With over 25 years of experience, Colonial Mortgage Capital guides you through the path to homeownership, making buying the home of your dreams an affordable reality. Colonial Mortgage Capital is absolutely amazing. This was my first mortgage experience, and Andy was knowledgable, kind, and supportive.
He worked with me until I understood all aspects of the process, got the rates I needed, and had the best deal possible. I recommend him 110%! Andy and his team provided us with a great rate, excellent communication, and were always available when we needed them. We were totally impressed and had an outstanding experience!
He worked with me until I understood all aspects of the process, got the rates I needed, and had the best deal possible. I recommend him 110%! Andy and his team provided us with a great rate, excellent communication, and were always available when we needed them. We were totally impressed and had an outstanding experience!
Services
Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money - even after you move into your new home. We take the guesswork out of the home buying process so you can: 1) afford the home of your dreams, 2) make the best decisions for your financial future, and 3) develop the foundation for financial independence.
The home of your dreams is within your reach. We can help you select the best way to purchase a property that meets your needs while staying within your budget. Your financing options may include the following types of loan programs: Conventional, First-time Buyer, Jumbo (non-conforming), Govement Loans (VA, USDA, FHA), Interest Only, Asset Depletion, Cashflow Self-Employed, Adjustable and Fixed Rate loans.
Buying a new home can be overwhelming! Read the questions below to research your mortgage options, learn how the home buying process works, and take the next step toward owning your dream home. Despite the myth, you don't need to put down 20% of the price on a home. Interest rates and home prices are on the rise.
Purchasing a home is a big decision with a lot of risks. With this guide, you'll learn the most common mistakes homebuyers make - and how to avoid making them yourself. The home buying process is notoriously complicated and confusing. Our free guide can help you become more familiar with the process and know what to expect along the way.
All of the stress and unknowns of buying a home can leave you wondering if it's even worth it. Homeowners have 40 times greater net worth than renters according to a Harvard University study. Ready to get started? Colonial Mortgage Capital's Buy and Borrow Smart Plan provides step-by-step guidance so that owning the home of your dreams can be an affordable reality.
Reviews (11)
Benjamin Mathew
Jan 05, 2022
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Andy was great (and quick) to work with. Recommended to me by a friend who has used him in the past and the process was seamless. Start to finish was only 2 weeks with multiple holidays in between, so it was much quicker than I expected. I would definitely use him again and have already recommended him to a friend.
Monzur Elahi
Dec 29, 2021
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Andrew Chuba
Dec 28, 2021
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Simran Ludher
Dec 28, 2021
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Andy is my go to person for all my mortgage needs. From simple refinance to purchases with many hiccups, Andy has handled it all with amazing rates. He is very responsive and is available to answer any questions right away. I have also referred multiple friends and family remembers to Andy and all had a great experience.
Keith Fisher
Jul 09, 2020
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J. P.
Nov 27, 2019
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Never imagined that buying a new construction house could be so stressful and time-intensive!! We were really thankful our realtor put us in touch with Andy; he was incredibly responsive to emails and texts (his response times were often on the order of seconds or minutes, not hours), found us good loans that met our specific needs, and helped us lock in a very competitive interest rate. He was upfront, honest, and knowledgeable through the whole seven month process, and he even made it to our settlement appointment on the day of closing. Really felt like I was in good hands with Andy and in retrospect
Melody Rowe
Oct 11, 2019
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We contacted Quicken Loans to start the process of refinancing my wife's house into both of our names. I was using the VA Loan and Quicken told me that we couldn't use the VA Loan to refinance because I was not currently an owner. Quicken wanted $500 up front to start which would be refunded into the loan at closing. Lastly quicken was over 2 full percentage points higher than what Andy got us.
Andy is accommodating, professional, fast, and good at his job! He got us an amazing rate, closed within 30 days of contacting him, and charged no up front fees to complete the transaction.
This was my
Andy is accommodating, professional, fast, and good at his job! He got us an amazing rate, closed within 30 days of contacting him, and charged no up front fees to complete the transaction.
This was my
Amber Cooper
Sep 25, 2019
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Andy went out of his way in multiple ways to help us buy our first home. He was always available to answer questions, would answer his phone/emails in the evening and on weekends, provided multiple cost estimates for various homes we viewed, helped us navigate the complex mortgage process and secured a low fixed rate for our mortgage. Andy definitely made the home buying process less stressful. I highly recommend him!
Stephanie Newman
Jul 04, 2019
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It was such a pleasure working with Andy Sikora. Andy was quick and efficient and had our Closure completed three weeks earlier than we anticipated. We highly recommend him if you want great customer service and someone that's always available to answer any questions that you may have. Remember, questions go unanswered if you don't ask. You have to be open with everything to get what you are looking for. Andy, it was such a pleasure working with you and we have any one else that needs help with a Mortgage Broker, we'll definitely send them your way.
Richard & Stephie
Richard & Stephie
Sabine James
Oct 24, 2017
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We have known and worked with Andy Sikora for years now, and would recommend him and his team to anyone. He stays on top of things, takes the time to explain everything and follows through expeditiously. He always has the clients best interest in mind. After using him before for new loans as well as refinancing, this time it was for the purchase of a new home again. Outstanding service and communication was excellent. Besides guiding us through the whole process, he also attended our Closing and made sure we understood everything we signed. We look forward to working with him in the future.
Raphael T. Maldonado
Apr 20, 2017
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ANDY IS THE MAN!!!!!! Point blank, period, end of discussion! This is the 2nd time I have used Andy's expertise, and just like the first time, the experience was awesome. No matter the question he has an answer. Real professional, always puts customer first, always looking out for your interest all the time
