
May 30, 2018
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After an initial call with Rob, my husband and I felt reassured that we were in great hands. As first-time home buyers, we had tons of questions, but Rob and his team were extremely knowledgeable and patient.… He also followed-up with us every step of the way, even after closing. Rob and his team make fun videos for milestones, such as pre-approval; we loved the personal touch! I would recommend Rob and his team to anyone looking for a new home.
Jamie Burgat
Apr 03, 2018
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Rob and his team - Shaun and Amanda - worked hard for us and got the job done. They were all very responsive and answered all of our questions very timely and professionally. I appreciate their ability to work via email when at all possible due to the time zone differences we had. I would very much recommend Rob and his firm.
