We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score, qualifying ratios, available doc types, and home occupancy.
Whether you are self-employed or a wage earner, having more choices with your mortgage can make the difference. We also specialize in government insured HECM Reverse Mortgages and Jumbo Reverse Mortgages for higher priced homes.
Whether you are self-employed or a wage earner, having more choices with your mortgage can make the difference. We also specialize in government insured HECM Reverse Mortgages and Jumbo Reverse Mortgages for higher priced homes.
Services
Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.
Jefferson Mortgage Group LLC is a licensed mortgage provider serving all of Virginia, Maryland, DC and Pennsylvania with a focus on government insured HECM Reverse Mortgages and Specialized Forward Mortgages with an emphasis on "Alt-A Investor loans" at 80% LTV, both Full doc and No Income-No Employment (No Doc) for the investor community.
Jefferson Mortgage Group LLC is a licensed mortgage provider serving all of Virginia, Maryland, DC and Pennsylvania with a focus on government insured HECM Reverse Mortgages and Specialized Forward Mortgages with an emphasis on "Alt-A Investor loans" at 80% LTV, both Full doc and No Income-No Employment (No Doc) for the investor community.
The great news is we are now living longer, more active, lives. The downside for many is that planning for this longevity is not always easy. A HECM Reverse Mortgage is a great way for retirees and seniors to take advantage of the equity they have built up in their home without the burden of unwarranted risk or tax liability and without having to sell their home.
A reverse mortgage enables homeowners 62 and older to borrow against the equity in their homes without having to sell the home, give up title, or take on a new monthly mortgage payment. The reverse mortgage is aptly named because the payment stream is "reversed." Instead of making monthly payments to a lender, as with a regular mortgage, a lender makes payments to you.
Do all three! Access your equity in the form of cash, a credit line for emergencies, and a term or tenured life-time annuity-like payment. Establish a credit line that grows annually as a cost-effective mechanism for long-term care insurance. Delay Social Security with proceeds from a Reverse Mortgage to maximize your overall Social Security benefit.
One of the benefits of a Reverse Mortgage is that it can be a very powerful tool that provides retirees the financial independence and mobility to help themselves and their families plan and pay for at home care, on their own terms, in retirement. There are an abundance of quality home care options available.
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