Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan through a special finance lender.
Simply connecting people with automotive financing is not enough for us here at Auto Credit Express. We want to improve our customers' lives. We strive to do this by helping people repair damaged credit through realistic opportunities for auto loan approvals. We do this for everyone, even if they have not had the best track record in the past or have gone through a bankruptcy.
Simply connecting people with automotive financing is not enough for us here at Auto Credit Express. We want to improve our customers' lives. We strive to do this by helping people repair damaged credit through realistic opportunities for auto loan approvals. We do this for everyone, even if they have not had the best track record in the past or have gone through a bankruptcy.
Services
Auto Credit Express was founded in 1999. Today, we are part of the Internet Brands Automotive Group, which comprises the largest network of car buying and financing resources in North America. We are the leading service for people who need new and used car loans in the USA and Canada.
If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, it is our mission to help you get financing and purchase a vehicle through a reputable dealer.Auto Credit Express connects people with credit problems to car dealers and lenders so they can finance and buy a new or used car while re-establishing their credit.
If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, it is our mission to help you get financing and purchase a vehicle through a reputable dealer.Auto Credit Express connects people with credit problems to car dealers and lenders so they can finance and buy a new or used car while re-establishing their credit.
Finding the perfect car for sale is easy to do, but the thing that people struggle with is deciding whether they should finance or lease that specific vehicle. A major reason for this is because consumers have a difficult time understanding that these two methods of having access to an automobile affect them differently.
You can never be too prepared for purchases as big as a car, especially if you're dealing with less than perfect credit. While most people know what bad credit is, not everyone understands what a bad credit auto loan is or how it works. If you're dealing with poor credit and need a vehicle, a subprime auto loan offers a way to get financed.
Going through a bankruptcy can give you a financial fresh start, but it lowers your credit scores. Once finished, you may think it might be next to impossible to get approved for credit again, but that's typically not the case. At Auto Credit Express, we specialize in helping people get connected to local dealerships that know how to work through unique credit situations.
It doesn't matter how your credit went from good to bad. It could have been from missed payments, late payments, collection notices, loan defaults, repossession or bankruptcy. But unfortunately, it happens to a lot of people and it can make getting new lines of credit for things like a home or car loan difficult.
Reviews (10)
Amelia Thomas
Oct 31, 2021
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Austin G.
Jun 04, 2021
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Total scam. This is NOT for a loan at all. They just sell your information to various marketing companies. I’ve been getting spam calls non stop now from different dealerships, credit.com, insurance companies, etc. The giveaway was when they redirect you to several different websites to sign up for additional services during the application process. I’m really surprised the BBB hasn’t done something to downgrade their grade yet. This is literally just a marketing website that gets paid to redirect you and doesn’t do what they advertise whatsoever.
Ashley Says
Dec 31, 2020
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This place is absolutely horrible. They lie through their teeth with every word spoken just about, their office employees need a major attitude adjustment and a beginner’s course in customer service. BEWARE! Especially with the covid effecting everyone right now it’s worth pointing out that they might tell you that they won’t repossess your car until you fall three months behind (which is what we were told) but my husband and I fell two months behind recently, (by 2 months I mean we were 5 days past the 2nd payment) and they repossessed my car at 6:30am on a Saturday. Luckily we got it back
Belle Chatonne
Nov 18, 2019
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After collecting and sharing all of your personal info with who knows how many car dealerships, they make you choose from a list of their cars. Why am I not allowed to pick my own? I already had one in mind, I'm just trying to get a loan. The application asked if I was going to have a co-signer, and then before I can even give them a name I am bombarded with a mandatory list of cars to look through and "request information from the dealer." I don't want any of these cars. I just wasted my time, and now my credit is going to hurt because of the inevitable inquiries to come, further ruining my chances
Chris Shinneman
Oct 03, 2018
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I would give them a zero but it won't let me. First off, they do not Finance Vehicles whatsoever I have already done my research on them and am going to report them to BBB. Second of all, they only collect your personal information and sell it to the nearest bidder, third of all, good luck ever trying to call them hahaha, I called a few times wondering how they got my information and every person I've talked to either couldn't understand English or does not understand their job description. It is strictly a scam call center be forewarned. I personally have not been scammed by them but I am just
Kalysta Chunn
Sep 26, 2018
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Alright, car buyers, let's narrow down what Auto Credit Express does with your credit information!
1. If they told you it would "soft pull" your credit and you signed, Congratulations! You just agreed to let up to 5 dealerships pull your credit, therefore up to 5 hard pulls, and each dealership can have as many as 10 different lenders, so if all dealerships have 10 lenders, there's 50 hard pulls, all of which drop you credit score up to 20 points per pull.
2. You may be under the impression that you will/are approved for little to no money down, which is why you want to work with them, but in
1. If they told you it would "soft pull" your credit and you signed, Congratulations! You just agreed to let up to 5 dealerships pull your credit, therefore up to 5 hard pulls, and each dealership can have as many as 10 different lenders, so if all dealerships have 10 lenders, there's 50 hard pulls, all of which drop you credit score up to 20 points per pull.
2. You may be under the impression that you will/are approved for little to no money down, which is why you want to work with them, but in
Michele Hauser M. D.
Dec 03, 2014
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I was very sceptically BUT I received an email from them within a few minutes of applying and received a phone call the next morning ( I applied online late at night) giving me the name and number of Melissa and even setting up an appointment time for me to meet with Melissa at Chuck Nash in San Marcos. It was a great experience all the way around. Melissa and John ( at dealership) were amazing, worked with me and had a better, nice, newer car than I have ever owned before! I wont lie to you- yes my payment is a little higher than I could get if my credit were good, also you are a more limited
Lucy Wilson
Jul 15, 2013
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Elizabeth Hang was great! She got me in touch with Melissa at Chuck Nash Chevrolet and I got an appointment right away to meet with her. Elizabeth was very nice and friendly and followed up with me very quickly. Melissa,my salesperson, and John, my finance person at Chuck Nash were super sweet and nice and had me in my new car in 24 hours. I actually got approved in 1 hour but went back the next day to pick up my car...amazing!!! I was treated like I was a very important person there and nobody judged me. I am so grateful to Auto Credit Express!
Denisha Lang
Jan 24, 2013
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I was down and out about my previous car transmission going out in a moments notice. I was searching the web and came across the buying a car with bad credit website. My credit isn't horrible, but it could be much better than what it is. I filled in the questionnaire and received an email from Thomas Schiedel whom was extremely pleasant, directed me to Richardson Suzuki in Indiana. There I was greeted and treated with excellent service by both Leon Ruiz the Sales Consultant and Russell Howard the Finance Manager. This was by far the most superb and the shortest experience I've encountered in purchasing
Shaun Holland
Jan 13, 2013
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I have to say without a doubt that Auto Credit Express is amazing along with the my application processor Meghan. I did a search online about how someone with past credit issues could buy a car without having to use a buy here pay here auto lot. I came across a page that recommended Auto Credit Express, of course I was not very sure about using them. I went ahead and filled out the application with no exceptions of hearing from anyone let alone getting assistance with getting a car, boy was I wrong. I received a call the very next morning from Meghan. She told me that she could help me get a car
